SlideShare a Scribd company logo
1 of 4
Give Yourself Some Credit  Understanding your Credits Report Johanna Louise B. Neri Economics 101
Credit Report Fundamentals Generated  by three companies  Experian, Equifax, TransUnion Factors How much you owe to each company Payment history for each company Includes utilities, medical expenses, rent
How FICO Is Calculate Range - 760 (excellent) to 620 (poor) 35% - Payment history 30% - Amount owed 15% - Credit history length  10% - New Credit 10% - Credits types
Improve Your FICO Score Pay bills on time Avoid opening many new account Open only if you intend to use Keep balances low Less than 25% of credits limit Review credit report yearly

More Related Content

What's hot

Hamilton lara give yourself some credit
Hamilton lara give yourself some creditHamilton lara give yourself some credit
Hamilton lara give yourself some creditLorie Jane Abao
 
Give yourself some credit hamilton lara
Give yourself some credit hamilton laraGive yourself some credit hamilton lara
Give yourself some credit hamilton laraLorie Jane Abao
 
Give yourself some credit cataluña
Give yourself  some credit cataluñaGive yourself  some credit cataluña
Give yourself some credit cataluñaJennifer Cataluña
 
Give yourself some credits
Give yourself some creditsGive yourself some credits
Give yourself some creditsArvin Alpuerto
 
Give yourself some credit lord
Give yourself some credit lordGive yourself some credit lord
Give yourself some credit lordlord_durana
 
Give yourself some credits
Give yourself some creditsGive yourself some credits
Give yourself some creditsejboy
 
Fraud Incident Response Planning Essentials
Fraud  Incident Response Planning EssentialsFraud  Incident Response Planning Essentials
Fraud Incident Response Planning EssentialsFraudBusters
 
Fraud Risk Management | Fraud Risk Assessment - EY India
Fraud Risk Management | Fraud Risk Assessment - EY IndiaFraud Risk Management | Fraud Risk Assessment - EY India
Fraud Risk Management | Fraud Risk Assessment - EY IndiaErnst & Young
 
New age of risk for contractors slide presentation
New age of risk for contractors slide presentationNew age of risk for contractors slide presentation
New age of risk for contractors slide presentation1paramount
 
Fraud Prevention for Nonprofits: Avoiding Fraud Schemes and Fraudsters
Fraud Prevention for Nonprofits: Avoiding Fraud Schemes and FraudstersFraud Prevention for Nonprofits: Avoiding Fraud Schemes and Fraudsters
Fraud Prevention for Nonprofits: Avoiding Fraud Schemes and FraudstersGross, Mendelsohn & Associates
 

What's hot (18)

Chap1 lab1
Chap1 lab1Chap1 lab1
Chap1 lab1
 
Llagas,j
Llagas,jLlagas,j
Llagas,j
 
Hamilton lara give yourself some credit
Hamilton lara give yourself some creditHamilton lara give yourself some credit
Hamilton lara give yourself some credit
 
Give yourself some credit hamilton lara
Give yourself some credit hamilton laraGive yourself some credit hamilton lara
Give yourself some credit hamilton lara
 
Chap1 lab1
Chap1 lab1Chap1 lab1
Chap1 lab1
 
Cataluña lab 1
Cataluña lab 1Cataluña lab 1
Cataluña lab 1
 
Ellamae
EllamaeEllamae
Ellamae
 
Give yourself some credit cataluña
Give yourself  some credit cataluñaGive yourself  some credit cataluña
Give yourself some credit cataluña
 
Give yourself some credits
Give yourself some creditsGive yourself some credits
Give yourself some credits
 
Give yourself some credit lord
Give yourself some credit lordGive yourself some credit lord
Give yourself some credit lord
 
Presentation1
Presentation1Presentation1
Presentation1
 
Give yourself some credits
Give yourself some creditsGive yourself some credits
Give yourself some credits
 
Fraud Incident Response Planning Essentials
Fraud  Incident Response Planning EssentialsFraud  Incident Response Planning Essentials
Fraud Incident Response Planning Essentials
 
Fraud Risk Management | Fraud Risk Assessment - EY India
Fraud Risk Management | Fraud Risk Assessment - EY IndiaFraud Risk Management | Fraud Risk Assessment - EY India
Fraud Risk Management | Fraud Risk Assessment - EY India
 
New age of risk for contractors slide presentation
New age of risk for contractors slide presentationNew age of risk for contractors slide presentation
New age of risk for contractors slide presentation
 
Fraud Prevention for Nonprofits: Avoiding Fraud Schemes and Fraudsters
Fraud Prevention for Nonprofits: Avoiding Fraud Schemes and FraudstersFraud Prevention for Nonprofits: Avoiding Fraud Schemes and Fraudsters
Fraud Prevention for Nonprofits: Avoiding Fraud Schemes and Fraudsters
 
Fraud, it could happen to you
Fraud, it could happen to youFraud, it could happen to you
Fraud, it could happen to you
 
10% Flyer Daniel
10% Flyer Daniel10% Flyer Daniel
10% Flyer Daniel
 

More from mehhhh

Chemistry finisher
Chemistry finisherChemistry finisher
Chemistry finishermehhhh
 
Chemistry finisher
Chemistry finisherChemistry finisher
Chemistry finishermehhhh
 
Wellness program
Wellness programWellness program
Wellness programmehhhh
 
Campus orientation
Campus orientationCampus orientation
Campus orientationmehhhh
 
Blood pressure 101
Blood pressure 101Blood pressure 101
Blood pressure 101mehhhh
 
Home energy savings tips
Home energy savings tipsHome energy savings tips
Home energy savings tipsmehhhh
 
Prepare for snowboarding season
Prepare for snowboarding seasonPrepare for snowboarding season
Prepare for snowboarding seasonmehhhh
 
Git foundation day 2011 2 (1)
Git foundation day 2011 2 (1)Git foundation day 2011 2 (1)
Git foundation day 2011 2 (1)mehhhh
 
The foundation for our leadership 3
The foundation for our leadership 3The foundation for our leadership 3
The foundation for our leadership 3mehhhh
 
The foundation for our leadership 3
The foundation for our leadership 3The foundation for our leadership 3
The foundation for our leadership 3mehhhh
 
Tree pests 2
Tree pests 2Tree pests 2
Tree pests 2mehhhh
 
Diagram
DiagramDiagram
Diagrammehhhh
 
Diagram
DiagramDiagram
Diagrammehhhh
 
Recycling
RecyclingRecycling
Recyclingmehhhh
 
My favorite and dream car
My favorite and dream carMy favorite and dream car
My favorite and dream carmehhhh
 
Recycling
RecyclingRecycling
Recyclingmehhhh
 
Philippines about
Philippines aboutPhilippines about
Philippines aboutmehhhh
 
Philippines about
Philippines aboutPhilippines about
Philippines aboutmehhhh
 
Philippines about
Philippines aboutPhilippines about
Philippines aboutmehhhh
 

More from mehhhh (20)

Chemistry finisher
Chemistry finisherChemistry finisher
Chemistry finisher
 
Chemistry finisher
Chemistry finisherChemistry finisher
Chemistry finisher
 
Wellness program
Wellness programWellness program
Wellness program
 
Campus orientation
Campus orientationCampus orientation
Campus orientation
 
Blood pressure 101
Blood pressure 101Blood pressure 101
Blood pressure 101
 
Home energy savings tips
Home energy savings tipsHome energy savings tips
Home energy savings tips
 
Prepare for snowboarding season
Prepare for snowboarding seasonPrepare for snowboarding season
Prepare for snowboarding season
 
Git foundation day 2011 2 (1)
Git foundation day 2011 2 (1)Git foundation day 2011 2 (1)
Git foundation day 2011 2 (1)
 
The foundation for our leadership 3
The foundation for our leadership 3The foundation for our leadership 3
The foundation for our leadership 3
 
The foundation for our leadership 3
The foundation for our leadership 3The foundation for our leadership 3
The foundation for our leadership 3
 
Tree pests 2
Tree pests 2Tree pests 2
Tree pests 2
 
Hg
HgHg
Hg
 
Diagram
DiagramDiagram
Diagram
 
Diagram
DiagramDiagram
Diagram
 
Recycling
RecyclingRecycling
Recycling
 
My favorite and dream car
My favorite and dream carMy favorite and dream car
My favorite and dream car
 
Recycling
RecyclingRecycling
Recycling
 
Philippines about
Philippines aboutPhilippines about
Philippines about
 
Philippines about
Philippines aboutPhilippines about
Philippines about
 
Philippines about
Philippines aboutPhilippines about
Philippines about
 

Recently uploaded

Call Girls Service Nagpur Maya Call 7001035870 Meet With Nagpur Escorts
Call Girls Service Nagpur Maya Call 7001035870 Meet With Nagpur EscortsCall Girls Service Nagpur Maya Call 7001035870 Meet With Nagpur Escorts
Call Girls Service Nagpur Maya Call 7001035870 Meet With Nagpur Escortsranjana rawat
 
02_Fabio Colombo_Accenture_MeetupDora&Cybersecurity.pptx
02_Fabio Colombo_Accenture_MeetupDora&Cybersecurity.pptx02_Fabio Colombo_Accenture_MeetupDora&Cybersecurity.pptx
02_Fabio Colombo_Accenture_MeetupDora&Cybersecurity.pptxFinTech Belgium
 
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...ssifa0344
 
20240429 Calibre April 2024 Investor Presentation.pdf
20240429 Calibre April 2024 Investor Presentation.pdf20240429 Calibre April 2024 Investor Presentation.pdf
20240429 Calibre April 2024 Investor Presentation.pdfAdnet Communications
 
High Class Call Girls Nagpur Grishma Call 7001035870 Meet With Nagpur Escorts
High Class Call Girls Nagpur Grishma Call 7001035870 Meet With Nagpur EscortsHigh Class Call Girls Nagpur Grishma Call 7001035870 Meet With Nagpur Escorts
High Class Call Girls Nagpur Grishma Call 7001035870 Meet With Nagpur Escortsranjana rawat
 
The Economic History of the U.S. Lecture 20.pdf
The Economic History of the U.S. Lecture 20.pdfThe Economic History of the U.S. Lecture 20.pdf
The Economic History of the U.S. Lecture 20.pdfGale Pooley
 
VIP Call Girls LB Nagar ( Hyderabad ) Phone 8250192130 | ₹5k To 25k With Room...
VIP Call Girls LB Nagar ( Hyderabad ) Phone 8250192130 | ₹5k To 25k With Room...VIP Call Girls LB Nagar ( Hyderabad ) Phone 8250192130 | ₹5k To 25k With Room...
VIP Call Girls LB Nagar ( Hyderabad ) Phone 8250192130 | ₹5k To 25k With Room...Suhani Kapoor
 
20240417-Calibre-April-2024-Investor-Presentation.pdf
20240417-Calibre-April-2024-Investor-Presentation.pdf20240417-Calibre-April-2024-Investor-Presentation.pdf
20240417-Calibre-April-2024-Investor-Presentation.pdfAdnet Communications
 
Vip Call US 📞 7738631006 ✅Call Girls In Sakinaka ( Mumbai )
Vip Call US 📞 7738631006 ✅Call Girls In Sakinaka ( Mumbai )Vip Call US 📞 7738631006 ✅Call Girls In Sakinaka ( Mumbai )
Vip Call US 📞 7738631006 ✅Call Girls In Sakinaka ( Mumbai )Pooja Nehwal
 
03_Emmanuel Ndiaye_Degroof Petercam.pptx
03_Emmanuel Ndiaye_Degroof Petercam.pptx03_Emmanuel Ndiaye_Degroof Petercam.pptx
03_Emmanuel Ndiaye_Degroof Petercam.pptxFinTech Belgium
 
Instant Issue Debit Cards - School Designs
Instant Issue Debit Cards - School DesignsInstant Issue Debit Cards - School Designs
Instant Issue Debit Cards - School Designsegoetzinger
 
The Economic History of the U.S. Lecture 30.pdf
The Economic History of the U.S. Lecture 30.pdfThe Economic History of the U.S. Lecture 30.pdf
The Economic History of the U.S. Lecture 30.pdfGale Pooley
 
Log your LOA pain with Pension Lab's brilliant campaign
Log your LOA pain with Pension Lab's brilliant campaignLog your LOA pain with Pension Lab's brilliant campaign
Log your LOA pain with Pension Lab's brilliant campaignHenry Tapper
 
The Economic History of the U.S. Lecture 21.pdf
The Economic History of the U.S. Lecture 21.pdfThe Economic History of the U.S. Lecture 21.pdf
The Economic History of the U.S. Lecture 21.pdfGale Pooley
 
The Economic History of the U.S. Lecture 18.pdf
The Economic History of the U.S. Lecture 18.pdfThe Economic History of the U.S. Lecture 18.pdf
The Economic History of the U.S. Lecture 18.pdfGale Pooley
 
VIP Kolkata Call Girl Jodhpur Park 👉 8250192130 Available With Room
VIP Kolkata Call Girl Jodhpur Park 👉 8250192130  Available With RoomVIP Kolkata Call Girl Jodhpur Park 👉 8250192130  Available With Room
VIP Kolkata Call Girl Jodhpur Park 👉 8250192130 Available With Roomdivyansh0kumar0
 
06_Joeri Van Speybroek_Dell_MeetupDora&Cybersecurity.pdf
06_Joeri Van Speybroek_Dell_MeetupDora&Cybersecurity.pdf06_Joeri Van Speybroek_Dell_MeetupDora&Cybersecurity.pdf
06_Joeri Van Speybroek_Dell_MeetupDora&Cybersecurity.pdfFinTech Belgium
 
(DIYA) Bhumkar Chowk Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...
(DIYA) Bhumkar Chowk Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...(DIYA) Bhumkar Chowk Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...
(DIYA) Bhumkar Chowk Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...ranjana rawat
 
05_Annelore Lenoir_Docbyte_MeetupDora&Cybersecurity.pptx
05_Annelore Lenoir_Docbyte_MeetupDora&Cybersecurity.pptx05_Annelore Lenoir_Docbyte_MeetupDora&Cybersecurity.pptx
05_Annelore Lenoir_Docbyte_MeetupDora&Cybersecurity.pptxFinTech Belgium
 
TEST BANK For Corporate Finance, 13th Edition By Stephen Ross, Randolph Weste...
TEST BANK For Corporate Finance, 13th Edition By Stephen Ross, Randolph Weste...TEST BANK For Corporate Finance, 13th Edition By Stephen Ross, Randolph Weste...
TEST BANK For Corporate Finance, 13th Edition By Stephen Ross, Randolph Weste...ssifa0344
 

Recently uploaded (20)

Call Girls Service Nagpur Maya Call 7001035870 Meet With Nagpur Escorts
Call Girls Service Nagpur Maya Call 7001035870 Meet With Nagpur EscortsCall Girls Service Nagpur Maya Call 7001035870 Meet With Nagpur Escorts
Call Girls Service Nagpur Maya Call 7001035870 Meet With Nagpur Escorts
 
02_Fabio Colombo_Accenture_MeetupDora&Cybersecurity.pptx
02_Fabio Colombo_Accenture_MeetupDora&Cybersecurity.pptx02_Fabio Colombo_Accenture_MeetupDora&Cybersecurity.pptx
02_Fabio Colombo_Accenture_MeetupDora&Cybersecurity.pptx
 
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...
 
20240429 Calibre April 2024 Investor Presentation.pdf
20240429 Calibre April 2024 Investor Presentation.pdf20240429 Calibre April 2024 Investor Presentation.pdf
20240429 Calibre April 2024 Investor Presentation.pdf
 
High Class Call Girls Nagpur Grishma Call 7001035870 Meet With Nagpur Escorts
High Class Call Girls Nagpur Grishma Call 7001035870 Meet With Nagpur EscortsHigh Class Call Girls Nagpur Grishma Call 7001035870 Meet With Nagpur Escorts
High Class Call Girls Nagpur Grishma Call 7001035870 Meet With Nagpur Escorts
 
The Economic History of the U.S. Lecture 20.pdf
The Economic History of the U.S. Lecture 20.pdfThe Economic History of the U.S. Lecture 20.pdf
The Economic History of the U.S. Lecture 20.pdf
 
VIP Call Girls LB Nagar ( Hyderabad ) Phone 8250192130 | ₹5k To 25k With Room...
VIP Call Girls LB Nagar ( Hyderabad ) Phone 8250192130 | ₹5k To 25k With Room...VIP Call Girls LB Nagar ( Hyderabad ) Phone 8250192130 | ₹5k To 25k With Room...
VIP Call Girls LB Nagar ( Hyderabad ) Phone 8250192130 | ₹5k To 25k With Room...
 
20240417-Calibre-April-2024-Investor-Presentation.pdf
20240417-Calibre-April-2024-Investor-Presentation.pdf20240417-Calibre-April-2024-Investor-Presentation.pdf
20240417-Calibre-April-2024-Investor-Presentation.pdf
 
Vip Call US 📞 7738631006 ✅Call Girls In Sakinaka ( Mumbai )
Vip Call US 📞 7738631006 ✅Call Girls In Sakinaka ( Mumbai )Vip Call US 📞 7738631006 ✅Call Girls In Sakinaka ( Mumbai )
Vip Call US 📞 7738631006 ✅Call Girls In Sakinaka ( Mumbai )
 
03_Emmanuel Ndiaye_Degroof Petercam.pptx
03_Emmanuel Ndiaye_Degroof Petercam.pptx03_Emmanuel Ndiaye_Degroof Petercam.pptx
03_Emmanuel Ndiaye_Degroof Petercam.pptx
 
Instant Issue Debit Cards - School Designs
Instant Issue Debit Cards - School DesignsInstant Issue Debit Cards - School Designs
Instant Issue Debit Cards - School Designs
 
The Economic History of the U.S. Lecture 30.pdf
The Economic History of the U.S. Lecture 30.pdfThe Economic History of the U.S. Lecture 30.pdf
The Economic History of the U.S. Lecture 30.pdf
 
Log your LOA pain with Pension Lab's brilliant campaign
Log your LOA pain with Pension Lab's brilliant campaignLog your LOA pain with Pension Lab's brilliant campaign
Log your LOA pain with Pension Lab's brilliant campaign
 
The Economic History of the U.S. Lecture 21.pdf
The Economic History of the U.S. Lecture 21.pdfThe Economic History of the U.S. Lecture 21.pdf
The Economic History of the U.S. Lecture 21.pdf
 
The Economic History of the U.S. Lecture 18.pdf
The Economic History of the U.S. Lecture 18.pdfThe Economic History of the U.S. Lecture 18.pdf
The Economic History of the U.S. Lecture 18.pdf
 
VIP Kolkata Call Girl Jodhpur Park 👉 8250192130 Available With Room
VIP Kolkata Call Girl Jodhpur Park 👉 8250192130  Available With RoomVIP Kolkata Call Girl Jodhpur Park 👉 8250192130  Available With Room
VIP Kolkata Call Girl Jodhpur Park 👉 8250192130 Available With Room
 
06_Joeri Van Speybroek_Dell_MeetupDora&Cybersecurity.pdf
06_Joeri Van Speybroek_Dell_MeetupDora&Cybersecurity.pdf06_Joeri Van Speybroek_Dell_MeetupDora&Cybersecurity.pdf
06_Joeri Van Speybroek_Dell_MeetupDora&Cybersecurity.pdf
 
(DIYA) Bhumkar Chowk Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...
(DIYA) Bhumkar Chowk Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...(DIYA) Bhumkar Chowk Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...
(DIYA) Bhumkar Chowk Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...
 
05_Annelore Lenoir_Docbyte_MeetupDora&Cybersecurity.pptx
05_Annelore Lenoir_Docbyte_MeetupDora&Cybersecurity.pptx05_Annelore Lenoir_Docbyte_MeetupDora&Cybersecurity.pptx
05_Annelore Lenoir_Docbyte_MeetupDora&Cybersecurity.pptx
 
TEST BANK For Corporate Finance, 13th Edition By Stephen Ross, Randolph Weste...
TEST BANK For Corporate Finance, 13th Edition By Stephen Ross, Randolph Weste...TEST BANK For Corporate Finance, 13th Edition By Stephen Ross, Randolph Weste...
TEST BANK For Corporate Finance, 13th Edition By Stephen Ross, Randolph Weste...
 

Give yourself some credit

  • 1. Give Yourself Some Credit Understanding your Credits Report Johanna Louise B. Neri Economics 101
  • 2. Credit Report Fundamentals Generated by three companies Experian, Equifax, TransUnion Factors How much you owe to each company Payment history for each company Includes utilities, medical expenses, rent
  • 3. How FICO Is Calculate Range - 760 (excellent) to 620 (poor) 35% - Payment history 30% - Amount owed 15% - Credit history length 10% - New Credit 10% - Credits types
  • 4. Improve Your FICO Score Pay bills on time Avoid opening many new account Open only if you intend to use Keep balances low Less than 25% of credits limit Review credit report yearly