1. The document provides advice for retired individuals on enjoying life and not having regrets. It suggests traveling, spending time with friends and family, eating foods you enjoy, and focusing on happiness rather than worries or health issues. 2. Financial advice includes getting out of the stock market and spending retirement funds rather than saving them. The document also suggests making funeral arrangements while healthy and not commenting on children's lives. 3. Daily recommendations are to laugh often, exercise, sleep well, and maintain a peaceful mindset. The overall message is to enjoy life and not dwell on problems.

1. Set `Slide Show’ To View The Secrets of Life L O UIS 2 OO 9

2. To All Retired Friends…

3. The Secrets of Life – in 6 words: Before middle age – Do not fear! After middle age – Do not regret!

4. Enjoy Your Life While You Can Do not wait till you cannot even walk just to be sorry and to regret! As long as it is physically possible, visit places you wish to visit.

5. Get out of the stock market! When the share prices are up, your blood pressure goes up too, you want to buy but you cannot get. When the share prices are down, you panic and want to sell, but no one wish to buy. You can’t make all the money, why not let the young ones have a chance!

6. When there is an opportunity, get together with old classmates, old colleagues & old friends. The gathering is not just about eating, the concern is there is not much time left!

7. Money kept in the banks may not be really yours. When it is time to spend, just spend. You should treat yourself well as you’re getting old!

8. Whatever you feel like eating, just eat! It is most important to be happy!

9. There are two kinds of food: Things which are good for health – eat often, eat more but that is not everything. 2. Things which are not good for health – eat a little, eat once a while but do not abstain from them totally. 。

10. Food that you do not feel like eating or do not like, you still need to eat a little once a while, just to balance your nutrition intake!

11. Treat sickness with optimism. Whether you are poor, rich, powerful or powerless, everyone will have to go through the process of birth, aging, sickness and death, there is no exception, that’s life!

12. Do not be afraid or worried when you are sick. Settle all the outstanding issues before hand and when you are well, including your funeral arrangements, You will be able to leave this world anytime, without regret!

13. Let the doctors handle your body, Let GOD / NATURE handle your life, But be in charge of your own moods!

14. If worries can cure your sickness, then go ahead and worry! If worries can prolong your life, then go ahead and worry! If worries can exchange for happiness, then go ahead and worry!

15. Our kids will have their own fortune. Things concerning children and grandchildren, We can listen with ears, We can see with eyes, Just do not open your mouths or make any comments!

16. The principles are : Do not say anything that are fruitless, Do not do anything that is beyond your ability to achieve, If you are in a reactive situation, make your judgment based on the circumstances, If your children and grand children are independent, it is your good fortune!

17. Look After Four Old Treasures The old body – pay more attention to information about health care, you can only rely on yourself to take care of your own health! The retirement funds – money that you have earned, it is best to keep them yourself The old companion – treasure every moment with your other half, one of you will leave first! The old friends – seize every opportunities to meet up with your friends, such opportunities will be rare as time goes by

18. Do not panic when the lights go off, You can still see lot of stars in the sky

19. Three Things You Must Do Everyday! The first thing: Laugh The second thing: Smile The third thing: Laugh loudly and to your heart’s content

20. A wonderful life will always find wonderful reasons The one who can laugh last, will be the one with the sweetest laugh!

21. Be determined in doing an appropriate amount of exercises everyday , Have sufficient sleep, Maintain a peaceful and cheerful state of mind

22. Instead of scolding people with red faces and swelling blood vessels on the necks, Why not just adopt more gracious approaches. It will be less unruly 。

23. Laugh a little, it will be like the ocean and the sky with no boundary. There are always ups and downs in life, Since you do not jump for joy when the water vapor rises, Why should you feel sad when it rains!

24. Edited by Louis Tang English Translated by Yeo TS Bless You! L O UIS 2 OO 9