If you are involved in (or injured in) an accident, it is vital that you obtain trustworthy legal ad...

1. Q & A with Santa Monica Personal Injury Lawyer, Michael
Crosner - Los Angeles Santa Monica City Buzz
If you are involved in (or injured in) an accident, it is vital that you obtain trustworthy legal advice
from an experienced and knowledgeable attorney. Michael Crosner has been specializing in personal
injury law for over 45 years and has worked on several highly publicized
http://damagingevent7864.jimdo.com personal injury lawsuits.
I sat down with Michael to answer some common injury questions.
Q & A
Question 1: What steps should I take if I am in a car accident?
Crosner: Yes, there are key steps to help prevent a bad situation, such as a car accident, from
getting worse:
Call the local police, sheriff, or highway patrol
Obtain complete name, phone & address of the other
driver
Copy all important information from other party's driver
license & registration (often easier to photo these
documents with your cell phone camera)
Obtain the complete identification of all witnesses
Photograph damages to all vehicles involved in the accident
Photograph any physical evidence such as skid marks or debris
Obtain immediate emergency or other necessary medical care
Consult a personal injury attorney for assistance in investigating the accident; reporting the claim to
the appropriate insurance carries; obtaining any needed medical care on a lien basis (no initial out
of pocket expense); repairing your vehicle damages; and obtaining a rental car.
Question #2: If I am in an auto accident should I talk to my own insurance company? What if the
opposing party's insurance company contacts me - should I speak to them?
Crosner: It's advised that you speak with a personal injury attorney before discussing anything with
an insurance company (your carrier or opposing party's). Many times they can do all the talking with

2. your insurance company and thereby eliminate any confusion and possible adverse outcome of your
claim.
Never give any insurance
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detailed recorded or written statement of the facts of the accident or the nature and extent of your
injuries without legal representation. If the opposing insurance company contacts you simply obtain
their name, phone number & claim number and instruct them to call your attorney. Whether it's a
DUI attorney or Car Wreck Lawyer. Dallas has what you need. You are under no legal obligation to
provide information to the opposing party's insurance company, it should be done only by your
attorney.
Question #3: Am I limited on recovery to the opposing driver's liability insurance policy limit?
Crosner: You are not necessarily limited to the insurance coverage of the other driver. A personal
injury attorney can seek out all other possible sources of coverage, such as (1) the separate policy
for the registered owner of the car; (2) employer - if the driver was in the course and scope of
employment at the time of the accident; (3) errand - if the driver was on an errand for another
individual at the time of the incident; (4) excess liability policy or umbrella policy - which would be in
addition to the underlying liability policy of the driver or registered owner; (5) joint venture - while
working with another responsible individual; (6) underinsured motorist coverage on your own
automobile insurance policy; and (6) personal assets of the other driver.
Attempting to collect additional coverage is a complex area of law and requires the trained legal
experience of a personal injury attorney.
Personal Injury Claims
If you've been harmed by another person in an automobile accident, slip and fall injury, or by a
drunk driver it's your right to pursue a personal injury claim. California law says you have rights in
that situation, rights which are important enough to be enforced through the courts, if necessary.
Also remember that if you've been hurt in and are in need of a personal injury lawyer, hiring an
experienced, trusted and successful injury lawyer to represent you is a
http://chronicle.com/section/Blogs/164/ key first step to getting a fair settlement.

3. Whatever the cause, if you're hurt in an
automobile accident in Santa Monica,
protect your rights and get the level of
care and compensation that you
deserve!
Additional Services
The Santa Monica Personal Injury
Lawyers of Crosner Legal also assists
victims involved in serious auto
accidents, motorcycle accidents,
pedestrian accidents, and dog bites due
to the negligence of an individual or
company. Crosner Legal offers free
consultation. The advice is free and you
pay nothing until your case is aced!
Contact:
Crosner Legal
1507 7th St. Suite 417
Santa Monica, CA 90401
(310) 272-5488
Find Crosner Legal Online:
Please visit Crosner Legal's Website