Condo owners need to understand what insurance coverage their condo association provides for common areas and exterior of buildings versus coverage for individual units. While some condo associations cover flooring, cabinetry and light fixtures, owners are always responsible for insuring their personal belongings and liability coverage. It is important for condo owners to consult with their condo association and insurance providers to have the proper insurance protections in place.

1. Condo
Insurance
Agencyin
Columbia
County
When you own a townhouse, condo, co-op or condo-op your
condo association plays an integral role in determining what
kinds of insurance coverage you need. Some complexes’ master
policies only cover the exterior building and common areas, while
others take care of things like your flooring, cabinetry or light
fixtures. In either case, you’re responsible for keeping yourself
and your personal belongings safe.
FINGARINSURANCE.COM
518 537-6244