Chola Swasth Parivar is an affordable health insurance plan with flexible coverage options that meet your family's healthcare needs. Apart from covering hospitalization expenses, the policy also offers a personal accident cover, ensuring dual protection for you and your family at economic premiums.

1. Financial Adviser Contact: 0 99430 12916
Chola MS brings to you a range of health insurance and hospitalization products that are
suitable for you and your family.
• Chola Swasth Parivar Insurance
o Two plans with flexible sum insured options
o Covers hospitalization expenses including 141 day care procedures which require less than 24 hours of
hospitalization
o Covers pre-hospitalization expenses for up to 30 days and post-hospitalization expenses for up to 60
COIMBATORE CHANNEL - INTERMEDIARTY - CONTACT - 0 99430 12916
days
o Dual protection - hospitalization cover on floater basis and personal accident coverage on individual
o Minimum entry age is 18 years and maximum entry age is 65 years
o No medical checkup upto 55 years
o Cover for up to 2 children: minimum entry age is 3 months and up to 26 years
o Lifetime renewal
Chola Swasth Parivar comes in two plans with flexible sum insured options:
Plan Name Pearl (only Section I is applicable)
Features / Options Plan 1 Plan 2 Plan 3
Coverage Section I
Hospitalisation Expenses (per Family per
policy year)
Rs3,00,000 Rs4,00,000 Rs5,00,000
Compulsory Co-payment - applicable on each
and every eligible claim
15% applicable on each and every eligible claim
Co-payment (per family per policy year)
10% applicable on eligible expenses for treatment in a Non-
Network hospital
Room Rent - Normal Hospitalisation(per day) 1% of the Sum Insured
Room Rent - ICU Hospitalisation(per day) 1.5% of the Sum Insured
Post-Hospitalisation Upto 60 days after Discharge
Pre-Hospitalisation Upto 30 days prior to Hospitalisation
Day Care Services
(Only in Network Hospital)
Covered Covered Covered
Two years waiting period for specific diseases Applicable
Plan Name Royale (both Section I and Section II is applicable)
Features / Options Plan 1 Plan 2 Plan 3
Coverage Section I

2. Financial Adviser Contact: 0 99430 12916
Hospitalisation Expenses (per Family per
policy year)
Rs3,00,000 Rs4,00,000 Rs5,00,000
Compulsory Co-payment - applicable on each
and every eligible claim
15% applicable on each and every eligible claim
Co-payment (per family per policy year)
10% applicable on eligible expenses for treatment in a Non-
Network hospital
Room Rent - Normal Hospitalisation(per day) 1% of the Sum Insured
Room Rent - ICU Hospitalisation(per day) 1.5% of the Sum Insured
Post-Hospitalisation Upto 60 days after discharge
Pre-Hospitalisation Upto 30 days prior to Hospitalisation
Day Care Services
Covered Covered Covered
(Only in Network Hospital)
One year waiting period for specific diseases Applicable
Coverage Section II
Personal Accident - Self
Death Rs7,50,000 Rs10,00,000 Rs10,00,000
Permanent Total Disablement Rs7,50,000 Rs10,00,000 Rs10,00,000
Permanent Partial Disablement Rs3,75,000 Rs5,00,000 Rs5,00,000
Personal Accident - Spouse
Death Rs3,75,000 Rs5,00,000 Rs5,00,000
Permanent Total Disablement Rs3,75,000 Rs5,00,000 Rs5,00,000
Permanent Partial Disablement Rs1,87,000 Rs2,50,000 Rs2,50,000
Personal Accident - Per Child (maximum two children)
Death Rs1,50,000 Rs2,00,000 Rs2,00,000
Permanent Total Disablement Rs1,50,000 Rs2,00,000 Rs2,00,000
Permanent Partial Disablement Rs75,000 Rs1,00,000 Rs1,00,000
* For sum insured 3 lacs under pearl plan for self, spouse & 2 children
COIMBATORE CHANNEL - INTERMEDIARTY - CONTACT - 0 99430 12916

3. Financial Adviser Contact: 0 99430 12916
Premium Table
COIMBATORE CHANNEL - INTERMEDIARTY - CONTACT - 0 99430 12916
Plans
[Age band]
Sum Insured
Pearl
[Upto 70 years]
Royale
[Upto 70 years]
Plan 1 Rs.3,00,000 5,005 7,771
Plan 2 Rs.4,00,000 5,780 9,163
Plan 3 Rs.5,00,000 6,830 10,351
Premium in Rs(inclusive of service tax @ 12.36%)
• Under Royale Plan Personal Accident cover is also available.
• Tax benefits are subject to changes in applicable laws from time to time.
• The Company from time to time and subject to IRDA approval, will revise the premium rates / terms and conditions
based on experience.
* For sum insured 3 lacs under pearl plan for self, spouse & 2 children