May is Disability Insurance Awareness Month, a time when the insurance industry comes together to do something about the enormous gap that exists between Americans’ need for disability insurance and the actual coverage they have.

1. 1,2
LIMRA and LIFE Foundation 2012 Insurance Barometer Study
3
CareerBuilder Survey,2011
What keeps you up at night?
42%of Americans live paycheck to paycheck.3
If you rely on
your paycheck to make ends meet,then you can’t afford to not have
disability insurance. So speak with your benefits manager at work or
an insurance agent about insuring your most valuable asset…YOU!
For more information,go to www.protectyourpaycheck.org.
The answer is simple: If you have a job,you need disability insurance.
Why then do so few Americans have it?
LIFE is a nonprofit organization dedicated to helping consumers take personal
financial responsibility through the ownership of life insurance and related
products. Learn more at www.lifehappens.org © 2013 LIFE. All rights reserved.
of Americans are concerned
about being able to
support themselves
IF THEY ARE UNABLE
to work due to a
DISABLING ILLNESS
OR INJURY.1
Do I need disability insurance?
What’s your plan?
50%OF WORKERS SAY
THEY DON’T NEED
DISABILITY INSURANCE.
So here’s the thing:
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But where is the $$$ going to come from if their
paychecks were to disappear? The government? Family
members or friends? It's not a plan to hope that someone
else will help you out financially.