Do you have a joint credit card account? In a joint credit card account, both people are responsible to make repayment, have access to the line of credit, and all other credit card functions such as disputing charges, transferring a balance, reporting a card lost or stolen, requesting a credit limit increase or closing the account. Joint account holders are also able to redeem any rewards available. If you plan to open a joint account with your spouse, child or friend as a partner, consider these tips to avoid the risks and problems. For more information about Joint Credit Card Account http://www.newhorizon.org/credit-info/joint-account-credit-card-tips/