Learn the latest trends in healthcare consumerism and engagement, like consumer-driven health plans, defined contribution, and wellness and rewards programs. Also, get a peek inside the technology making them even more attractive healthcare options for today’s on-the-go employees. We cover the reasons behind the increase of CDHP enrollment, the savings that your company can recognize, the importance for employers and results seen. Further, we describe the importance of technology in health and best practices as a company.

1. Healthcare Trends
& Future Opportunities
Learn the latest trends in healthcare consumerism and engagement, like
consumer-driven health plans, defined contribution, and wellness and
rewards programs. Also, get a peek inside the technology making them
even more attractive healthcare options for today’s on-the-go employees.
CDHP enrollment increasing,
mostly HSAs and HRAs
60% of companies offer CDHP, up from 53%
HSAs and HRAs up 63%
HDHPs to increase by 9.6% through 2013
Nearly of employers now offer an HDHP with an HSA
HSA offering increases enrollment from 25 to 32%
Average HSA account balances up 7%
7% drop in health
costs from CDHP
in 1st year
Savings from CDHP undeniable
23% of CDHP enrollees
are more likely to
seek lower cost
health care options
in savings in health
costs with just 50%
CDHP enrollment
Defined contribution becoming a popular alternative
for employers who want to continue coverage
45% of employers considering a defined
contribution approach
7-10% of small business employees will be in
a defined contribution plan by 2015
71% of employers expect to continue offering
health coverage after 2014
84% will make changes to plans to
offset ACA costs
Integrated wellness/rewards program
showing solid results
Employers offering at least one wellness program
Increase in participation with rewards
Workers that believe workplace wellness activities improve health
Technology demands increasing
85% of companies
offer online
benefit access
46% of U.S. are
smartphone owners
Tablet owners up
274%, smartphones
67% of CDHP up 62%
consumers use
health benefits
portal vs. 49% in a
traditional plan
44M health apps
downloaded in 2011
20M with health
payment cards
62% enroll due to
the availability of a
debit card
70% want health
online bill pay
No matter how you slice it, health care reform, consumer preferences, and price
sensitivity are driving the need for more innovative products and services.
The solution is comprehensive, affordable healthcare, and it is attainable with
the right mix of healthcare accounts, technology, and rewards programs.
About Evolution1
Evolution1 is the leader in delivering private-labeled healthcare account
administration technology that fully integrates health and wealth accounts. We serve
nearly 500 Partners including Health Plans, Blues Plans, National Carriers, Regional
Carriers and financial institutions, making us the nation’s largest web-based healthcare
account solution.
Sources: (1) — Towers 2012, Evolution1 December 2011-2012, Buck Consulting 2012, Towers 2012, Mercer 2012, Devenir 2013; (2) — Cigna 2013, RAND 2013, Aon Hewitt 2013; (3) — Aon Hewitt 2012, Evolution1 2012, Towers Watson
2012, MBGH/NBGH 2012; (4) — PWC 2012, PWC 2012, Principal Financial 2013; (5) — AHIP 2012, Cigna 2011, PEW 2013, Canalys Research 2012, MobiHealthNews 2011, Celent 2011, Evolution1 2012, InstaMed 2012