Backpacker Insurance policies are specially designed for
adventure buffs that carry minimum belongings and are
always ready to explore the world. They are crazy for
adventure and can go a long way for it. If you are traveling to
a new place and it's going to take more than a month then its
always advisable to purchase Backpacker Insurance.
Backpacker insurance policy provides you extensive cover and
comes handy in case of injuries or theft.
The policy or plans varies from one week to two years. There
is also option for buying extended period cover that would last
for long. Everyone can avail backpacker travel insurance, the
policy is highly advised to students.
Backpacker Travel Insurance Cover
In general, backpacker insurance includes the following covers.
This might vary according to the distance you are traveling and
the number of days you are traveling for.
• Cancellation Cover: This is when you trip get canceled or
interrupt due to your health or any illness of family members.
• Medical Expenses Cover: This plays its role when you are sick
or gets injured in an accident, while at the destination. However,
it must be taken care, if there is some medical problems that
exist since birth that won't be covered.
• Personal Accident Level: This includes accident that you
might face when you reached your destination.
• Personality Liability Cover: Unfortunately, if you are driving a
rental car at the destination and meet with an accident either
causing bodily injury or resulting in damage to third person,
you can avail this cover. In this case, your insurance provider
pays the concerned third party.
• Personal Belongings: If you have lost any property while
traveling, then the Backpacker Insurance agent pay you for
this. However, proof supporting the same is required.