Ultra Score Presentation


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UltraScore provides complete credit analysis with line by line recommendation and "Action Plan" to boost your credit score.

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Ultra Score Presentation

  1. 1. Your Credit Analyzer For more information contact Mark Bustamonte Sales Director 954-707-2932 www.vrtmg.com/mbustamonte TM
  2. 2. The Facts <ul><li>Most consumers (50%) rate their knowledge of credit reports as “fair” or “poor” and 61% of their knowledge of credit scores
  3. 3. “ Many Americans Lack Essential Knowledge About Credit Reports and Scores.” (Consumer Federal of America, 2003) </li></ul>
  4. 4. <ul><li>UltraScore™ provides the tools necessary to help you understand the credit scoring system and how it impacts your financial health and freedom </li></ul>What is UltraScore ™ ? TM
  5. 5. UltraScore™ offers… <ul><li>Comprehensive analysis of the positive and negative items impacting your credit score
  6. 6. Personalized action plan to improve your credit file for your immediate and long-term goals
  7. 7. Customized recommendations to build and maintain good credit </li></ul>TM
  8. 8. Your Personalized Credit Analysis TM
  9. 9. UltraScore™ breaks down the five key components of your credit score <ul><li>Your buying and bill paying habits
  10. 10. The length of your credit history
  11. 11. The amount of debt you owe versus available credit
  12. 12. How much new credit you are applying for
  13. 13. Recommendations on past due accounts </li></ul>TM
  14. 14. Your buying and bill paying habits TM
  15. 15. UltraScore™ will enable you to… <ul><li>Understand your credit file
  16. 16. Understand how your credit score is calculated
  17. 17. Effectively manage your finances
  18. 18. Understand the negative impact of low credit scores
  19. 19. See how your credit score affects interest rates on credit cards and mortgages
  20. 20. Project new home or re-finance interest rates
  21. 21. Prepare and maintain a monthly budget
  22. 22. Develop an action plan to reduce debt
  23. 23. And much, much more! </li></ul>TM
  24. 24. How will you benefit? <ul><li>A credit score is the most important number in your financial life as well as the most influential one. The higher your credit score, the more financial opportunities you will have. A higher credit score will bring: </li></ul><ul><ul><li>Better rates on mortgages and re-finances
  25. 25. No or low interest on credit cards
  26. 26. Lower rates on car loans
  27. 27. Better rates on insurance
  28. 28. Positive results for job screenings </li></ul></ul>TM
  29. 29. With enrollment… <ul><li>Learn more about the hottest topics in the credit industry by gaining access to our extensive library of credit education </li></ul><ul><ul><li>Identity fraud
  30. 30. Bankruptcy
  31. 31. How to protect yourself online
  32. 32. And much, much more! </li></ul></ul>TM
  33. 33. Credit Education – Sample TM
  34. 34. With enrollment… <ul><li>Gain access to our user-friendly online Resource Center </li></ul><ul><ul><li>Mortgage, college fun and insurance calculators
  35. 35. Downloadable worksheets to budget daily expenses, special events and holidays
  36. 36. Other fun worksheets and calculators </li></ul></ul>TM
  37. 37. Resource Center – Sample Calculators TM
  38. 38. UltraScore™ testimonials <ul><li>By using your credit restoration service my credit score increased by 164 points! Last year was a very difficult year for us. We desperately needed to refinance in order to pay off bills. Our mid credit score was 510, which meant we were given a high interest rate of 9.75%, and we were only able to pay off limited bills. Or mortgage broker explained your credit restoration service and how it could improve our credit, and allow us to refinance at a lower interest rate and get the rest of the money we needed to pay off the remaining bills. We were skeptical at first, but decided to go ahead with the program. As a result of the credit restoration service, in a few short months our mid score went up to 674 and we were able to refinance at 6.125%, and pay off the remaining bills. We also qualified for a home equity line of credit. Your credit restoration service was the best money we ever spent. </li></ul>Patricia and Matt W. Lincoln Park , Michigan TM
  39. 39. <ul><li>&quot;Thank you for all of the wonderful work your staff has done on my behalf. We purchased a home and even went with a conventional mortgage.” </li></ul>Tom and Clara L. Albany, Georgia UltraScore™ testimonials TM
  40. 40. <ul><li>“ I’ve found Ultra Score to be an excellent product. It has provided me with valuable information that will help me take the necessary steps to get my credit score back on track. I will definitely recommend it to any of my clients.” </li></ul>Patricia Frisco, Texas UltraScore™ testimonials TM
  41. 41. UltraScore™ testimonials <ul><li>I am writing to express sincere gratitude to UltraScore ™ . You have helped my clients’ house dreams become a reality. We are consistently putting good people on the right track and providing correct long term plans. You have provided step by step instructions regarding new credit and eliminating countless errors. People simply don’t have the time to get this done without help. On a personal note, my wife and I had 78 line items removed from my credit file after the three bureaus started putting a different Matthew and Jennifer Duffield on our credit report. My score is back in the mid 700’s where it belongs. This month alone we are doing three refinance loans and a purchase that would not have happened without your company. Congratulations for doing business the right way for the right reasons. </li></ul>Matthew Duffield Vice President, Quicken Loans TM
  42. 42. About Us <ul><li>UltraScore™ offers several years of combined experience developing personalized solutions for clients adversely affected by low credit scores. UltraScore™ has set the industry standard as a cutting edge company offering outstanding customer service at a superb price, with unparalleled performance and customer dedication. By providing a comprehensive analysis of each credit file, UltraScore™ enables our clients to understand their credit file, effectively manage their credit, and understand the negative impact of a low credit score and how it affects the decision making process used by lenders. UltraScore™ offers a wide variety of expertise and credit education services to help clients determined to take the steps necessary to improve their credit.   </li></ul>TM
  43. 43. Contact Mark Bustamonte 954-707-2932 www.vrtmg.com/mbustamonte TM
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