BrightPay understands that auto enrolment is a daunting task for bureaus. Payroll Bureaus don’t need to shy away from servicing these payroll clients. With the right auto enrolment tools, they can form the core client base of a profitable bureau. Discover how to increase the speed involved in these types of jobs with BrightPay. Avoid inefficient or expensive AE software and save time and money. Simplify your payroll process and let BrightPay take the grunt work out of Auto Enrolment for you. Auto Enrolment: 7 Steps to Profit with BrightPay BrightPay offers a tailored and automated approach to these tasks. With BrightPay’s combined payroll and auto enrolment solution in place, bureaus will benefit from greater efficiency, increased value and improved cost savings. BrightPay is an easy to use solution that can allow you to streamline AE processes to provide a profitable service to your clients. BrightPay offers a simple solution to a complex problem. Agenda Auto Enrolment as a Service? Automate & Streamline AE Task Auto Enrolment Penalties BrightPay’s Approach to Automatic Enrolment Introducing BrightPay Cloud - Online Backup & Employee Self Service 7 Steps to Profit from Auto Enrolment NEST - Helping make auto enrolment work for you NEST has been set up by the government especially for auto enrolment to ensure that every employer has access to a workplace pension scheme that meets the requirements of the new pension rules. But we do more than just meet the regulatory minimum. NEST comes packed with the sort of high-quality features you need, whether you’re saving with us, using us for your workers or helping your employer clients. Over 160,000 employers have already chosen NEST for their auto-enrolment pension scheme. NEST’s objective is to help you start your auto-enrolment pension scheme with NEST quickly and painlessly. Agenda How to set up an auto-enrolment pension scheme with NEST Look at the areas to be careful about using the experience of other employers who have already started their auto-enrolment scheme For more information visit wwww.brightpay.co.uk

1. The webinar will begin shortly...
Auto Enrolment: 7 Steps to Profit with BrightPay
NEST - Helping make auto enrolment work for you
By Paul Byrne, BrightPay
By John Hale, NEST Corporation

2. By Paul Byrne
Auto Enrolment: 7 Steps to
Profit with BrightPay

3. By John Hale
NEST - Helping make auto
enrolment work for you

4. Q&A Session
Questions Tab or #BPWebinars
On Demand
This session is being recorded
Q&A
REC

5. Auto Enrolment: 7 Steps to
Profit with BrightPay

6. Webinar Agenda
Auto Enrolment as a Service
Automate & Streamline Auto Enrolment Task
Auto Enrolment Penalties
BrightPay’s Approach to Automatic Enrolment
Introducing BrightPay Cloud - Online Backup & Employee Self Service
7 Steps to Profit from Auto Enrolment

7. Auto Enrolment as a Service

8. Small Employers and Auto Enrolment

9. Small Employers and Auto Enrolment
293,868
Employers completed
declaration of compliance
1,200,000
Employers who have yet to
reach their staging date

10. Small Employers and Auto Enrolment

11. Small Employer Market
• Large and medium employers: HR
personnel to help with auto enrolment
• Small and micro employers: lack of
in-house expertise
• No knowledge or experience to make
informed AE decisions
• Gift wrapped business opportunity

12. Auto Enrolment as a Service
Employers with less than
50 employees
of an accountants client
base is made up of:
90%

13. • Are you ready or prepared to take
on auto enrolment business?
• What level of support / information
will you offer?
• Are you prepared for employers
coming to you last minute?
Auto Enrolment as a Service

14. Auto Enrolment as a Service
1. Time saving
2. Cost saving
3. Focus on core areas
4. Expertise

15. • Generate income and enhance
client relationships
• AE provides a new platform to
reach and upsell to
• Employers will be happier to
consolidate all their outsourced
services to one person
Auto Enrolment as a Service

16. Automate & Streamline AE Tasks

17. • Having the right payroll tools will play a fundamental role in
ensuring the success of auto enrolment
• TPR recommends using an integrated payroll and auto enrolment
solution
• Ensure that your payroll software provider will provide all the
necessary functions to automate the employer admin tasks
Streamline Auto Enrolment

18. Streamline Auto Enrolment
• Speed of automation offers significant cost
savings to bureaus
• Useful when employers approach you close
to, at, or even after their staging date
• With the right tools, auto enrolment should
become a seamless part of the payroll process

19. Does Your Payroll Software…
1. Assesses your workforce automatically?
2. Allows the use of postponement?
3. Customise employee communications?
4. Calculate and deduct pension contributions?
5. Handles opt-in and joining?

20. Does Your Payroll Software…
6. Handle opt outs and refunds?
7. Notify you when actions need to be taken?
8. Keep records and provide reports?
9. Integrate with various pension providers?
10. Provide free support?

21. Auto Enrolment Penalties

22. • TPR will enforce penalties if the employer ignores AE
• Those who do not carry out the AE duties in accordance with the
law will face enforcement action and penalties
Auto Enrolment Penalties
Statutory
Notice
Penalty Notice Court Action

23. Auto Enrolment Penalties
Informal action
Statutory notice
Penalty notice
Escalating penalty notice
Civil penalty notice
Prohibited recruitment conduct penalty notice

24. Auto Enrolment Penalties
• TPR sources of intelligence;
1) Receipt of a declaration of compliance
2) Notification by a pension scheme of non-payment of
monthly pension contributions
3) Employee whistleblowing

25. Auto Enrolment Penalties
34,703 Total automatic enrolment
cases closed to date
26,040 Compliance Notices Issued
6,779 Fixed Penalty Notices Issued

26. Auto Enrolment Penalties
• Missed staging date – most common reason for TPR
enforcement action
• Within 6 weeks of the staging date – issue postponement letters
to employees
• Otherwise AE will need to be backdated to the staging date

27. Get in touch with the Pensions Regulator
Register with a pension provider
Assess your employees
Communicate with employees
Backdate any missed contributions
Complete your declaration of compliance
Missed Staging Date – What to do

28. BrightPay’s Approach to Auto Enrolment

30. 7 Steps to Profit with BrightPay

31. Minimise
Costs
Simplify &
Automate
Pre-
Assessment
Tool
Increase
Revenue
Pension
Integration
Importing to
BrightPay
BrightPay
Cloud
Minimise Costs
• Avoid any unnecessary costs
• BrightPay Bureau Licence: £229 + VAT
– Unlimited employers
– Unlimited employees
– Free phone & email support
– Full AE, CIS & P11D functionality

32. Minimise
Costs
Simplify &
Automate
Pre-
Assessment
Tool
Increase
Revenue
Pension
Integration
Importing to
BrightPay
BrightPay
Cloud
Simplify & Automate

33. Minimise
Costs
Simplify &
Automate
Pre-
Assessment
Tool
Increase
Revenue
Pension
Integration
Importing to
BrightPay
BrightPay
Cloud
Pre-Assessment Tool

34. Minimise
Costs
Simplify &
Automate
Pre-
Assessment
Tool
Increase
Revenue
Pension
Integration
Importing to
BrightPay
BrightPay
Cloud
Pre-Assessment Tool

35. Minimise
Costs
Simplify &
Automate
Pre-
Assessment
Tool
Increase
Revenue
Pension
Integration
Importing to
BrightPay
BrightPay
Cloud
Increase Revenue
• Finding the right pricing strategy will be a key
factor to increasing profits
• How to increase charges for Auto Enrolment
without losing clients
• Free auto enrolment guides and webinars

36. Minimise
Costs
Simplify &
Automate
Pre-
Assessment
Tool
Increase
Revenue
Pension
Integration
Importing to
BrightPay
BrightPay
Cloud
Pension Integration
• Direct integration with NEST and
Smart Pension (API)
• Avoid having to manually create
enrolment and contribution files
• Saves bureaus time and reduces
data processing errors

37. Minimise
Costs
Simplify &
Automate
Pre-
Assessment
Tool
Increase
Revenue
Pension
Integration
Importing to
BrightPay
BrightPay
Cloud
Importing to BrightPay
• Easy import from other payroll software
providers including Sage, Iris & Moneysoft
• Ability to import via FPS or CSV
• Seamless import from HMRC Basic PAYE
Tools at the click of a button

38. Minimise
Costs
Simplify &
Automate
Pre-
Assessment
Tool
Increase
Revenue
Pension
Integration
Importing to
BrightPay
BrightPay
Cloud
BrightPay Cloud
• A number of additional benefits to bureaus,
clients and employees
• BrightPay Cloud bulk pricing – allows bureaus
to charge their clients retail price of £49
• Bureau with 200 employers can make up to
£7,30 per year

39. Minimise
Costs
Simplify &
Automate
Pre-
Assessment
Tool
Increase
Revenue
Pension
Integration
Importing to
BrightPay
BrightPay
Cloud
BrightPay Cloud

40. Questions & Answers
For more information visit www.brightpay.co.uk, email
sales@brightpay.co.uk or phone 0845 3004 304

41. NEST public
NEST works
December 2016

42. © NEST Corporation 2015
Legal information
© NEST Corporation 2015. All rights reserved. This information doesn’t constitute
financial, investment or professional advice and shouldn’t be relied on.
We don’t make any personal recommendation or give advice to employers and their
workers on how to make investment decisions. If you’re considering using NEST you
might want to talk with an appropriately qualified financial adviser.
We don’t give any undertaking or make any representation or warranty that this
document is complete or error free. We don’t accept responsibility for any loss caused
as a result of any error, inaccuracy or incompleteness.
Any form of reproduction of all or any part of these slides is not allowed.
42

43. © NEST Corporation 2015
NEST works…for auto enrolment
Purpose-built Well run Online and easy to use
Established by government Not for profit It’s all we do
43

44. © NEST Corporation 2015
NEST works…….
Free to use Low cost for members Same for everyone
Opt outs made easy Others can help run NEST
NEST 2031
Retirement
Date Fund
NEST 2032
Retirement
Date Fund
NEST 2033
Retirement
Date Fund
NEST 2034
Retirement
Date Fund
NEST 2035
Retirement
Date Fund
Award-winning
default fund
44

45. © NEST Corporation 2015
How to make auto-enrolment work
1. Know your Staging Date
2. Choose your pension provider
3. Check your payroll can deal with auto-enrolment
4. Can your payroll produce files compatible with your provider’s requirements
5. Or better……. can your payroll send data to your pension provider via web services?
6. Make sure your pension scheme set up matches the way your payroll works (e.g. if you pay weekly then you
will need a pension scheme that can deal with weekly pay etc)
7. Issue the statutory communications in good time
8. Build processes to send data and make payments that work each pay period
45

46. © NEST Corporation 2015
Employers
NEST works for…
Members
229,000+ 3.9m+
Over £1.3 billion
funds
under management
13,000+
46
NEST Connectors

47. © NEST Corporation 2015
Connect with us at linkedin.com/company/nestpensions
Follow us @nestpensions
Visit nestpensions.org.uk/professionalshelpingemployers
and sign up for our monthly newsletter
Visit nestpensions.org.uk/events for our webinars

48. Questions & Answers
For more information visit www.brightpay.co.uk, email
sales@brightpay.co.uk or phone 0845 3004 304