10 Stewardship Questions


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My goal as a financial coach is to help you create a plan to get control over and win with your money. As an Evangelical Christian, I teach and coach on money management from God’s point of view as laid out in Scripture. I firmly believe a good understanding and practice of godly stewardship principles is at the core of a successful financial plan.

I know that giving and stewardship questions come up all the time and I have had to address them myself. My objective in this presentation is to share with you what I have learned from the study of God’s word and from practicing these principles over a number of years. I would love to hear from you on this topic!

So, in honor of the tithe, I would like to address 10 Stewardship Questions.

Published in: Economy & Finance, Spiritual
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10 Stewardship Questions

  1. 1. 10 Stewardship Questions10 Stewardship Questions José R. FigueroaJosé R. Figueroa August, 2013August, 2013 www.figueroafinancial.comwww.figueroafinancial.com
  2. 2. 1. Does God need my Money?1. Does God need my Money?  Not at all.  The testimony of Scripture is very clear: God is the Creator of the world and as such He is the owner of everything in it including you and me. Our position is merely one of asset managers or stewards. We have been given a responsibility as administrators of what God owns ( Psalm 24:1; 1 Chronicles 29:14-15; Haggai 2:8; Acts 17:24-26 ). We don’t give to do God a favor. We do it as an acknowledgment of His position as owner of it all.August, 2013 210 Stewardship Questions - www.figueroafinancial.com
  3. 3. 2. How can I give when I don’t have enough to meet my monthly necessities? That is a very good question. Many households live pay-check to pay-check and the recent recession has left some families in a very difficult position. However, I think that regardless of your particular situation, you should develop the habit of giving something. What matters here is the obedience from the heart to God’s principles and not so much the amount. There is of course the element of faith in this process, as we give even when we think we won’t have enough to cover the basics with what is left. Remember that God is the Great Provider and He will always honor obedience which is your faith put into action (Philippians 4:19). August, 2013 310 Stewardship Questions - www.figueroafinancial.com
  4. 4. 3. Are we commanded to give to the church?3. Are we commanded to give to the church? Aren’t we in the age of Grace?Aren’t we in the age of Grace? I certainly think so. The Bible is very clear that the members of the assembly were to give from their increase to support the ministry. In Old Testament times the tithes were intended to support the priests and the Temple, and in the New Testament, giving was intended to support the work of the local church ( Malachi 3:10; I Corinthians 9:8-10). When the members of the assembly fail to give, the mission of the church is affected. Biblical stewardship is not a salvation issue nor is it a way to gain God’s favor. He loves you and me and His love is not subject to our performance. However, I do think that giving is a reflection of a grateful heart. August, 2013 410 Stewardship Questions - www.figueroafinancial.com
  5. 5. 4. If I am not a member of a church,4. If I am not a member of a church, should I still tithe?should I still tithe? The short answer is yes. As a Christian, you should be part of a local congregation to commit yourself to a place of fellowship and service. However, you might have moved or you are now looking for the best place for your family. My advice is to give the tithe to your current church. If you don’t have one, then give to support the work of the churches that you visit. August, 2013 510 Stewardship Questions - www.figueroafinancial.com 10%
  6. 6. 5.5. But isn’t tithing an Old Testament concept? And, why 10%? Why not 9% or 11%? Let’s first define tithe. This simply means the 10% and it is consistently used in Scripture ( Genesis 28:22; Deuteronomy 26:12; Matthew 23:23 ). So 10% is really God’s idea. In my opinion this is only the starting point of obedience. God is not only interested in the 10% but in how we manage the other 90%. So it is not a legalistic requirement but a place to begin obeying the command. August, 2013 610 Stewardship Questions - www.figueroafinancial.com
  7. 7. 6. Ok, let’s say I agree about the tithe. Should6. Ok, let’s say I agree about the tithe. Should I give it from my gross income or my takeI give it from my gross income or my take home (net) income?home (net) income? This is a very common question among those who practice tithing. My own perspective is that it should come from the gross as Scripture indicates to honor God with your first fruits (Proverbs 3:9). Also, taxes are taken off the top and I have decided that I won’t give to God any less than I give to Caesar. August, 2013 710 Stewardship Questions - www.figueroafinancial.com
  8. 8. 7.7. Can I consider my donations to other charities part of my tithe? My opinion is that these donations fall under the category of offerings which are given from surplus and are separate from the tithe. The tithe should be focused on supporting the local church. Any other offerings would be on top of that. August, 2013 810 Stewardship Questions - www.figueroafinancial.com
  9. 9. 8.8. At what age should a person begin to tithe? First of all, I believe children should be taught how to handle money. This should include the concept of pay for work (e.g, from doing chores). As they earn money, they should learn the concepts of spending, saving, and giving. As they get older, I would say tithing begins as a regular income is established. August, 2013 910 Stewardship Questions - www.figueroafinancial.com
  10. 10. 9.9. Let’s say I get an inheritance. Do I need to give a tithe out of that? My understanding is that we are commanded to give as our income grows from our work (2 Cor 8: 9-13). An inheritance would fall under the category of a gift so I would probably not tithe out of that. However, I think if you want to tithe or give to be a blessing to your church that’s fine too. You can never out-give God. August, 2013 1010 Stewardship Questions - www.figueroafinancial.com
  11. 11. 10.10. What’s in it for me? This is the best part. First, you will get to experience the joy of giving. God is the great Giver and He has given His best to us. When we give, we are simply emulating our Heavenly Father. Second, when you support the work of your church, you get to participate in the great adventure of doing God’s work. Finally, when you give to  help others, you put love and compassion into action The purpose of getting your money management under control, the purpose of building wealth is so you can share the blessings with others. Trust me, it is better to give than to receive ( Acts 20:35). August, 2013 1110 Stewardship Questions - www.figueroafinancial.com
  12. 12. August, 2013 1210 Stewardship Questions - www.figueroafinancial.com “God is a God of grace. His grace provides strength to earn, generosity to give, and humility to receive.” Dr. David Jeremiah
  13. 13. About the AuthorAbout the Author José R. Figueroa is a Personal Finance Coach/Blogger @ Figueroa Financial: Help and Hope for Your Finances. He is also the author of the e-books 7 Principles for Financial Success and Not Mine, Not Yours, But Ours now available @ Amazon. August, 2013 1310 Stewardship Questions - www.figueroafinancial.com
  14. 14. Figueroa Financial: Contact InformationFigueroa Financial: Contact Information Website: www.figueroafinancial.com e-mail: jose.figueroa310@gmail.com Facebook: www.facebook.com/figueroafinancial Twitter: https://twitter.com/FigueroaFin Linkedin: http://www.linkedin.com/in/jrfigueroa Google+: https://plus.google.com/u/0/b/111459341392513036380/111459341392513036380/posts Pinterest: http://pinterest.com/jfigueroa310/financial-coaching/ August, 2013 1410 Stewardship Questions - www.figueroafinancial.com