The Lifetime Income Model is designed to analyze and implement a strategic retirement distribution plan to help increase income, minimize risk, and provide tax efficiency and asset preservation. It considers factors like inflation, longevity, and taxes that can impact retirement needs. The model helps illustrate how long savings may last to plan one's lifestyle. It uses diversification across asset classes, tax strategies, and income needs to reduce portfolio volatility. The model determines which assets should be spent first and allows others to grow until needed by allocating assets into time-sensitive distribution phases to efficiently organize income needs in retirement. The goal is to meet current needs while allowing future growth of assets not yet required.
1. Will You Have Enough Income to Maintain
Your Lifestyle Throughout Your Retirement?
Is it in the appropriate places?
Which assets should you spend first?
The Lifetime Income Model™
Live for today with a sense of security for tomorrow.
®