3.  We, at THE UNIVERSAL INSURANCE COMPANY
(UIC) LIMITED recognize the importance of
satisfying our customers by consistency provides
quality insurance services in accordance with
their needs and expectation.

4. CORPORATE
Property Motor
INDIVIDUAL
Engineering Fire
Motor Marine
General Misc
Marine

5.  Data Collection
 Data Analysis
 Result of Analysis

6. 30th September 30th September
2011 2010
Gross premium 364.593 406.169
Net premium 232.613 248.990
(Loss) / Profit from underwriting business 2.188 (6.163)
Net claims (paid & outstanding) (106.795) (131.817)
Management / administrative expenses (181.212) (150.364)
Capital and reserves 181.449 215.130
Loss before taxation (7 4 .446) ( 55 . 2 69)
Loss after taxation (5 2 .944) ( 5 4 . 9 88)
Other comprehensive Income 1. 3 97 -
Add: Balance of unappropriated (Loss)/ profit - b/f (4 3 .631) 44. 4 7 9
Loss available for appropriation ( 9 5 .178) ( 1 0 . 5 09)

7. 2010 2009 2008 2007 2006
Gross premium 503 539 611 550 568
Net premium 329 361 407 372 391
Net claim 177 182 197 187 203
Investment 160 115 145 89 46
Paid up capital 262.50 210 210 120 100
Equity 233 265 257 236 174
Profit/loss before (103) 11 34 63 35
tax
Profit/loss after (86) 8 21 50 24
tax
Underwriting (17) 58 96 75 80
profit/loss
EPS (4.58) 0.48 1.00 4.15 2.00

8. PROFIT BEFORE TAX/PROFIT AFTER TAX
80
60
40
RUPEES IN MILLION
20
0 PROFIT BEFORE TAX
-20 2006 2007 2008 2009 2010 PROFIT AFTER TAX
-40
-60
-80
-100
-120

9. NET CLAIM
205
200
195
RUPEES IN MILLION
190
185
NET CLAIM
180
175
170
165
160
2006 2007 2008 2009 2010

10.  Made the business more competitive
 Empowered the people with knowlede
 Accelerated performance & reduced COP
 Opened new ways
 Improved quality of health & education

11.  increase their business level
 Sale their products worldwide
 Use online business transactions
 Develop websites
 Accept online payments
 Effective communication medium

12.  MS WORD
 MS EXCELL
 MS POWERPOINT
 INTERNET
 MULTI MEDIA