1. Here’s a money man with experience
Senior Loan Officer John Mayer offers clients what he calls a quality borrowing experience
BY JIM HART
The Sandy Post, Dec 23, 2008
John Mayer is a man with a mission. He wants to make it easy for people to get a home loan.
Mayer says he knows all the ropes, having been in the financial business for 20 years. Some of those years include
owning a company, Majestic Mortgage in the KOIN Center.
Currently he’s a senior loan officer for Mortgage Express, headquartered in the Lincoln Center Tower near Tigard.
Mayer’s new digs in Sandy in the Schuler Building (John L. Scott Realty and other businesses) reflects the fact that
he’s been serving clients in east Clackamas County for two decades. And his new office in Sandy makes him more
accessible.
“We just set up this office so I have a place to meet clients,” he said. “I do business all over the area (including
Washington), but I have relationships here in Sandy.”
Mortgage Express assists clients who are buying, selling or refinancing residential property, Mayer says, and then
the loans are sold to investors or other financial institutions.
Even though a buyer’s payments might end up going to a company different than the one that initially loaned on the
property, Mayer said all of the provisions of the contract remain the same.
Mortgage Express, Mayer says, is more efficient than a typical bank in processing loans.
“More often than not,” he said, “we can offer better service and a better price (interest rate) than a bank.”
For example, Mayer said his company can buy money from a bank at its wholesale price and, when his clients apply
for a loan at Mortgage Express, give them a break — over the bank’s retail price.
Mayer uses two words to describe why people should come to him when they are considering buying a home:
professional and quality. “Professional” refers to his two-decade financial career, and “quality” refers to the
experience of borrowing.
Staff at the headquarters office in Tigard is available to Mayer, which makes the process of getting a loan both
efficient and accurate.
“I walk people through the loan process (step-by-step),” he said. “I let my clients know what is going on at all times.”
Replying to the problems some people face with the current economic downturn, Mayer said people should not
hesitate to buy or sell property.
“This is an absolutely fabulous time to buy and sell real estate or borrow money,” he said. “(Interest rates) are in the
low fives (close to 5 percent annual interest). That helps people qualify for a (larger or better) home.”
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