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10 Tips for Individuals Injured in a Motor Vehicle Collision

                                   By Emily Foreman, Siskinds, LLP



If you or a loved one suffer injuries in a motor vehicle collision, it is important to take appropriate
steps to protect your legal rights. Ten tips for individuals injured in a motor vehicle collision
follow:

    1. Be Observant
          If possible, try to observe your surrounds so that you can identify the other driver and
          vehicle, and recount events. Your evidence could assist in the conviction of an at-fault
          party on a charge under the Highway Traffic Act or the Criminal Code of Canada. If you
          or others at the scene cannot identify the at-fault parties, this does not prevent you from
          taking legal action against this individual.


    2. Do Not Argue With Other Parties
          An argument or heated discussion at the scene of a collision will not be productive. Any
          conversations that you have at the scene could come into evidence in a future legal
          case.


    3. Report the Collision to Police
          Sometimes parties at the scene of a collision to want to avoid contacting police. If
          someone is injured, it is important that the collision be reported to police.


    4. Cooperate with Police
          Once police are contacted, the investigating officer may wish to take your statement. It
          is generally in your best interest to cooperate fully with police in this regard.


    5. Report the Collision your Automobile Insurer
          When an individual is injured in a motor vehicle collision in the Province of Ontario, he or
          she will have access to certain benefits through a no-fault accident benefits injurer. If
          another party is fully or partially at fault for the collision, the injured person may also
          have a right to take legal action against the at-fault party or parties with a tort claim. One
          must claim accident benefits in order to pursue a tort claim. If you do not have your own


www.siskinds.com                                                                              Siskinds LLP
-2-

      automobile policy, your may obtain accident benefits coverage through others (i.e. a
      parent or spouse’s policy, the at-fault driver’s policy or the Motor Vehicle Accident
      Claims Fund).


  6. Report Injuries to Treating Professionals
      Report all of your injuries (not just the most serious ones) to your treating healthcare
      professionals. This includes:
             physical injuries,
             emotional or psychological issues; and
             cognitive issues
      which may arise from the collision.


  7. Obtain Treatment
      If you are injured and intend to take legal action, you should make efforts obtain
      appropriate treatment for your injuries. You need not follow up on every treatment
      recommendation made by just anyone (particularly if funding is an issue). However, it is
      advisable for injured individuals to take reasonable steps to engage in appropriate
      rehabilitation, and follow the advice of their treating healthcare professionals.


  8. Take Photographs
      Timely photos of your injuries and subsequent rehabilitation will tell an important part of
      your story. Photos of the damaged vehicles are also helpful, as they provide evidence of
      the location of the impact(s) and severity of the crash. Note the date that each photo
      was taken, and the author of the photograph.


  9. Consult a Personal Injury Lawyer
      If you are injured in a collision, you should contact a qualified lawyer to discuss your
      legal rights. It is important to arrange a consultation at your earliest opportunity, to
      ensure that you know your rights, and your rights are protected. Most reputable lawyers
      will provide an initial consultation free of charge.


  10. Protect Your Legal Rights
      When meeting with a lawyer, review applicable notice and limitation periods. This will
      allow you to make an informed decision with respect to whether to take legal action,



www.siskinds.com                                                                       Siskinds LLP
-3-

       within the required timelines. Some notice periods are as short as seven days, so obtain
       legal advice as soon as possible.


If you have questions about your legal rights please contact Emily Foreman or call
519.660.7822 for a free consultation.




www.siskinds.com                                                                     Siskinds LLP

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10 Tips for Individuals Injured in a Motor Vehicle Collision

  • 1. 10 Tips for Individuals Injured in a Motor Vehicle Collision By Emily Foreman, Siskinds, LLP If you or a loved one suffer injuries in a motor vehicle collision, it is important to take appropriate steps to protect your legal rights. Ten tips for individuals injured in a motor vehicle collision follow: 1. Be Observant If possible, try to observe your surrounds so that you can identify the other driver and vehicle, and recount events. Your evidence could assist in the conviction of an at-fault party on a charge under the Highway Traffic Act or the Criminal Code of Canada. If you or others at the scene cannot identify the at-fault parties, this does not prevent you from taking legal action against this individual. 2. Do Not Argue With Other Parties An argument or heated discussion at the scene of a collision will not be productive. Any conversations that you have at the scene could come into evidence in a future legal case. 3. Report the Collision to Police Sometimes parties at the scene of a collision to want to avoid contacting police. If someone is injured, it is important that the collision be reported to police. 4. Cooperate with Police Once police are contacted, the investigating officer may wish to take your statement. It is generally in your best interest to cooperate fully with police in this regard. 5. Report the Collision your Automobile Insurer When an individual is injured in a motor vehicle collision in the Province of Ontario, he or she will have access to certain benefits through a no-fault accident benefits injurer. If another party is fully or partially at fault for the collision, the injured person may also have a right to take legal action against the at-fault party or parties with a tort claim. One must claim accident benefits in order to pursue a tort claim. If you do not have your own www.siskinds.com Siskinds LLP
  • 2. -2- automobile policy, your may obtain accident benefits coverage through others (i.e. a parent or spouse’s policy, the at-fault driver’s policy or the Motor Vehicle Accident Claims Fund). 6. Report Injuries to Treating Professionals Report all of your injuries (not just the most serious ones) to your treating healthcare professionals. This includes:  physical injuries,  emotional or psychological issues; and  cognitive issues which may arise from the collision. 7. Obtain Treatment If you are injured and intend to take legal action, you should make efforts obtain appropriate treatment for your injuries. You need not follow up on every treatment recommendation made by just anyone (particularly if funding is an issue). However, it is advisable for injured individuals to take reasonable steps to engage in appropriate rehabilitation, and follow the advice of their treating healthcare professionals. 8. Take Photographs Timely photos of your injuries and subsequent rehabilitation will tell an important part of your story. Photos of the damaged vehicles are also helpful, as they provide evidence of the location of the impact(s) and severity of the crash. Note the date that each photo was taken, and the author of the photograph. 9. Consult a Personal Injury Lawyer If you are injured in a collision, you should contact a qualified lawyer to discuss your legal rights. It is important to arrange a consultation at your earliest opportunity, to ensure that you know your rights, and your rights are protected. Most reputable lawyers will provide an initial consultation free of charge. 10. Protect Your Legal Rights When meeting with a lawyer, review applicable notice and limitation periods. This will allow you to make an informed decision with respect to whether to take legal action, www.siskinds.com Siskinds LLP
  • 3. -3- within the required timelines. Some notice periods are as short as seven days, so obtain legal advice as soon as possible. If you have questions about your legal rights please contact Emily Foreman or call 519.660.7822 for a free consultation. www.siskinds.com Siskinds LLP