Pitch Deck for 2nd round funding

1. Geintar, Inc John H. Lars CEO (415) 300-7000 John@Geintar.com gen·er·a·tion Pronunciation: je-nə-ˈrā-shənFunction: noun A particular stage in the development of a product or technology, especially one marking a significant advance Geintar, Inc Proprietary & Confidential

2. Market Opportunity Today, U.S. Consumers’ spending totals $899.4 billion - 31% higher than it was only five years ago. Almost 15% of credit card users chargemore than $9,840 in credit card debt. Credit card charge-off rates in 2009 were 40% higher than 2008 at over 8%. There are about 18 million Americans that are facing active collection activities today. Geintar, Inc Proprietary & Confidential

4. Credit Counseling (1 million)

5. Debt Settlement (0.5 million) They all involve third party companies and substantial costs to the consumer leaving over 10 million consumers without a solution . Geintar, Inc Proprietary & Confidential

7. offering creditors the ability to settle with more consumers.Geintar, Inc Proprietary & Confidential

8. Value Proposition Your company Geintar, Inc Proprietary & Confidential

10. Repeat debt settlement (approx. every 6 months)

12. credit score monitoring

13. tax preparation software &

14. credit card offers geared towards rebuilding credit. Geintar, Inc Proprietary & Confidential

15. Competitors There is no direct or indirect competition to this business model in the B to C market place. The closest competition would be in the B to B arena where companies such as Competitor1.comand Competitor2.com offer a custom branded virtual collector as an additional tool to current Debt Collectors software. Geintar, Inc Proprietary & Confidential

16. Go to Market Strategy Current Situation: News and information about debt, debt resolution and debt education are still making headlines from all types of media. Short Term Strategy: The next 3 months strategy will focus on taking advantage of this interest. We have secured a known Public Relations companies and Cutie Pie will be relaying our message from the standpoint of average consumers. Long Term Strategy: We will focus on additional internet marketing and advertising to increase the viral effect or our short term strategy. This will include direct email marketing to targeted groups as well as online advertising. This model was already proven by a static site talking about debt but not selling any products earlier this year. As capital is raised more traditional marketing approaches will be used. Geintar, Inc Proprietary & Confidential

17. Team Composition John - Founder - CEO brings a total of 15 years experience in the debt collection and debt settlement industries and was the owner of a “brick and mortar” debt settlement company managing in excess of $750,000,000 debt under management. Nicholas - VP Business Development has 35 years of experience managing multi-million dollar businesses by relying on his strength to develop teams and to manage multiple projects in fast pace environments. Ngu – CTO has defined and led major development for several startups and Fortune 500 companies. He founded and still manages a website development firm PapaInc (now know as Florox) in 2001, Don - VP Technology is an Information Technology and Information Security professional with over 16 years experience who provide support for organizations within the Defense, Technology, Legal and Financial Services industries Geintar, Inc Proprietary & Confidential

20. Milestones Reaching 350,000 unique visitors year 1 Sign up top 20% of debt collectors Write in more… Write in more… Write in more… Geintar, Inc Proprietary & Confidential

21. Financial Projections Disclaimer: Results are projections and are highly speculative. These figures were prepared for discussion purposes with experience investors only. The figures are not intended to imply or provide any guarantees of any kind. Geintar, Inc Proprietary & Confidential

22. Capital Request Financing Sought: $2.5 Million Current Investors: Johnny: $500,000 Use of Funds: 20% Product Development 80% Marketing. Geintar, Inc Proprietary & Confidential