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Checks By Phone Service
                      By Payment Automation Network, Inc.
             If You Are Not Taking Checks Over The Phone, You Are Missing Sales
Even in today's high-tech, e-commerce driven economy, paper checks are still a major method of payment for many consum-
ers. With Checks by Phone, business owners can now accept checks from every American consumer with a checking account,
any time, right over the phone. Sales and profits will increase as soon as this valuable service becomes available to customers.


                                          Increase Sales, Collections and Profits by
Don't hold up a big                       taking checks over the telephone.
                                          Taking checks over the phone is one of the
sale because you                          easiest ways you will ever find to increase
are waiting for the                       sales, collections and profits.
                                           • Expands your market instantly
customer check to                          • Reduced in-house paperwork
come in                                    • Increased return on advertising
                                           • Solid customer loyalty
With our Checks By Phone service,                                                            How Does "Checks By Phone"
you can get paid today!                    • A payment option that costs less than           Work?
                                             accepting credit cards
Improve Collections for your Busi-         • Collection of past due accounts over the        Accepting a customer's check over
ness by getting paid on the phone            phone                                           the phone or fax can be as easy as
                                                                                             accepting a credit card. The steps are
When trying to collect on past due
                                           • The ability to ship products faster - no more   simple. Ask the customer for their
invoices, you don't ‘have to wait for        COD hassles                                     bank routing and account numbers,
the customers check to come by mail.       • No monthly fees or minimums                     which are printed at the bottom of
You can get paid right over the            • Take immediate payment for goods and            every check and their check number.
phone.                                        services                                       The next step is to forward the infor-
                                                                                             mation to our office via fax or a
How Much Does It Cost?                    Our Checks by Phone or by FAX is not an ACH        scheduled pickup time. We will then
                                          or EFT system. It does not transfer funds          use our proprietary software package
Our pricing depends on the volume         electronically. Our system is actually faster,     that allows us to actually print checks
of checks to be processed. A small        less expensive and much more full-featured         for your customers. Once printed
service fee per transaction is typical.   than an electronic funds transfer system.          these checks are then delivered to the
The good news is there are no mini-       Our Checks By Phone system produces what           business for immediate deposit. De-
mums or maximums to worry about.                                                             pending on the volume of checks,
                                          is known in the banking industry as a one-time
Contact a representative to go over                                                          Payment Automation Network, Inc.
pricing details for your business.        paper draft, demand draft, or sight draft. Once    may even be able to make deposits
                                          printed, an authorized demand draft holds the      for the business.
                                          same legal status as any other check you may
                                          receive by mail or in person.                      One of the most common questions
                                                                                             we receive is "What about the cus-
                                                  Sample of a Bank Draft Check
                                                                                             tomer's signature?" The Federal
                                                                                             Trade Commission and Banking
                                                                                             Laws that cover Demand Drafts al-
                                                                                             low such checks to be created with-
                                                                                             out a signature as long as you have
                                                                                             the verbal or written or online con-
  Payment Automation Network Inc.                                                            sent of the checking account holder.
    Call (800) 813-3740 x 1
   PaymentAutomation.net

                     CHECKS BY PHONE SERVICE - Toll Free 800-813-3740
                                                                 1

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Checks By Phone Service

  • 1. Checks By Phone Service By Payment Automation Network, Inc. If You Are Not Taking Checks Over The Phone, You Are Missing Sales Even in today's high-tech, e-commerce driven economy, paper checks are still a major method of payment for many consum- ers. With Checks by Phone, business owners can now accept checks from every American consumer with a checking account, any time, right over the phone. Sales and profits will increase as soon as this valuable service becomes available to customers. Increase Sales, Collections and Profits by Don't hold up a big taking checks over the telephone. Taking checks over the phone is one of the sale because you easiest ways you will ever find to increase are waiting for the sales, collections and profits. • Expands your market instantly customer check to • Reduced in-house paperwork come in • Increased return on advertising • Solid customer loyalty With our Checks By Phone service, How Does "Checks By Phone" you can get paid today! • A payment option that costs less than Work? accepting credit cards Improve Collections for your Busi- • Collection of past due accounts over the Accepting a customer's check over ness by getting paid on the phone phone the phone or fax can be as easy as accepting a credit card. The steps are When trying to collect on past due • The ability to ship products faster - no more simple. Ask the customer for their invoices, you don't ‘have to wait for COD hassles bank routing and account numbers, the customers check to come by mail. • No monthly fees or minimums which are printed at the bottom of You can get paid right over the • Take immediate payment for goods and every check and their check number. phone. services The next step is to forward the infor- mation to our office via fax or a How Much Does It Cost? Our Checks by Phone or by FAX is not an ACH scheduled pickup time. We will then or EFT system. It does not transfer funds use our proprietary software package Our pricing depends on the volume electronically. Our system is actually faster, that allows us to actually print checks of checks to be processed. A small less expensive and much more full-featured for your customers. Once printed service fee per transaction is typical. than an electronic funds transfer system. these checks are then delivered to the The good news is there are no mini- Our Checks By Phone system produces what business for immediate deposit. De- mums or maximums to worry about. pending on the volume of checks, is known in the banking industry as a one-time Contact a representative to go over Payment Automation Network, Inc. pricing details for your business. paper draft, demand draft, or sight draft. Once may even be able to make deposits printed, an authorized demand draft holds the for the business. same legal status as any other check you may receive by mail or in person. One of the most common questions we receive is "What about the cus- Sample of a Bank Draft Check tomer's signature?" The Federal Trade Commission and Banking Laws that cover Demand Drafts al- low such checks to be created with- out a signature as long as you have the verbal or written or online con- Payment Automation Network Inc. sent of the checking account holder. Call (800) 813-3740 x 1 PaymentAutomation.net CHECKS BY PHONE SERVICE - Toll Free 800-813-3740 1