2. CURRENT LIABILITIES
AMOUNT
(IN MILLIONS
NON INTEREST BEARING DEPOSITS
229
SAVING AND CALL DEPOSITS
4,902
FIXED DEPOSITS
3,076
BORROWINGS
500
PROPOSED DIVIDENDS
100
INCOME TAX PAYABLE
7.67
OTHER CURRENT LIABILITIES
247
TOTAL
9,061.67
3.
4. CURRENT ASSETS
CURRENT RATIO
CURRENT LIABILITIES
1.33:1
THIS INDICATES THAT THE BANK DOESN’T HAVE THE
ABILITY TO MEET IT’S CURRENT OBLIGATION AS THE
SATISFACTORY CURRENT RATIO IS CONSIDERED
2:1,HOWEVER,THE RATIO ONLY MEASURES THE
QUANTITATIVE ASPECT NOT THE QUALITATIVE ASPECT
SO THIS DOESN’T MEAN THE BANK IS NOT
PERFORMING WELL.
5. QUICK ASSETS
• QUICK ASSETS=CURRENT ASSETS-
AMOUNT
(IN MILLIONS)
CASH
563
BALANCE WITH BANKS
278
MONEY AT CALL
1,366
NEPAL GOVERNMENT SECURITIES
1,578
INTER BANK LENDINGS
309
OTHER CURRENT ASSETS
152
TOTAL
4,246
6.
7.
8. • DIVIDEND PER SHARE WAS 3.50% IN
FY2008/09 WHICH HAS INCREASED TO
5.00% IN FY 2009/10
• HIGHER DPS INCREASES THE TRUST OF
THE SHAREHOLDERS.
• HIGHER THE DPS BETTER THE
SATISFACTION OF THE SHAREHOLDERS
9. • THE TOTAL AMOUNT OF NON PERFORMING
ASSET IN FY 2008/09 WAS 15,296,351 WHICH
HAS INCREASED TO 24,090,030 IN FY 2009/10
• THE INCREASE IN NON PERFORMING ASSETS
MEANS THE INCREASE IN RISK. IT WOULD BE
BETTER FOR THE BANK IF THE BANK COULD
DECREASE THE AMOUNT OF NON PERFORMING
ASSET.
• LOWER THE AMOUNT OF NON PERFORMING
ASSET BETTER IT IS FOR THE BANK.
