1. American Express® Merchant Financing products are commercial loans, not purchases or discounting of receivables. Participation in
Merchant Financing is based upon status as an American Express merchant that meets the program criteria. Financing is not guaranteed. Final
eligibility and loan amount will be based on a review of additional information submitted with the completed application including forecasted credit
and debit card charge volumes (as determined by us at our sole discretion).
This offer is being made by Heartland Lending Services and will be referred to American Express Bank, FSB for fulfillment.
Additional Terms and Conditions Apply. For more information, please call 1-855-861-8181.
© 2013 American Express Bank, FSB. All rights reserved.
Call Heartland Lending Services today for more information at 855.861.8181 or e-mail us at HeartlandLending@e-hps.com
Financing based on all your credit and debit card receivables
With this loan, your financing amount can be based on every credit and debit
card charge made with your business, including non-American Express
Card charges.
That means more receivables can be included in your financing amount,
so your business can apply for a larger loan.
A loan that can help in many ways
Merchant Financing is a unique commercial loan program for eligible
American Express® Card-accepting merchants, designed to give you
access to more capital. With more capital on hand, your business could
have more ways to bring big plans to life:
Not just purchasing for today — buying in bulk and saving
Not just repainting — reimagining
Not just reacting to this season — planning for next season
Plus, built-in benefits and support
Each Merchant Financing loan comes with a competitive, fixed fee of 8% of
the funding amount, and no variable APR. You’ll also enjoy one of the highest
levels of service and customer support from American Express.
Running a business is challenging enough without constant worries about financing. To help make it easier,
Heartland Lending Services and American Express® Merchant Financing have partnered to bring you a
special opportunity.
Introducing a loan that thinks big
from American Express® Merchant Financing for Heartland clients
Get the financing to keep thinking big.
L E NDI N G S E R V I C E S