Serious debt can trash your life. Avoid the five paths revealed in this presentation to keep from ending up with seriously dmaging debt and keep your life from turning into a living hell

1. Helpful Financial Information from National Debt Relief …
5 Frightening Paths To
Seriously Damaging
Debt
Do you watch a lot of scary movies like
Halloween II, II or III? Or maybe those
Nightmare on Elm Street films? While you
might be frightened by these movies,
there are financial things that could
happen to you that would be even more
terrifying. These are things that could leave you and your family hurting for money or
even penniless. What is the top five of these horrible paths? (Continued … )
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2. Helpful Financial Information from National Debt Relief …
The horrible effects of identity theft
How about this for a horrible scenario? You receive a harassing phone call from a debt
collector about a debt that you never owed or see your car being repossessed or your
cell phone service turned off because of a "delinquency." Or even worse, you miss out
on a potential job because the employer does a background check and finds that there
is a warrant for your arrest for a crime you never committed.
If you think this can’t happen to you, think again. There was a survey done recently that
revealed the fact that there were more than 12 million victims of identity fraud here in
the US just in the year 2012. This equates to about one victim every three seconds. And
the most damaging thing involved Social Security numbers.
How can you prevent this from happening to you? Be sure to protect your personal
information. Don't leave credit cards, your Social Security card or monthly bills lying
around the house or in your wallet. Keep them someplace safe. When you get
applications for credit cards or if you have cards you no longer need, shred them. In the
event you are victimized by identity theft, contact your creditors immediately. And be
sure to notify all three of the credit reporting bureaus – http://www.experian.com/
Equifax and TransUnion.
Hackers and scammers
You could be victimized by scams that range from sophisticated online thievery to phony
charities. Their objective will be to get your credit card number. When it comes to
donating money to a charity, your heart could be in the right place. But do your
homework so that you won't be scammed. Whether you're solicited by phone or via your
front door, research the charity first to make sure it's a legitimate and reputable
organization. Even more threatening are online scams. The creepiest of these is what's
called keystroke-logging malware that steals your personal information off your
computer or other electronic devices. Malware can be unwittingly downloaded when you
click on tainted websites, emails or links. Your information then goes to the identity thief
who uses it to empty your accounts, open credit cards or even get loans in your name.
The nightmare of co-signing
If you find yourself tempted to cosign for a loan with a family member or friend, make
sure you understand it could turn out to be a nightmare if the person does not make
good on the loan. You may not realize this but when you cosign for someone and he or
she defaults on the loan, you will be responsible for repaying the debt. This can put your
own credibility, finances and credit standing in danger. This may not only increase your
debt but if you can't pay back the money, you could see your bank account frozen, your
credit score lowered or even your wages garnished. If you do decide to cosign on a
loan, be sure to set ground rules about repayment so you can be confident that the

3. Helpful Financial Information from National Debt Relief …
person will do the right thing and make timely payments. If not, you will not only end up
with more bills but with a ruined relationship as well.
Helpers from hell
These are people who arrive at your most defenseless moments like after the death of a
spouse or divorce. Unfortunately, these people are not helpers at all. They are con
artists with a scheme that works like this. A kindly and charming stranger approaches
you after you were just divorced or widowed. This person offers ideas that are designed
to help you overcome your grief and resolve your financial worries. The con artist
showers you with attention when you are at your most vulnerable point. The con artist
eventually says that he or she has run into financial problems and you feel obliged to
help even though this may jeopardize your own financial situation. If you're not careful,
the person will gain more control of your finances as he or she moves closer to you.
You could be the most horrifying monster of all
You should not only stay on the alert for what other people can do to your life but also
what you can do yourself. If you're not careful you may be guilty of doing things that are
slowly draining the money from your finances like some kind of a fiscal vampire. As an
example of this, you may be paying fees from your bank that you don't even realize.
Numerous banks offer free checking and savings accounts but with conditions. You
must keep a minimum amount of money in the account or make regular direct deposits.
If not, you will be charged fees. If you are unaware of this, you could very quickly rack
up a lot of fees without even knowing it. Another way to drain the lifeblood from your
finances is by taking out too many credit cards. If you have multiple credit cards and you
lose track of your statements, you could miss a payment or find yourself burdened with
too much debt. The solution? Carefully monitor your credit card statements. And if you
do have multiple credit cards that have varying due dates, you might call each credit
card company and get your due dates changed so that they would all hit on the same
day. This can help lower the risk of missing bills and payments, which you don’t want to
happen as this could ultimately have a dire effect on your credit score.

4. Helpful Financial Information from National Debt Relief …
Does this sound familiar?
• You are tired of worrying about money…
• You are losing sleep due to mounting credit card debt…
• You are fighting with your partner about the bills…
• You are living paycheck to paycheck…
• You are falling behind on your debts…
• You are losing hope…
It’s time to talk with National Debt Relief!
Call 1-888-703-4948
Or go to http://www.nationaldebtrelief.com