We partner with board members, management and outside counsel to help organizations comply with regulatory requirements, respond to situations of noncompliance, and improve the processes around information systems supporting governance, risk and compliance (GRC). We help clients take a disciplined approach to managing Governance, Compliance, and Anti Money Laundering Risks through a combination of assessments, process improvement, and model creation, review, and validation. We have very professional team who are experts in Governance, Compliance, Anti Money Laundering, and Combating Financial Crimes. Our services assist you to get the right ways immediately and we are licensing Financial Institutions from G20 Regulators. We assist companies in the implementation phase of all frameworks, programs, polices and procedures. Provide full training sessions and materials at the time of handover the project.

1. Shams Consultations Services
“Beyond Expectations”
Governance, Compliance, AML Consulting
“Licensing FIs from G20 Regulators”
Freelance
Shams Consultations UAE, Saudi Arabia, and Egypt 1

2. Preamble and Background
We partner with board members, management and outside counsel to help organizations
comply with regulatory requirements, respond to situations of noncompliance, and improve
the processes around information systems supporting governance, risk and compliance
(GRC).
We help clients take a disciplined approach to managing Governance, Compliance, and Anti
Money Laundering Risks through a combination of assessments, process improvement, and
model creation, review, and validation.
We have very professional team who are experts in Governance, Compliance, Anti Money
Laundering, and Combating Financial Crimes.
Our services assist you to get the right ways immediately and we are licensing Financial
Institutions from G20 Regulators.
We assist companies in the implementation phase of all frameworks, programs, polices and
procedures.
Provide full training sessions and materials at the time of handover the project.
2Shams Consultations UAE, Saudi Arabia, and Egypt

3. Shams Consultations UAE, Saudi Arabia, and Egypt 3
Industries
Banks Financing Companies
Investment
Companies
Insurance Companies Real Estate Developers
All Listed Companies in
Capital Markets
Under Establishments Financial Institutions

4. Shams Consultations UAE, Saudi Arabia, and Egypt 4
Our Services and Solutions
Corporate
Governance
Solutions
Regulatory Compliance
Anti Money
Laundering &
Financial Crimes
Licensing Financial
Institutions from G20
Regulators

5. 5
Shams Consultations UAE, Saudi Arabia, and Egypt
Governance Solutions
Build the Governance Framework in line with the local regulations and
best practices.
Build and provide clear guidelines to the Board and Board Committees
members on Board affairs and committees responsibilities, reporting,
and annual Board assessment processes.
Governance Framework
Governance Code/Manual
Build the corporate governance manual which provides a basis for
promoting the highest standards of corporate governance at the
company. It also sets out company’s practices covered by local
regulations and international best practices
Board & Board Committees
Affairs
Board & Board Committees
Charters
Framework & Manuals
Establish and provide clear charters for all Board and Management
committees as per local regulations and international best practices.
Business & Controls
Functions Roles
Identify the roles of the CEO, senior management, and business
functions as per the “Three Lines of Defence Model”

6. 6
Shams Consultations UAE, Saudi Arabia, and Egypt
Governance Solutions
We build for the company the Directors Code of ethics and the
Employees Code of Conduct which outline a set of guidelines intends
to promote ethical and professional behavior in the company.
We build for the company the policy document which will guarantee
the equitable treatment of all employees.
Board Code of Ethics &
Employees Code of Conduct
Managing Conflict of
Interest
We build for the company the framework required to Manage conflict
of interest effectively which is critical to uphold the company’s values.
Employment of Relatives
Policy
Managing third parties
contracts
Samples of: Corporate Governance Policies
Put in place the process and controls that must be considered before
signing a third party contract
The Corporate Governance Framework “CGF” is supported by statements, charters, policies, procedures
Which should be developed. These sub-level documents should be designed to ensure that the
company’s principles, values, and objectives are cascaded and implemented throughout the company.
The company guided by these policies which suppose to be in line with the local laws and regulations
and applicable for the company. Examples of our services related to these policies and related
procedures are:

7. 7Shams Consultations UAE, Saudi Arabia, and Egypt
Regulatory Compliance
Compliance Program
Streamline Compliance
Compliance Policy &
Manual
Facilitation of Regulations
Policies & Procedures
Matrix
Assist the Company to comply and build very strong and efficient
compliance program that would be respected by the regulator and
ensure effective management of compliance and reputational risks.
Companies need to streamline compliance to all its senior management
and employees, we help the company to streamline compliance by
building the compliance mapping, risk assessment processes, and create
the compliance certifications system.
Establish the Compliance Charter, Policy, and Manual documents and
provide a full training session at the time of handover.
We help companies to facilitate the regulations to Board, Senior
Management, and all Employees using many tools and matrices.
Assist the company to establish the master list of all policies and
procedures and create the polices and procedures documents and
provide a full training session at the time of handover.
Products & Compliance Assist the company to establish the products processes and contracts
templates in line with the local regulations and industry best practices.

8. 8Shams Consultations UAE, Saudi Arabia, and Egypt
Anti Money Laundering & Financial Crimes
AML Program
KYC Program
AML Policy & Procedures
Sanctions Program
Anti Fraud Program
Assist the Company to comply and build very strong and efficient AML
program that would be respected by the regulator and ensure effective
management of Money Laundering and Fraud risks.
Establish the KYC program and on-boarding process including but not
limited to customer acceptance policy, profiling, customer risk
classification, due diligence, enhance due diligence process, customer
screening procedures, transactions monitoring process, investigation
obligations, Suspicions transactions reporting structure.
Establish the AML Policy, and procedures documents and provide a full
training session at the time of handover.
Establish and assist the company to build the sanctions guidelines i.e.
prohibited transactions/businesses, prohibited accounts opening etc.
Assist the company to establish the Anti-Fraud Program which includes
types of fraud, Preventive Measures, Detective Measures,
responsibilities, Investigations process, and reporting.

9. 9Shams Consultations UAE, Saudi Arabia, and Egypt
Licensing Financial Institutions from G20 Regulators
Licensing New Companies
Licensing New Activity
Streamline
Communications
Regulatory Reporting
Take the responsibility of license files completion including all
mandatory requirements (SAMA & CMA)
Assist the company to license new activities with the regulator (SAMA)
Assist the companies to maintain a standardized templates for all
correspondents with the regulators
Provide the companies with all reporting templates to regulators and
improve the current reporting processes

10. Contact Details:
Mr. Amro Shams
Email:
Mobile:
Shams Consultations UAE, Saudi Arabia, and Egypt 10
amrshams2012@hotmail.com
971 – 50 - 4704145
002 – 01001250533
Our Clients Location Services Provided
Murabaha Financing Company Saudi Arabia SAMA License and CG Framework.
Saudi Finance Company Saudi Arabia Response to non-compliance events.
Capital Advocates Egypt Startup Governance & Compliance Functions for one of there
clients.
Tawkelat Financing Company Saudi Arabia Selection of new core financing system.
Al Maida’ Financial Consultant Saudi Arabia • SAMA License for five investors.
• Response to revoke license situation.
• Startup new SME Financing company.