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The world today is fast-paced and ever changing with all the new technology that exists and is being created daily. This new technology can rear its ugly head in the form of identity theft. We have all heard daunting stories whereby the PIN numbers are being stolen at ATM machines without the victims knowing about it until it's too late, for instance. There are many reasons to check credit report regularly in order to stay on top of things that concern you, for identity theft is on the rise.