2. What is Credit Insurance?
Grow with
Confidence
Major Benefits
• Effective control of bad debts
• Balance sheet protection
• Cash flow relief
• Alternative to letters of credit (LC)
• Expand sales securely in new markets
• Obtain possible higher levels of funding at better
rates
• Access to credit expertise
• Cost saving
Key Features
• Comprehensive cover for domestic and/or export
sales
• Cover of commercial and political risks
• Indemnity level up to 90%
• Independent review of the risk profile of your
trading partners
• Access to credit expertise, market knowledge,
buyer assessment and information from a
worldwide leader in credit insurance
• Global debt collection services available for debt
recovery required in the policy
Global network
Standardised policy
and services
Comprehensive
collection services
On-line contract
management system
Dedicated risk
underwriters
Personalised service
Improved
transparency
and access
Flexibility
With a direct presence in 66 countries,
Coface provides local services to customers
in 97 countries.
Single policy wording of ‘Globalliance’
contract ensures standardised services for
multinational groups and banks.
Global debt collection services are available
for debt recovery required in the contract.
‘Cofanet’ : Manage your trade receivables
through a single access to a secure
environment whenever you are in the world.
A team of expert underwriters reviews and
monitors the risk of each of your buyers.
Personal service provided by our customer
relationship team, and access to decision
makers.
You can view all your customers’ credit
opinions and scores via Cofanet. We will
communicate any reassessment of our
opinions, and you can submit relevant new
information at any time.
A hassle free way to arrange your own credit
terms, which will save you time and minimise
paperwork.
Coface Advantages
Credit insurance
Costs
The premium rate is calculated on the basis of the
following:
• The volume of insurable turnover
• The spread of risk
• The destination of sales
• Industry sector
• Terms of payment
Credit Insurance is an effective financial
risk management tool that safeguards your
company against losses sustained arising from
non-payment of trade debts.
Credit Insurance not only ensures that your
company is not adversely or severely affected
by the unforeseen failure of one or more
customers; it is also a management tool for
assisting you in making risk decisions.
PolIcyholder
(Seller)
Invoice
Payment
Insurance
Policy
– Coverage
– Indemnification
– Risk Monitoring
– Collections
customers
(Buyers)

3. Australia
T. +61 2 8235 8600
au_info@coface.com
www.coface.com.au
China
T. +86 21 6171 8100
shanghai@coface.com
www.coface.com.cn
Hong Kong
T. +852 2585 9188
coface.hk@coface.com
www.coface.com.hk
India
T. +91 22 2661 9934
info_india@coface.com
www.coface.co.in
Indonesia
T. +62 21 2966 7373
jeanmichel.lafage@coface.com
www.coface.com
Japan
T. +81 3 5402 6100
marketingjp@coface.com
www.coface.jp
Malaysia
T. +60 3 2141 3380
kathreen.yee@coface.com
www.coface.com
Singapore
T. +65 6827 8700
marketing_sg@coface.com
www.coface.com.sg
About Coface
The Coface Group, a worldwide leader in credit insurance, offers companies around the globe solutions
to protect them against the risk of financial default of their clients, both on the domestic market
and for export. In 2013, the Group recorded consolidated revenues of €1.440 billion. Its 4,440 staff in
66 countries provides a local service worldwide. Each quarter, Coface publishes its assessments of
country risk for 160 countries, based on its unique knowledge of companies’ payment behaviour and
on the expertise of its 350 risk underwriters closely located to clients and their debtors.
In France, Coface manages export public guarantees on behalf of the French State.
Coface is a subsidiary of Natixis, corporate, investment management and specialized financial services
banking arm of the BPCE Group.
South Korea
T. +82 2 2088 7401
jinhak.ryu@coface.com
www.coface.com
Taiwan
T. +886 2 2577 5797
taipei@coface.com
www.coface.com.tw
Thailand
T. +66 2 664 89 89
marketing_thailand@coface.com
www.coface.com
Vietnam
T. +84 8 62 556 928
coface_vietnam@coface.com
www.coface.com