Frank Yan of Sacramento is an entrepreneur working in different sectors of real estate, finance, and software implementation of ALLDATA in the US and Canadian markets. To see more, visit frankyansacramento.com Property of CM

1. Frank Yan Sacramento – What Credit Bureaus Won’t Tell You
frankyansacramento.com
What Credit Bureaus Won’t Tell You

2. Frank Yan Sacramento – What Credit Bureaus Won’t Tell You
frankyansacramento.com
From the Wall Street Journal, Frank Yan of Sacramento read that Credit Bureaus are
pretty have tricky. The most being real common. Tracking consumers’ credit
history. These Credit Bureaus are tracking far more than you may know. Your
employment and home address does not have too much to do with your credit
score rating, but these Credit Bureaus are keeping a close eye on certain
information that are being recorded.
Moving around from different address or the most important jumping from job to
job can really show an instability characteristic that these Credit Bureaus and your
possible lenders will frown upon. This will make it harder to track down a borrower
down and will make it extremely harder for a lender or lenders to collect all unpaid
debts.
In addition to constant moving from different residences, employment history plays
a huge factor. This can also really affect any new possible employment. According
to the Society for Human Resource Management, when new applicants apply for a
new employment, 47 percent of employers pull credit reports on the majority of
new job applicants. Employers look for reports with debt collections, judgments,
and bankruptcies. Using these reports as a basis on whether they will extend a job
offer or not.
Now when trying to dispute errors on your credit report, it might become harder
than one would expect. Credit Bureaus are legally given 30 days to respond to a
dispute of which they can determine if a dispute is sufficient or not. If there is never
an agreement on whether or not the dispute is ever accurate. Many borrowers can
get stuck fighting this disputes for many months if not years.
Frank Yan recommends using a professional credit repair company when it comes
to either making a large purchase, such as real estate if your credit is tarnished.
There are a few in the Sacramento area can help you either increase credit ratings
by disputing with creditors or removing old and non relevant trade lines.