2. Chit ZoneChit Zone is not as old as many
other chit Companies claim
themselves to be.
In that sense, we are not Gold
We are a new age Chit Fund Company.
In this sense,
we are a Goldmine
waiting to be explored
3. Borrowing money
is not as cumbersome
as you imagined
Saving money
is not as hard
as you thought
Chit Zone
4. Chit ZoneSocial objective of Chit
Zone
To relieve common man
from the financial
burden he shoulders all
the time
To contribute the entire
earnings to NGOs,
just retaining the
operational costs
5. Chit Zone lends money
more as a service to the
needy
than as a profit making
venture
Chit Zone
You get it at as less
as
2.5% rate
6. Why Chit Zone? Chit Zone
Chit Zone is best in
terms of
Duratio
n
Return on
Investment
Liquidity
Risk Element
7. Chit ZoneChit Zone is better than all other
Investment options
Fixed
DepositsRecurring
DepositsMutual
FundStock
MarketsBank
LoansCredit
Cards
8. Chit ZoneChits Vs Fixed Deposits
Factor Chits Fixed Deposits
Duration Fixed term Fixed Term
Return on
Investment
12% to 16% 6.5% to 8.5%
Liquidity Higher than your
paid up value
always
Pre closure
reduces the return
further
Risk element Zero% risk
involved due to
transparent
systems
Low returns repel
people, forcing
them to make
wrong choices
9. Chit ZoneChits Vs Recurring Deposits
Factor Chits Recurring Deposits
Duration Monthly Monthly
Return on
Investment
12% to 16% 6.0% to 8% - Lowest
in the market
Liquidity You can get money
on demand,
depending on your
risk ability
Pre closure further
reduces the already
low returns
Risk element Zero% risk
involved due to
high profile
member
participation
Low returns forces
investors to fall prey
to wrong investment
options for higher
yields, which cheat
them ultimately
10. Chit ZoneChits Vs Mutual Funds
Factor Chits Mutual Funds
Duration Monthly Periodic follow-up
required
Return on
Investment
12% to 16% The higher the risk
portfolio of the product,
the higher the ROI
Liquidity Higher than
your paid up
value always
Cannot get cash when
required but based on
product performance
Risk element Zero% risk due
to company
guarantee of
funds
100% risky since it is
totally market dependent.
If market gets affected,
return of your hard earned
money invested gets
affected too
11. Chit ZoneChits Vs Stock Markets
Factor Chits Stock Markets
Duration Monthly Daily follow up required
Return on
Investment
12% to 16% ROI cannot be gauged at
any point of time since it
is absolutely volatile
Liquidity High liquidity
assured
Cannot get cash when
required but based on
stock market performance
Risk element Zero% risk
involved due to
transparent
systems
100% risky since it is
totally market dependent.
If market gets affected,
return of your hard earned
money invested gets
affected too
12. Chit ZoneChits Vs Bank Loans
Factor Chits Bank Loans
Duration Monthly Depends on the
acceptance of the Bank
Interest rates Lowest
according to
market trends
Minimum 12%
Maximum 48%
Liquidity High liquidity.
Can withdraw
easily anytime.
Depends on the
acceptance of the Bank
and the documentation
processing time
Risk element Risk is minimal
due to
transparency
1. Possibilities of your
loan application
getting rejected
2. Muscle power used for
recovering money
13. Chit ZoneChits Vs Credit Cards
Factor Chits Credit Cards
Duration Monthly Can be beyond 30 days
but at a huge price
Interest rates Lowest in the
market place
Minimum 36%
Maximum 40%
Liquidity High liquidity if
you go for max
tenure.
1. Depends on card limit
Risk element Run by the Chit
Fund Act
1. System failures makes
payment through cards
get rejected
2. Muscle power used for
collecting money
14. Chit Zone
Don’t sell the property close to your heart
Don’t Mortgage heavy heartedly
Don’t take overdrafts from Banks
Don’t take loans at high interest rates
Don’t pay exorbitant cost to Credit Cards
Come to Chit Zone
now
15. Chit Zone
Involve yourself in a social cause to feel
the immense satisfaction it provides
Join Chit Zone. Save more
