American Financial Solutions provides debt relief services to folks having a hard time with unsecured debts (like credit card debts or personal loans).
They have an A+ rating with the Better Business Bureau and they've seen very minimal complaints with the BBB as well.
If you're interested in learning more, you can find it on BestDebtCompanys.com at the link in the slides above.
2. Who Are They?!
American Financial Solutions is a non-profit credit
counseling and financial education agency providing debt
solutions for their clients since 1999. They are proud to be
one of the largest non-profit credit counseling agencies in
the United States and as such have served thousands of
clients nationwide. !
!
They are a member of the “Association of Independent
Consumer Credit Counseling Agencies” and only employ
counselors who are fully trained and certified with the
Association for Financial Counseling and Planning
Education board. !
!
3. What Services Do They
Offer?!
• Credit
Counseling
Services
• Debt
Consolida4on
Services
• Financial
Educa4on
Resources
4. Specific Services!
Specifically
They
Offer
Services
Such
As:
• Debt
Management
• Personal
Finance
Educa4on
• Pre-‐Bankruptcy
Counseling
• Post-‐Bankruptcy
Educa4on
• Housing
and
Mortgage
Foreclosure
Counseling
(for
residents
of
WA
state)
5. Do They Offer Debt
Education?!
• They
provide
online
classes
where
those
who
are
interested
can
sign
up
and
learn
how
to
beMer
save
and
manage
their
money.
• They
also
provide
a
debt
educa4on
Resource
Center
covering
topics
such
as,
Debt
Consolida4on
Loans,
The
Reality
of
Debt
Forgiveness,
Should
I
Save
Money
or
Pay
Down
Debt?
and
many
more.
6. How Do They Rate With
The BBB?!
• As
of
July,
2014
they
maintain
an
A+
ra4ng
with
the
BeMer
Business
Bureau
of
which
they’ve
been
accredited
since
2002.
• They
have
had
one
complaints
from
their client
s
in
the
last
3
years,
have
been
in
business
15
years
and
have
received
posi4ve
reviews
through
the
BBB
regarding
their
prac4ces.
• They’ve
had
an
excellent
showing
with
the
BBB.
7. What Do Their Services
Cost?!
Service
fees
will
depend
on
the
types
of
services
requested
and
how
much
debt
is
being
dealt
with
upfront.
Poten4al
clients
are
encouraged
to
call
in
and
discuss
their
individual
financial
situa4on
with
one
of
their
experts.
This
will
allow
you
to
get
pricing
for
your
specific
situa4on.
8. FAQ Page!
Their
FAQ
page
is
long
and
thorough
and
provides
answers
to
just
about
every
ques4on
a
poten4al
or
current
client
could
think
of
upfront.
Each
answer
is
thorough.
Some
of
the
ques4ons
answered
include:
• What
is
a
bankruptcy
and
how
does
it
work?
• What
is
a
seMlement
and
how
does
it
work?
• What
is
a
consolida4on
loan
and
how
does
it
work?
• What
is
a
debt
management
plan
and
how
does
it
work?
• How
can
you
establish
credit
if
no
one
will
give
you
a
credit
card?
9. Why Type of Debt Do
They Service?!
They
assist
clients
only
with
unsecured
debts
which
is
typical
of
debt
management
agencies.
10. What Makes This
Company Stand Out?!
Their
long
history
in
the
business
as
well
as
their
lack
of
complaints
from
clients
over
the
years
paints
a
posi4ve
picture
of
their
services.
11. Do They Maintain A
Social Media Presence?!
American
Financial
Solu4ons
has
a
strong
presence
on
social
media
channels
as
far
as
debt
management
companies
are
concerned.
They
have
an
ac4ve
Facebook
page
with
daily
posts,
a
TwiMer
account
with
daily
posts,
and
a
YouTube
channel
with
dozens
of
informa4ve
videos.
12. What Does the BDC
Think of Them?!
We
rate
them
as
a
solid
8
out
of
10
due
to
their
long
and
seemingly
posi4ve
presence
in
the
industry,
their
long
list
of
resources
and
services
and
their
thoughcul
and
helpful
counselors
and
customer
service
team.
13. Potential Negatives!
Their
website
can
be
a
liMle
overwhelming
to
navigate,
and
with
so
many
resources
available
it
becomes
a
bit
daun4ng
for
first-‐4me
visitors
to
the
site
to
know
where
to
start.
More
tools
would
be
a
nice
addi4on.
14. Learn More!
We
have
a
lot
more
to
say
about
this
company
on
their
BestDebtCompanys.com
profile
provided
below:
hMp://bestdebtcompanys.com/company/
american-‐financial-‐solu4ons-‐review/