Systematic investment plan (invest regularly)

1. SSystematicystematic IInvestmentnvestment PPlanlan
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Part - 3Part - 3

2. SStart early….tart early….
PPlan for the futurelan for the future
Hmmm… Ok…Hmmm… Ok…
So how do I doSo how do I do
InvestmentInvestment
Planning?Planning?
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IInvest regularlynvest regularly

3. Ventura Securities Ltd. Page 3 of 8
We saw in Part 2 how early savings help us for
future plans with inflation adjusted returns.
Now let us check why Regular investment is
important.

4. Rupee Cost Average:
• Total Amount Invested = Rs.120000
• Total No. of Units Purchased = 12409
• Average Price per unit = Rs.9.83
• If money is redeemed @ Rs.14 then
the redemption value is Rs. 1,73,727
which is 45.44% (annualised)
Month
Amount
Invested
Purchase
NAV
No of Units
Purchased
1 10000 10 1000
2 10000 9 1111
3 10000 8 1250
4 10000 9 1111
5 10000 10 1000
6 10000 11 909
7 10000 12 833
8 10000 10 1000
9 10000 8 1250
10 10000 9 1111
11 10000 10 1000
12 10000 12 833
TOTAL 120000 12409
Benefits of 'Rupee Cost Averaging’: As fixed sum is invested at regular intervals, more
units are bought when the prices are low and less units when the prices are high. This
brings down the average cost of units.
Invest Regularly…
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5. Rupee Cost Average:
• Total Amount Invested = Rs.120000
• Total No. of Units Purchased = 11310
• Average Price per unit = Rs.10.75
• If money is redeemed @ Rs.14 then
the redemption value is Rs. 1,58,335
which is 32.40% (annualised)
Month
Amount
Invested
Purchase
NAV
No of Units
Purchased
1 10000 10 1000
2 10000 13 769
3 10000 12 833
4 10000 9 1111
5 10000 10 1000
6 10000 11 909
7 10000 12 833
8 10000 10 1000
9 10000 11 909
10 10000 9 1111
11 10000 10 1000
12 10000 12 833
TOTAL 120000 11310
Lets see one more example when Market is up and because of that NAV is
also up during most of the time of investments.
This is the magic of Rupee Cost Averaging...
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6.  Make it a HABIT to SAVE a certain sum of money every
month,
It is very easy to spend WEALTH, but very difficult to SAVE.
 INVEST your savings to make your money GROW.
 Do not SAVE what is left after spending, but spend what is left
after SAVINGS.
 The good old grandmother theory still holds true.
“A penny saved is a penny earned”.
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7. “ Time in the market is more important than
timing the market.”
- Warren Buffet
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8. To know more contact us on
Email:
invest@ventura1.com
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