How do you rebuild your credit after a bankruptcy or consumer proposal. It IS Possible. And you can get started sooner than you think!

1. Bromwich and Smith: 1-866-353-6726 inquiries@solvingdebt.ca
Rebuilding Your Credit
After a Bankruptcy or
Consumer Proposal

2. Bromwich and Smith: 1-866-353-6726 inquiries@solvingdebt.ca
Whether you’ve just completed a
consumer proposal or have been
recently discharged from bankruptcy,
the time to start rebuilding your credit
is right now.

3. Bromwich and Smith: 1-866-353-6726 inquiries@solvingdebt.ca
Follow These
Steps to
Rebuilding Your
Credit

4. Bromwich and Smith: 1-866-353-6726 inquiries@solvingdebt.ca
Start Immediately
Don’t wait for your
agreement to be complete.
Start by building a history of
on-time payments to your
secured creditors including
your home and auto loans.

5. Bromwich and Smith: 1-866-353-6726 inquiries@solvingdebt.ca
Build a Budget
Know what you earn and
what you owe each month.
With a clean slate you’ll
have less to manage so
start with a fresh budget that
you can keep.
Budget for savings!

6. Bromwich and Smith: 1-866-353-6726 inquiries@solvingdebt.ca
Build a Nest Egg
Experts recommend a
minimum of three to six
months worth of expenses
in a savings account.
Having a healthy savings to
fall back on can save you
from further financial
difficulty.

7. Bromwich and Smith: 1-866-353-6726 inquiries@solvingdebt.ca
Apply for Secured
Credit
Once you’ve completed your
agreement, apply for a
secured card. The amount
you deposit is your credit
line.
Build a history of on-time
payments.

8. Bromwich and Smith: 1-866-353-6726 inquiries@solvingdebt.ca
Financial Difficulty doesn’t have to be the end of the
world.
In fact, bankruptcy and consumer proposals have
given many Canadians the fresh start they needed.
Rebuilding your credit isn’t as difficult as you might
think. Just follow these steps and you’ll be on your
way to better financial health.

9. Bromwich and Smith: 1-866-353-6726 inquiries@solvingdebt.ca
If you’re struggling with debt, contact a
licensed trustee or proposal administrator at
Bromwich and Smith.
We have locations all over Alberta and we’re
ready to help.

10. Bromwich and Smith: 1-866-353-6726 inquiries@solvingdebt.ca
If you’re struggling with debt, contact a
licensed trustee or proposal administrator at
Bromwich and Smith.
We have locations all over Alberta and we’re
ready to help.