Tax Defense Partners!
Who Are They?!
Celebrating their 20th year as a business,
“Trinity Debt Management” is a member of
“The Associate of Credit Counseling
Professionals” and offers many different
services to those struggling with personal
debt. Everything from credit counseling, to
debt education resources and financial
planning. !
What Services Do They
Offer?!
•  Debt	
  Management	
  
•  Credit	
  Counseling	
  
•  Housing	
  Counseling	
  
•  Student	
  Loans	
  Services	
  
Additional Services!
A	
  more	
  specific	
  list	
  of	
  services	
  may	
  include:	
  
	
  
•  Budge?ng	
  Assistance	
  
•  Debt	
  Consolida?on	
  
•  Debt	
  Se@lement	
  
•  Bankruptcy	
  Assistance	
  
•  Housing	
  &Foreclosure	
  Programs	
  
•  Help	
  For	
  First-­‐Time	
  Home	
  Buyers	
  
•  Assistance	
  in	
  Understanding	
  Mortgage	
  Loans	
  
•  Teaching	
  the	
  Facts	
  on	
  Student	
  Loans	
  
•  Resources	
  for	
  Student	
  Loans	
  
	
  
	
  
	
  
Do They Offer Debt
Education?!
They	
  offer	
  a	
  variety	
  of	
  debt	
  educa?on	
  
resources	
  including	
  free	
  financial	
  books	
  
through	
  their	
  website,	
  financial	
  educa?on	
  
links	
  and	
  youth	
  financial	
  educa?on.	
  	
  
	
  
How Do They Rate With The BBB?!
Trinity	
  Debt	
  Management	
  is	
  not	
  rated	
  with	
  
the	
  BBB.	
  
	
  
Either	
  they	
  never	
  provided	
  the	
  necessary	
  
informa?on	
  to	
  the	
  Be@er	
  Business	
  Bureau	
  
to	
  be	
  officially	
  rated	
  or	
  for	
  the	
  BBB	
  to	
  
determine	
  if	
  they	
  meet	
  their	
  standards	
  or	
  
the	
  BBB	
  just	
  hasn’t	
  found	
  them	
  yet.	
  
What Do Their Services
Cost?!
The	
  cost	
  of	
  services	
  will	
  vary	
  quite	
  a	
  bit	
  
depending	
  on	
  state	
  laws	
  but	
  also	
  on	
  the	
  
services	
  required	
  by	
  the	
  individual.	
  	
  
	
  
Those	
  who	
  are	
  interested	
  can	
  call	
  the	
  
customer	
  service	
  line	
  to	
  inquire	
  more	
  
about	
  how	
  their	
  circumstances	
  and	
  needs	
  
would	
  determine	
  what	
  they	
  would	
  pay	
  for	
  
services.	
  	
  
	
  
	
  
Website Resources!
Their	
  site	
  provides	
  a	
  lengthy	
  FAQ	
  sec?on	
  
with	
  answers	
  to	
  ques?ons	
  such	
  as:	
  “Will	
  I	
  
s?ll	
  receive	
  calls	
  from	
  collec?on	
  
departments?”	
  and	
  “As	
  a	
  debt	
  
management	
  program	
  member,	
  can	
  I	
  s?ll	
  
get	
  a	
  loan?”	
  
	
  
They	
  also	
  provide	
  links	
  for	
  free	
  downloads	
  
of	
  financial	
  books,	
  financial	
  educa?on	
  links	
  
and	
  their	
  monthly	
  newsle@er.	
  	
  
Why Type of Debt Do
They Service?!
Trinity	
  Debt	
  Management	
  services	
  all	
  kinds	
  
of	
  unsecured	
  debt	
  from	
  credit	
  cards	
  to	
  
personal	
  loans.	
  	
  
	
  
This	
  is	
  the	
  case	
  with	
  most	
  companies	
  in	
  
the	
  industry	
  because	
  they	
  don’t	
  have	
  to	
  
work	
  with	
  debts	
  that	
  are	
  backed	
  by	
  assets.	
  
What Makes This
Company Stand Out?!
The	
  company	
  is	
  based	
  off	
  of	
  the	
  idea	
  that,	
  
“Our	
  spiritual	
  wellbeing	
  is	
  oZen	
  hampered	
  
by	
  overwhelming	
  earthly	
  concerns…
indebtedness	
  can	
  affect	
  everything	
  from	
  
personal	
  rela?onships	
  to	
  physical	
  and	
  
emo?onal	
  health”.	
  	
  
	
  
They	
  see	
  debt	
  management	
  as	
  a	
  piece	
  of	
  
the	
  greater	
  puzzle	
  to	
  life	
  management	
  and	
  
overall	
  well	
  being.	
  	
  
Do They Maintain A
Social Media Presence?!
Social	
  media	
  savvy	
  is	
  not	
  this	
  company’s	
  
forte.	
  As	
  far	
  as	
  the	
  website	
  reflects,	
  they	
  
do	
  not	
  currently	
  have	
  a	
  social	
  media	
  
presence	
  of	
  any	
  kind,	
  only	
  their	
  website	
  
and	
  the	
  resources	
  found	
  there.	
  	
  
	
  
However,	
  we	
  did	
  come	
  across	
  their	
  
Facebook	
  page	
  through	
  other	
  means,	
  and	
  
it	
  doesn’t	
  appear	
  to	
  be	
  very	
  ac?ve.	
  
What Does the BDC
Think of This Company?!
BDC	
  rates	
  this	
  company	
  as	
  slightly	
  above	
  
average	
  for	
  their	
  services	
  with	
  some	
  of	
  
their	
  best	
  a@ributes	
  being	
  their	
  excellent	
  
customer	
  service	
  and	
  sincere	
  interest	
  in	
  
helping	
  their	
  clients	
  lead	
  healthier	
  lives.	
  
However,	
  some	
  of	
  their	
  pay	
  structures	
  are	
  
hard	
  to	
  understand	
  or	
  obtain	
  informa?on	
  
on,	
  they	
  have	
  no	
  BBB	
  ra?ng	
  and	
  their	
  
website	
  is	
  not	
  the	
  most	
  upfront	
  about	
  
what	
  main	
  services	
  are	
  offered.	
  	
  
Potential Negatives!
Prices,	
  or	
  even	
  general	
  es?mates,	
  are	
  hard	
  
to	
  come	
  by,	
  even	
  with	
  a	
  call	
  to	
  customer	
  
service.	
  An	
  in-­‐depth	
  consulta?on	
  is	
  
required	
  to	
  get	
  a	
  real	
  idea	
  about	
  what	
  
their	
  services	
  would	
  cost	
  the	
  client.	
  	
  
	
  
Lack	
  of	
  a	
  social	
  media	
  presence	
  may	
  be	
  a	
  
concern	
  for	
  some	
  as	
  well.	
  
Learn More!
We	
  provide	
  in-­‐depth	
  reviews	
  on	
  this	
  
company	
  and	
  others	
  on	
  
BestDebtCompanys.com.	
  The	
  Trinity	
  Debt	
  
Management	
  profile	
  can	
  be	
  found	
  in	
  full	
  
here:	
  
	
  
h@p://bestdebtcompanys.com/taxrelief/
tax-­‐defense-­‐partners-­‐review/	
  
 	
  	
  	
  	
  	
  Learn	
  More	
  

Trinity Debt Management Review

  • 1.
  • 2.
    Who Are They?! Celebratingtheir 20th year as a business, “Trinity Debt Management” is a member of “The Associate of Credit Counseling Professionals” and offers many different services to those struggling with personal debt. Everything from credit counseling, to debt education resources and financial planning. !
  • 3.
    What Services DoThey Offer?! •  Debt  Management   •  Credit  Counseling   •  Housing  Counseling   •  Student  Loans  Services  
  • 4.
    Additional Services! A  more  specific  list  of  services  may  include:     •  Budge?ng  Assistance   •  Debt  Consolida?on   •  Debt  Se@lement   •  Bankruptcy  Assistance   •  Housing  &Foreclosure  Programs   •  Help  For  First-­‐Time  Home  Buyers   •  Assistance  in  Understanding  Mortgage  Loans   •  Teaching  the  Facts  on  Student  Loans   •  Resources  for  Student  Loans        
  • 5.
    Do They OfferDebt Education?! They  offer  a  variety  of  debt  educa?on   resources  including  free  financial  books   through  their  website,  financial  educa?on   links  and  youth  financial  educa?on.      
  • 6.
    How Do TheyRate With The BBB?! Trinity  Debt  Management  is  not  rated  with   the  BBB.     Either  they  never  provided  the  necessary   informa?on  to  the  Be@er  Business  Bureau   to  be  officially  rated  or  for  the  BBB  to   determine  if  they  meet  their  standards  or   the  BBB  just  hasn’t  found  them  yet.  
  • 7.
    What Do TheirServices Cost?! The  cost  of  services  will  vary  quite  a  bit   depending  on  state  laws  but  also  on  the   services  required  by  the  individual.       Those  who  are  interested  can  call  the   customer  service  line  to  inquire  more   about  how  their  circumstances  and  needs   would  determine  what  they  would  pay  for   services.        
  • 8.
    Website Resources! Their  site  provides  a  lengthy  FAQ  sec?on   with  answers  to  ques?ons  such  as:  “Will  I   s?ll  receive  calls  from  collec?on   departments?”  and  “As  a  debt   management  program  member,  can  I  s?ll   get  a  loan?”     They  also  provide  links  for  free  downloads   of  financial  books,  financial  educa?on  links   and  their  monthly  newsle@er.    
  • 9.
    Why Type ofDebt Do They Service?! Trinity  Debt  Management  services  all  kinds   of  unsecured  debt  from  credit  cards  to   personal  loans.       This  is  the  case  with  most  companies  in   the  industry  because  they  don’t  have  to   work  with  debts  that  are  backed  by  assets.  
  • 10.
    What Makes This CompanyStand Out?! The  company  is  based  off  of  the  idea  that,   “Our  spiritual  wellbeing  is  oZen  hampered   by  overwhelming  earthly  concerns… indebtedness  can  affect  everything  from   personal  rela?onships  to  physical  and   emo?onal  health”.       They  see  debt  management  as  a  piece  of   the  greater  puzzle  to  life  management  and   overall  well  being.    
  • 11.
    Do They MaintainA Social Media Presence?! Social  media  savvy  is  not  this  company’s   forte.  As  far  as  the  website  reflects,  they   do  not  currently  have  a  social  media   presence  of  any  kind,  only  their  website   and  the  resources  found  there.       However,  we  did  come  across  their   Facebook  page  through  other  means,  and   it  doesn’t  appear  to  be  very  ac?ve.  
  • 12.
    What Does theBDC Think of This Company?! BDC  rates  this  company  as  slightly  above   average  for  their  services  with  some  of   their  best  a@ributes  being  their  excellent   customer  service  and  sincere  interest  in   helping  their  clients  lead  healthier  lives.   However,  some  of  their  pay  structures  are   hard  to  understand  or  obtain  informa?on   on,  they  have  no  BBB  ra?ng  and  their   website  is  not  the  most  upfront  about   what  main  services  are  offered.    
  • 13.
    Potential Negatives! Prices,  or  even  general  es?mates,  are  hard   to  come  by,  even  with  a  call  to  customer   service.  An  in-­‐depth  consulta?on  is   required  to  get  a  real  idea  about  what   their  services  would  cost  the  client.       Lack  of  a  social  media  presence  may  be  a   concern  for  some  as  well.  
  • 14.
    Learn More! We  provide  in-­‐depth  reviews  on  this   company  and  others  on   BestDebtCompanys.com.  The  Trinity  Debt   Management  profile  can  be  found  in  full   here:     h@p://bestdebtcompanys.com/taxrelief/ tax-­‐defense-­‐partners-­‐review/  
  • 15.
               Learn  More