A Solid Financial Foundation<br />
A Solid Financial Foundation<br />BY NOW, <br />YOU ALREADY KNOW<br />THE 2 BASIC <br />YET VERY POWERFUL <br />FINANCIAL ...
A Solid Financial Foundation<br />BY NOW,<br />SEVERAL QUESTIONS<br />ARE ALREADY <br />BUGGING IN YOUR <br />MIND...<br />
A Solid Financial Foundation<br />WHAT ELSE DO I NEED<br />TO KNOW?<br />
A Solid Financial Foundation<br />HOW CAN I START<br />SAVING?<br />
A Solid Financial Foundation<br />HOW MUCH MUST BE MY<br />FINANCIAL GOAL?<br />
A Solid Financial Foundation<br />WHERE CAN I FIND<br />THESE FACILITIES<br />WHERE COULD I<br />INVEST MY MONEY?<br />
A Solid Financial Foundation<br />AS WHAT I HAVE<br />MENTIONED IN THE<br />PREVIOUS LESSON…<br />
A Solid Financial Foundation<br />THIS IS JUST<br />THE BEGINNING<br />OF YOUR JOURNEY...<br />
A Solid Financial Foundation<br />LET'S TAKE THIS<br />ONE STEP AT A TIME...<br />
A Solid Financial Foundation<br />BEFORE I ANSWER<br />YOUR QUESTIONS…<br />
A Solid Financial Foundation<br />LET ME TELL YOU<br />ANOTHER IMPORTANT<br />THING...<br />
A Solid Financial Foundation<br />ARE YOU READY?<br />
A Solid Financial Foundation<br />YES?<br />
A Solid Financial Foundation<br />THEN GET A PEN<br />AND A PAPER...<br />
A Solid Financial Foundation<br />YOU NEED TO<br />WRITE THIS DOWN..<br />
A Solid Financial Foundation<br />SO THAT YOU<br />WILL REMEMBER<br />THIS VERY IMPORTANT<br />DETAIL...<br />
A Solid Financial Foundation<br />THE VERY<br />FIRST THING<br />THAT YOU NEED<br />TO UNDERSTAND...<br />
A Solid Financial Foundation<br />IN YOUR<br />JOURNEY TO <br />FINANCIAL FREEDOM...<br />
A Solid Financial Foundation<br />IS THAT, YOU NEED TO<br />BUILD YOUR <br />FINANCIAL FOUNDATION<br />RIGHT...<br />
A Solid Financial Foundation<br />AFTER YEARS OF <br />STUDYING...<br />
A Solid Financial Foundation<br />FINANCIAL EXPERTS FINALLY<br />AGREED ON WHAT SHOULD<br />A STABLE FINANCIAL <br />FOUND...
A Solid Financial Foundation<br />YOU NEED TO UNDERSTAND<br />THIS...<br />
A Solid Financial Foundation<br />AND INTERNALIZE THIS...<br />
A Solid Financial Foundation<br />BECAUSE THIS IS WHAT<br />FINANCIALLY<br />SUCCESSFUL PEOPLE <br />ARE ALREADY DOING...<...
A Solid Financial Foundation<br />THAT MOST OF US<br />ARE NOT YET DOING...<br />
A Solid Financial Foundation<br />LET ME BEGIN WITH THIS...<br />
A Solid Financial Foundation<br />IN BUILDING YOUR <br />FINANCIAL FOUNDATION...<br />
A Solid Financial Foundation<br />YOU ARE LIKE BUILDING<br />YOUR OWN HOUSE...<br />
A Solid Financial Foundation<br />YOU DON‘T BUILD YOUR HOUSE…<br />
A Solid Financial Foundation<br />STARTING FROM <br />THE ROOF…<br />
A Solid Financial Foundation<br />AND ENDS WITH THE<br />BASEMENT OF YOUR HOUSE...<br />
A Solid Financial Foundation<br />IN BUILDING <br />YOUR HOUSE<br />RIGHT…<br />
A Solid Financial Foundation<br />YOU NEED TO START<br />FROM THE BASE OF YOUR<br />HOUSE..<br />
A Solid Financial Foundation<br />THIS SHOULD BE THE <br />MOST STABLE PART...<br />
A Solid Financial Foundation<br />BECAUSE IT HOLDS<br />THE ENTIRE HOUSE...<br />
A Solid Financial Foundation<br />SO WHAT IS THE <br />FIRST THING TO BUILD?<br />
A Solid Financial Foundation<br />THE FIRST THING…<br />
A Solid Financial Foundation<br />IS TO START BUILDING <br />FOR YOUR...<br />
A Solid Financial Foundation<br />Healthcare<br />
A Solid Financial Foundation<br />THERE IS A SAYING <br />THAT GOES...<br />Healthcare<br />
A Solid Financial Foundation<br />HEALTH IS WEALTH…<br />Healthcare<br />
A Solid Financial Foundation<br />WHY HEALTH FIRST?<br />Healthcare<br />
A Solid Financial Foundation<br />LATER, YOU WILL FIND OUT<br />WHY...<br />Healthcare<br />
A Solid Financial Foundation<br />LET ME FIRST QUICKLY<br />SHOW YOU WHAT A <br />STRONG FINANCIAL<br />FOUNDATION LOOK LI...
A Solid Financial Foundation<br />LET'S GO ON...<br />
A Solid Financial Foundation<br />THE NEXT THING...<br />
A Solid Financial Foundation<br />IS TO BUILD...<br />
A Solid Financial Foundation<br />YOUR PROTECTION...<br />
A Solid Financial Foundation<br />Protection<br />Healthcare<br />
A Solid Financial Foundation<br />AS YOU ARE STILL<br />STARTING TO BUILD<br />UP YOUR FINANCIAL GOAL...<br />
A Solid Financial Foundation<br />YOU NEED A CERTAIN<br />PROTECTION FOR YOURSELF...<br />
A Solid Financial Foundation<br />SO THAT...<br />
A Solid Financial Foundation<br />IN CASE SOMETHING<br />HAPPENS TO YOU...<br />
A Solid Financial Foundation<br />YOUR FAMILY <br />WOULD STILL RECEIVE A CERTAIN<br />FORM OF INCOME REPLACEMENT...<br />
A Solid Financial Foundation<br />NEXT?<br />
A Solid Financial Foundation<br />YOU NEED TO…<br />
A Solid Financial Foundation<br />ELIMINATE YOUR DEBT…<br />
A Solid Financial Foundation<br />Eliminate Debt<br />Protection<br />Healthcare<br />
A Solid Financial Foundation<br />BECAUSE DEBT WILL EAT UP <br />ALL YOUR FUNDS IF <br />YOU DO NOT ELIMINATE<br />THIS......
A Solid Financial Foundation<br />THERE ARE SEMINARS<br />ON HOW YOU CAN<br />DO THIS...<br />
IF YOU ARE INTERESTED...<br />A Solid Financial Foundation<br />
CONTACT ME NOW@<br />CHERYL YAP<br />IMG FINANCIAL TRAINER<br />yzero8_norm@yahoo.com<br />0915-6625-227<br />A Solid Fina...
SO<br />GOING BACK…<br />A Solid Financial Foundation<br />
THE NEXT THING <br />TO BUILD IS…<br />A Solid Financial Foundation<br />
YOUR<br />EMERGENCY FUND…<br />A Solid Financial Foundation<br />
A Solid Financial Foundation<br />Emergency Fund<br />Eliminate Debt<br />Protection<br />Healthcare<br />
BECAUSE <br />MOST PEOPLE HAVE<br />EMERGENCIES...<br />A Solid Financial Foundation<br />
BUT <br />NO FUND AT ALL...<br />A Solid Financial Foundation<br />
HOW MUCH <br />WOULD BE YOUR<br />EMERGENCY FUND?<br />A Solid Financial Foundation<br />
FINANCIAL EXPERTS<br />RECOMMEND...<br />A Solid Financial Foundation<br />
AT LEAST <br />3 TO 6 MONTHS OF<br />YOUR INCOME...<br />A Solid Financial Foundation<br />
SO IF YOU ARE<br />EARNING P10K<br />PER MONTH…<br />A Solid Financial Foundation<br />
YOU SHOULD<br />SAVE AT LEAST<br />P30K TO P60K<br />FOR YOUR<br />EMERGENCY FUND…<br />A Solid Financial Foundation<br />
AND THE LAST ONE...<br />A Solid Financial Foundation<br />
IS YOU NEED <br />TO BUILD…<br />A Solid Financial Foundation<br />
YOUR INVESTMENTS...<br />A Solid Financial Foundation<br />
A Solid Financial Foundation<br />Investment<br />Emergency Fund<br />Eliminate Debt<br />Protection<br />Healthcare<br />
THIS IS HOW YOUR<br />FINANCIAL FOUNDATION<br />SHOULD LOOK LIKE...<br />A Solid Financial Foundation<br />
A Solid Financial Foundation<br />Investment<br />Emergency Fund<br />Eliminate Debt<br />Protection<br />Healthcare<br />
BUT…<br />A Solid Financial Foundation<br />
MOST PEOPLE <br />ARE EXCITED<br />BUILDING THEIR INVESTMENTS<br />FIRST...<br />A Solid Financial Foundation<br />
A Solid Financial Foundation<br />Investment<br />
THEY DON'T START <br />WITH  BUILDING THEIR<br />HEALTHCARE...<br />A Solid Financial Foundation<br />
AS A MATTER <br />OF FACT…<br />A Solid Financial Foundation<br />
THEY DON'T CONSIDER <br />BUILDING FOR THEIR <br />HEALTHCARE AT ALL..<br />A Solid Financial Foundation<br />
THEIR<br />FINANCIAL FOUNDATION<br />LOOKS A LOT LIKE THIS…<br />A Solid Financial Foundation<br />
A Solid Financial Foundation<br />Investment<br />E.F.<br />Eliminate Debt<br />Protection<br />Healthcare<br />
WHAT WOULD HAPPEN<br />TO THIS STRUCTURE?<br />A Solid Financial Foundation<br />
A Solid Financial Foundation<br />Investment<br />E.F.<br />Eliminate Debt<br />Protection<br />Healthcare<br />
IF THE NEED<br />TO GO TO THE HOSPITAL<br />ARISES…<br />A Solid Financial Foundation<br />
AND THERE IS NO<br />HELTHCARE…<br />A Solid Financial Foundation<br />
AND THE <br />HOSPITAL BILL NEEDS<br />TO BE PAID…<br />A Solid Financial Foundation<br />
THEN YOU WILL BE<br />FORCED TO WITHDRAW<br />THE INVESTMENT YOU <br />MADE...<br />A Solid Financial Foundation<br />
A Solid Financial Foundation<br />Investment<br />E.F.<br />Eliminate Debt<br />Protection<br />Healthcare<br />
A Solid Financial Foundation<br />Investment<br />E.F.<br />Eliminate Debt<br />Protection<br />Healthcare<br />HOSPITAL<b...
ANOTHER<br />SCENARIO<br />WOULD BE…<br />A Solid Financial Foundation<br />
WHAT IF...<br />A Solid Financial Foundation<br />
YOU DON'T BUILD YOUR<br />EMERGENCY FUND? <br />A Solid Financial Foundation<br />
A Solid Financial Foundation<br />Investment<br />Emergency Fund<br />Eliminate Debt<br />Protection<br />Healthcare<br />
AND AN <br />EMERGENCY ARISES?<br />A Solid Financial Foundation<br />
YOU WILL AGAIN BE FORCED<br />TO WITHDRAW <br />FROM YOUR<br />INVESTMENTS...<br />A Solid Financial Foundation<br />
A Solid Financial Foundation<br />Investment<br />Emergency Fund<br />Eliminate Debt<br />Protection<br />Healthcare<br />
A Solid Financial Foundation<br />Investment<br />Emergency Fund<br />Eliminate Debt<br />Protection<br />Healthcare<br />...
THE SAME<br />HOLD TRUE IF<br />YOU DO NOT BUILD<br />FOR YOUR PROTECTION…<br />A Solid Financial Foundation<br />
AND IF YOU<br />DO NOT ELIMINATE<br />YOUR DEBT…<br />A Solid Financial Foundation<br />
A Solid Financial Foundation<br />Investment<br />Emergency Fund<br />Eliminate Debt<br />Protection<br />Healthcare<br />...
A Solid Financial Foundation<br />Investment<br />Emergency Fund<br />Eliminate Debt<br />Protection<br />Healthcare<br />...
NOW YOU KNOW...<br />A Solid Financial Foundation<br />
WHY<br />A SOLID FINANCIAL<br />FOUNDATION...<br />A Solid Financial Foundation<br />
MUST LOOK LIKE<br />THIS...<br />A Solid Financial Foundation<br />
A Solid Financial Foundation<br />Investment<br />Emergency Fund<br />Eliminate Debt<br />Protection<br />Healthcare<br />
WERE YOU ABLE<br />TO NOTE THIS<br />DOWN?<br />A Solid Financial Foundation<br />
YES?<br />A Solid Financial Foundation<br />
GREAT!<br />A Solid Financial Foundation<br />
NOW LET US<br />GO BACK TO THE<br />QUESTIONS YOU RAISED<br />EARLIER...<br />A Solid Financial Foundation<br />
HOW CAN I START<br />SAVING?<br />A Solid Financial Foundation<br />
DO YOU WANT TO KNOW<br />WHAT IS THE FORMULA<br />ON HOW TO DO THIS?<br />A Solid Financial Foundation<br />
ACTUALLY,<br />THIS IS<br />THE SCERET<br />OF THE TRULY RICH<br />PEOPLE…<br />A Solid Financial Foundation<br />
BUT FIRST…<br />A Solid Financial Foundation<br />
LET ME TELL<br />YOU THE FORMULA<br />OF THE ORDINARY AND<br />THE POOR…<br />A Solid Financial Foundation<br />
THEIR FORMULA<br />GOES LIKE THIS…<br />A Solid Financial Foundation<br />
ARE YOU READY?<br />A Solid Financial Foundation<br />
IT GOES LIKE THIS…<br />A Solid Financial Foundation<br />
INCOME<br />A Solid Financial Foundation<br />
INCOME - EXPENSE<br />A Solid Financial Foundation<br />
INCOME – EXPENSE-DEBT <br />A Solid Financial Foundation<br />
INCOME – EXPENSE-DEBT = SAVINGS<br />A Solid Financial Foundation<br />
WITH THIS FORMULA...<br />A Solid Financial Foundation<br />
MOST OF THE TIMES…<br />A Solid Financial Foundation<br />
THERE IS NO, OR NEGATIVE SAVINGS...<br />A Solid Financial Foundation<br />
NOW LET ME TELL YOU THE<br />SECRET FORMULA OF THE RICH...<br />A Solid Financial Foundation<br />
ARE YOU READY?<br />A Solid Financial Foundation<br />
THEN GET A PEN <br />AND A PAPER…<br />A Solid Financial Foundation<br />
AND DO THE MATH… <br />A Solid Financial Foundation<br />
USING YOUR <br />VERY OWN INCOME,<br />BASED ON THIS FORMULA...<br />A Solid Financial Foundation<br />
THE FORMULA…<br />A Solid Financial Foundation<br />
GOES LIKE THIS…<br />A Solid Financial Foundation<br />
INCOME<br />A Solid Financial Foundation<br />
INCOME - TITHES<br />A Solid Financial Foundation<br />
INCOME - TITHES - SAVINGS<br />A Solid Financial Foundation<br />
INCOME - TITHES - SAVINGS = EXPENSE<br />A Solid Financial Foundation<br />
TITHES?<br />A Solid Financial Foundation<br />
WHAT'S THAT?<br />A Solid Financial Foundation<br />
TITHES IS WHAT YOU GIVE<br />BACK TO GOD...<br />A Solid Financial Foundation<br />
HOW?<br />A Solid Financial Foundation<br />
GIVE IT TO THE ORGANIZATION/<br />CHURCH<br />WHERE YOU NOURISH<br />YOUR SOUL…<br />A Solid Financial Foundation<br />
THERE IS A DEEPER<br />EXPLANATION IN TITHING...<br />A Solid Financial Foundation<br />
BUT THIS WILL NOT BE<br />EXPLAINED IN THIS LESSON...<br />A Solid Financial Foundation<br />
IF YOU ARE INTERESTED<br />ON THIS...<br />A Solid Financial Foundation<br />
CONTACT ME NOW@<br />CHERYL YAP<br />IMG FINANCIAL TRAINER<br />yzero8_norm@yahoo.com<br />0915-6625-227<br />A Solid Fina...
AS FOR NOW…<br />A Solid Financial Foundation<br />
LET US<br />FOCUS ON THIS <br />FORMULA FIRST...<br />A Solid Financial Foundation<br />
THE BEST GUIDELINE FOR THIS FORMULA IS...<br />A Solid Financial Foundation<br />
INCOME<br />A Solid Financial Foundation<br />
INCOME - 10% TITHES<br />A Solid Financial Foundation<br />
INCOME - 10% TITHES <br />- 20% SAVINGS <br />A Solid Financial Foundation<br />
INCOME - 10% TITHES <br /><ul><li>20% SAVINGS </li></ul>= 70% EXPENSE<br />A Solid Financial Foundation<br />
START COMPUTING <br />YOUR VERY<br />OWN NOW...<br />A Solid Financial Foundation<br />
ARE YOU FINISHED?<br />A Solid Financial Foundation<br />
YOU WANT TO BE FINANCIALLY FREE?<br />A Solid Financial Foundation<br />
THEN START PRACTICING THIS  FORMULA <br />IN YOUR FINANCIAL LIFE...<br />A Solid Financial Foundation<br />
THIS MEANS THAT...<br />A Solid Financial Foundation<br />
YOU NEED TO ADJUST<br />YOUR LIFESTYLE...<br />A Solid Financial Foundation<br />
OR YOU CAN LOOK <br />FOR A WAY <br />TO  INCREASE <br />YOUR INCOME...<br />A Solid Financial Foundation<br />
A Solid Financial Foundation<br />Investment<br />Emergency Fund<br />Eliminate Debt<br />Protection<br />Healthcare<br />...
SO THAT YOU LIVE<br />ONLY WITHIN THE 70%<br />OF YOUR INCOME...<br />A Solid Financial Foundation<br />
THERE ARE TIPS<br />ON HOW YOU CAN…<br />A Solid Financial Foundation<br />
INCRESE YOUR<br />CASH FLOW…<br />A Solid Financial Foundation<br />
OR…<br />A Solid Financial Foundation<br />
ADJUST YOUR<br />LIFESTYLE…<br />A Solid Financial Foundation<br />
IF YOU ARE INTERESTED<br />IN LEARNING THIS...<br />A Solid Financial Foundation<br />
CONTACT ME NOW@<br />CHERYL YAP<br />IMG FINANCIAL TRAINER<br />yzero8_norm@yahoo.com<br />0915-6625-227<br />A Solid Fina...
SO IN A NUTSHELL...<br />A Solid Financial Foundation<br />
GIVE 10% TO GOD...<br />A Solid Financial Foundation<br />
GIVE 10% TO GOD...<br />SAVE 20% FOR YOUR FINANCIAL FOUNDATION...<br />A Solid Financial Foundation<br />
GIVE 10% TO GOD...<br />SAVE 20% FOR YOUR FINANCIAL FOUNDATION...<br />AND LIVE WITHIN YOUR 70%...<br />A Solid Financial ...
TO EASILY REMEMBER THIS...<br />A Solid Financial Foundation<br />
JUST KEEP IN MIND <br />THE THREE FIGURES...<br />A Solid Financial Foundation<br />
10,  <br />A Solid Financial Foundation<br />
10,  20,<br />A Solid Financial Foundation<br />
10,  20,  70...<br />A Solid Financial Foundation<br />
GET IT?<br />A Solid Financial Foundation<br />
SO HOW MUCH THEN <br />MUST BE <br />MY FINANCIAL GOAL?<br />A Solid Financial Foundation<br />
GOING BACK TO OUR<br />X-CURVE:<br />A Solid Financial Foundation<br />
A Solid Financial Foundation<br />
HOW MUCH IS<br />MY FINANCIAL GOAL?<br />A Solid Financial Foundation<br />
A Solid Financial Foundation<br />?<br />
THE FORMULA<br />FOR THIS IS…<br />A Solid Financial Foundation<br />
FINANCIAL GOAL<br />A Solid Financial Foundation<br />
FINANCIAL GOAL =<br />A Solid Financial Foundation<br />
FINANCIAL GOAL = <br />ANNUAL INCOME<br />A Solid Financial Foundation<br />
FINANCIAL GOAL = <br />ANNUAL INCOME X 10<br />A Solid Financial Foundation<br />
SO IF YOU ARE <br />EARNING 10K<br />PER MONTH...<br />A Solid Financial Foundation<br />
10K<br />A Solid Financial Foundation<br />
10K X 12 MONTHS<br />A Solid Financial Foundation<br />
10K X 12 MONTHS = <br />120K ANNUAL INCOME<br />A Solid Financial Foundation<br />
ANNUAL INCOME X 10<br />A Solid Financial Foundation<br />
120K X 10<br />A Solid Financial Foundation<br />
THE RESULT IS...<br />A Solid Financial Foundation<br />
1.2M<br />A Solid Financial Foundation<br />
START COMPUTING YOUR<br />VERY OWN FINANCIAL GOAL<br />USING THIS FORMULA<br />NOW...<br />A Solid Financial Foundation<br />
DONE?<br />A Solid Financial Foundation<br />
THIS MEANS THAT…<br />A Solid Financial Foundation<br />
SAVE THE <br />COMPUTED AMOUNT<br />THAT YOU HAVE RIGHT NOW<br />IN YOUR PAPER…<br />A Solid Financial Foundation<br />
SO THAT YOU WILL BE<br />FINANCIALLY FREE...<br />A Solid Financial Foundation<br />
AND TO HELP YOU<br />REACH THIS GOAL...<br />A Solid Financial Foundation<br />
APPLY WHAT<br />YOU HAVE LEARNED WITH<br />THE RULE OF MONEY<br />OR THE RULE OF 72...<br />A Solid Financial Foundation<b...
YOU DON'T HAVE <br />TO DO IT ALONE <br />TO REACH YOUR FINANCIAL<br />GOAL...<br />A Solid Financial Foundation<br />
LET ME SHOW YOU WHY<br />YOU NEED TO SAVE<br />WITH THAT AMOUNT...<br />A Solid Financial Foundation<br />
LET’S TAKE THE<br />EXAMPLE THAT<br />WAS GIVEN…<br />A Solid Financial Foundation<br />
LET’S TAKE THE<br />EXAMPLE THAT<br />WAS GIVEN –<br />1.2M…<br />A Solid Financial Foundation<br />
IF YOU HAVE 1.2M...<br />A Solid Financial Foundation<br />
AND YOU INVEST THIS <br />ON A 10% INTEREST<br />PER YEAR...<br />A Solid Financial Foundation<br />
COMPUTING THIS...<br />A Solid Financial Foundation<br />
1.2M<br />A Solid Financial Foundation<br />
1.2M X 10%<br />A Solid Financial Foundation<br />
1.2M X 10% = 120K PER YEAR<br />A Solid Financial Foundation<br />
120K PER YEAR<br />A Solid Financial Foundation<br />
120K PER YEAR / <br />12 MONTHS<br />A Solid Financial Foundation<br />
120K PER YEAR / <br />12 MONTHS<br />= 10K PER MONTH<br />A Solid Financial Foundation<br />
THIS MEANS YOU STILL GET<br />10K PER MONTH<br />A Solid Financial Foundation<br />
THIS IS WHAT<br />WE CALL…<br />A Solid Financial Foundation<br />
LOI…<br />A Solid Financial Foundation<br />
OR…<br />A Solid Financial Foundation<br />
LIVING ON INTEREST…<br />A Solid Financial Foundation<br />
A Solid Financial Foundation<br />?<br />
A Solid Financial Foundation<br />1.2M<br />
THIS IS NOW…<br />A Solid Financial Foundation<br />
MONEY<br />WORKING FOR YOU…<br />A Solid Financial Foundation<br />
A Solid Financial Foundation<br />
NOW, HOW ABOUT...<br />A Solid Financial Foundation<br />
YOUR PROTECTION?<br />A Solid Financial Foundation<br />
OR <br />INCOME REPLACEMENT?<br />A Solid Financial Foundation<br />
HOW MUCH PROTECTION MUST YOU GET?<br />A Solid Financial Foundation<br />
R<br />A Solid Financial Foundation<br />1.2M<br />?<br />
THE ANSWER IS...<br />A Solid Financial Foundation<br />
IT SHOULD BE <br />THE SAME WITH...<br />A Solid Financial Foundation<br />
YOUR FINANCIAL GOAL...<br />A Solid Financial Foundation<br />
IN OUR EXAMPLE…<br />A Solid Financial Foundation<br />
YOUR FINANCIAL GOAL<br />IS 1.2M...<br />A Solid Financial Foundation<br />
R<br />A Solid Financial Foundation<br />1.2M<br />?<br />
YOU SHOULD ALSO GET<br />A  1.2M PROTECTION...<br />A Solid Financial Foundation<br />
R<br />A Solid Financial Foundation<br />1.2M<br />?<br />
R<br />A Solid Financial Foundation<br />1.2M<br />1.2M<br />
SO THAT...<br />A Solid Financial Foundation<br />
IN CASE SOMETHING<br />HAPPENS TO YOU...<br />A Solid Financial Foundation<br />
R<br />A Solid Financial Foundation<br />FOOD<br />SHELTER<br />CLOTHING<br />HEALTH<br />LIFESTYLE<br />ETC.<br />YOUR<br...
YOUR FAMILY WILL<br />RECEIVE AND INVEST <br />THE 1.2M WITH A 10% <br />INTEREST PER YEAR...<br />A Solid Financial Found...
SO THAT THEY WOULD<br />STILL RECEIVE...<br />A Solid Financial Foundation<br />
THE<br />10K PER MONTH...<br />A Solid Financial Foundation<br />
AS AN INCOME<br />REPLACEMENT...<br />A Solid Financial Foundation<br />
R<br />A Solid Financial Foundation<br />FOOD<br />SHELTER<br />CLOTHING<br />HEALTH<br />LIFESTYLE<br />ETC.<br />YOUR<br...
LET ME SHOW<br />YOU AGAIN<br />WHAT YOUR X-CURVE<br />SHOULD LOOK LIKE..<br />A Solid Financial Foundation<br />
R<br />A Solid Financial Foundation<br />1.2M<br />1.2M<br />
SO THERE...<br />A Solid Financial Foundation<br />
THIS IS THE END OF THE SHORT COURSE<br />ON FINANCIAL LITERACY…<br />A Solid Financial Foundation<br />
WE ARE CONTINUOUSLY<br />GIVING SEMINARS, TRAININGS AND CLASSES ON DIFFERENT TOPICS ON FINANCIAL LITERACY…<br />A Solid Fi...
IF YOU ARE INTERESTED<br />ON THIS…<br />A Solid Financial Foundation<br />
CONTACT ME NOW@<br />CHERYL YAP<br />IMG FINANCIAL TRAINER<br />yzero8_norm@yahoo.com<br />0915-6625-227<br />A Solid Fina...
NOW THAT YOU<br />ALREADY INCREASED<br />YOUR FINANCIAL KNOWLEDGE…<br />A Solid Financial Foundation<br />
I ENCOURAGE YOU TO GO<br />AND START LOOKING<br />FOR LEGAL FACILITIES<br />THAT WOULD YIELD<br />HIGHER INTERESTS…<br />A...
AND START<br />PLANNING AND PLOTTING<br />YOUR FINANCIAL<br />GOAL.<br />A Solid Financial Foundation<br />
OR IF YOU WANT,<br />WE COULD RECOMMEND<br />TO YOU WHAT FIT YOUR NEED…<br />A Solid Financial Foundation<br />
IF YOU ARE INTERESTED<br />ON THIS…<br />A Solid Financial Foundation<br />
CONTACT ME NOW@<br />CHERYL YAP<br />IMG FINANCIAL TRAINER<br />yzero8_norm@yahoo.com<br />0915-6625-227<br />A Solid Fina...
LET ME JUST GIVE YOU<br />A BRIEF BACKGROUND<br />OF OUR COMPANY…<br />A Solid Financial Foundation<br />
WE ARE<br />INTERNATIONAL MARKETING<br />GROUP…<br />A Solid Financial Foundation<br />
AND I AM<br />ONE OF THE TRAINERS<br />HERE…<br />A Solid Financial Foundation<br />
WE OFFER<br />FINANCE 101<br />A Solid Financial Foundation<br />
THAT WOULD TEACH YOU<br />HOW TO BUILD A SOLID<br />FINANCIAL FOUNDATION…<br />A Solid Financial Foundation<br />
SO YOU WOULD<br />UNDERSTAND<br />THE FUNDAMENTALS OF…<br />A Solid Financial Foundation<br />
INVESTMENT…<br />A Solid Financial Foundation<br />
HEALTHCARE <br />AND INSURANCE…<br />A Solid Financial Foundation<br />
DEBT MANAGEMENT…<br />A Solid Financial Foundation<br />
AND MORE…<br />A Solid Financial Foundation<br />
AND GUIDE YOU<br />IN CREATING AND WORKING<br />TOWARD A GOAL/PLAN…<br />A Solid Financial Foundation<br />
IN ORDER FOR<br />YOU TO IMPLEMENT<br />YOUR FINANCIAL CHECKUP…<br />A Solid Financial Foundation<br />
WE WANT <br />TO BUILD A…<br />A Solid Financial Foundation<br />
FINANCIAL RELATIONSHIP<br />WITH YOU…<br />A Solid Financial Foundation<br />
TO SHARE VALUABLE CONCEPTS AND HELP YOU UNDERSTAND HOW MONEY WORKS…<br />A Solid Financial Foundation<br />
WORK WITH YOU<br />ON A PLAN…<br />A Solid Financial Foundation<br />
AND PROVIDE<br />REGULAR CHECK-UPS <br />TO HELP YOU REACH <br />YOUR GOAL…<br />A Solid Financial Foundation<br />
OR…<br />A Solid Financial Foundation<br />
WE COULD <br /> BUILD A…<br />A Solid Financial Foundation<br />
BUSINESS RELATIONSHIP<br />WITH YOU…<br />A Solid Financial Foundation<br />
AND<br />HELP YOU GET INTO THE FINANCIAL SERVICES INDUSTRY…<br />A Solid Financial Foundation<br />
HELP YOU TRAIN YOU IN IMPORTANT ASPECTS OF FINANCIAL SERVICES…<br />A Solid Financial Foundation<br />
HELP YOU WITH A NEW BEGINNING TOWARD FINANCIAL INDEPENDENCE…<br />A Solid Financial Foundation<br />
OFFER YOU THE OPPORTUNITY TO BUILD A BIG BUSINESS IN MANY CITIES AND IN DIFFERENT COUNTRIES…<br />A Solid Financial Founda...
WE HAVE A PROVEN SYSTEM THAT HELPS YOU BUILD A SUCCESSFUL BUSINESS…<br />A Solid Financial Foundation<br />
YOU ARE IN THE BUSINESS FOR YOURSELF BUT NOT <br />BY YOURSELF…<br />A Solid Financial Foundation<br />
WE PROVIDE CONTINUOUS TRAINING AND SUPPORT…<br />A Solid Financial Foundation<br />
WE ARE THE WORLD TEAM…<br />A Solid Financial Foundation<br />
YOU MAY CHECK<br />OUR WEBSITE:<br />www.img-corp.com<br />A Solid Financial Foundation<br />
ARE YOU THE RIGHT PERSON FOR THIS NEW INDUSTRY?<br />A Solid Financial Foundation<br />
DOWNLOAD AND<br />COMPLETE THIS<br />VERY SHORT BUSINESS REVIEW CARD NOW…<br />A Solid Financial Foundation<br />
AND EMAIL IT TO<br />yzero8_norm@yahoo.com<br />A Solid Financial Foundation<br />
SO THAT WE CAN<br />SET AN APPOINTMENT<br />WITH YOU…<br />A Solid Financial Foundation<br />
IT IS VERY IMPORTANT<br />THAT WE COULD<br />HAVE OUR APPOINTMENT<br />WITHIN 24 TO 48HRS…<br />A Solid Financial Foundati...
WHILE THE<br />INFORMATION IS STILL<br />FRESH IN YOUR MIND…<br />A Solid Financial Foundation<br />
REMEMBER…<br />A Solid Financial Foundation<br />
YOU ARE STILL<br />IN YOUR PRODUCTIVE<br />YEARS...<br />A Solid Financial Foundation<br />
INCREASE<br />YOUR FINANCIAL KNOWLEDGE…<br />A Solid Financial Foundation<br />
START TO<br />BUILD YOUR FINANCIAL<br />GOAL NOW...<br />A Solid Financial Foundation<br />
AND LIVE<br />A  FANTASTIC LIFE!<br />A Solid Financial Foundation<br />
… earn as much as you can,<br />as fast as you can,<br />when you can…<br />A Solid Financial Foundation<br />
NOW GO AND DOWNLOAD THE BUSINESS REVIEW NOW…<br />A Solid Financial Foundation<br />
- END OF PART III - <br />A Solid Financial Foundation<br />
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A solid financial foundation

  1. 1. A Solid Financial Foundation<br />
  2. 2. A Solid Financial Foundation<br />BY NOW, <br />YOU ALREADY KNOW<br />THE 2 BASIC <br />YET VERY POWERFUL <br />FINANCIAL CONCEPT...<br />
  3. 3. A Solid Financial Foundation<br />BY NOW,<br />SEVERAL QUESTIONS<br />ARE ALREADY <br />BUGGING IN YOUR <br />MIND...<br />
  4. 4. A Solid Financial Foundation<br />WHAT ELSE DO I NEED<br />TO KNOW?<br />
  5. 5. A Solid Financial Foundation<br />HOW CAN I START<br />SAVING?<br />
  6. 6. A Solid Financial Foundation<br />HOW MUCH MUST BE MY<br />FINANCIAL GOAL?<br />
  7. 7. A Solid Financial Foundation<br />WHERE CAN I FIND<br />THESE FACILITIES<br />WHERE COULD I<br />INVEST MY MONEY?<br />
  8. 8. A Solid Financial Foundation<br />AS WHAT I HAVE<br />MENTIONED IN THE<br />PREVIOUS LESSON…<br />
  9. 9. A Solid Financial Foundation<br />THIS IS JUST<br />THE BEGINNING<br />OF YOUR JOURNEY...<br />
  10. 10. A Solid Financial Foundation<br />LET'S TAKE THIS<br />ONE STEP AT A TIME...<br />
  11. 11. A Solid Financial Foundation<br />BEFORE I ANSWER<br />YOUR QUESTIONS…<br />
  12. 12. A Solid Financial Foundation<br />LET ME TELL YOU<br />ANOTHER IMPORTANT<br />THING...<br />
  13. 13. A Solid Financial Foundation<br />ARE YOU READY?<br />
  14. 14. A Solid Financial Foundation<br />YES?<br />
  15. 15. A Solid Financial Foundation<br />THEN GET A PEN<br />AND A PAPER...<br />
  16. 16. A Solid Financial Foundation<br />YOU NEED TO<br />WRITE THIS DOWN..<br />
  17. 17. A Solid Financial Foundation<br />SO THAT YOU<br />WILL REMEMBER<br />THIS VERY IMPORTANT<br />DETAIL...<br />
  18. 18. A Solid Financial Foundation<br />THE VERY<br />FIRST THING<br />THAT YOU NEED<br />TO UNDERSTAND...<br />
  19. 19. A Solid Financial Foundation<br />IN YOUR<br />JOURNEY TO <br />FINANCIAL FREEDOM...<br />
  20. 20. A Solid Financial Foundation<br />IS THAT, YOU NEED TO<br />BUILD YOUR <br />FINANCIAL FOUNDATION<br />RIGHT...<br />
  21. 21. A Solid Financial Foundation<br />AFTER YEARS OF <br />STUDYING...<br />
  22. 22. A Solid Financial Foundation<br />FINANCIAL EXPERTS FINALLY<br />AGREED ON WHAT SHOULD<br />A STABLE FINANCIAL <br />FOUNDATION LOOK LIKE...<br />
  23. 23. A Solid Financial Foundation<br />YOU NEED TO UNDERSTAND<br />THIS...<br />
  24. 24. A Solid Financial Foundation<br />AND INTERNALIZE THIS...<br />
  25. 25. A Solid Financial Foundation<br />BECAUSE THIS IS WHAT<br />FINANCIALLY<br />SUCCESSFUL PEOPLE <br />ARE ALREADY DOING...<br />
  26. 26. A Solid Financial Foundation<br />THAT MOST OF US<br />ARE NOT YET DOING...<br />
  27. 27. A Solid Financial Foundation<br />LET ME BEGIN WITH THIS...<br />
  28. 28. A Solid Financial Foundation<br />IN BUILDING YOUR <br />FINANCIAL FOUNDATION...<br />
  29. 29. A Solid Financial Foundation<br />YOU ARE LIKE BUILDING<br />YOUR OWN HOUSE...<br />
  30. 30. A Solid Financial Foundation<br />YOU DON‘T BUILD YOUR HOUSE…<br />
  31. 31. A Solid Financial Foundation<br />STARTING FROM <br />THE ROOF…<br />
  32. 32. A Solid Financial Foundation<br />AND ENDS WITH THE<br />BASEMENT OF YOUR HOUSE...<br />
  33. 33. A Solid Financial Foundation<br />IN BUILDING <br />YOUR HOUSE<br />RIGHT…<br />
  34. 34. A Solid Financial Foundation<br />YOU NEED TO START<br />FROM THE BASE OF YOUR<br />HOUSE..<br />
  35. 35. A Solid Financial Foundation<br />THIS SHOULD BE THE <br />MOST STABLE PART...<br />
  36. 36. A Solid Financial Foundation<br />BECAUSE IT HOLDS<br />THE ENTIRE HOUSE...<br />
  37. 37. A Solid Financial Foundation<br />SO WHAT IS THE <br />FIRST THING TO BUILD?<br />
  38. 38. A Solid Financial Foundation<br />THE FIRST THING…<br />
  39. 39. A Solid Financial Foundation<br />IS TO START BUILDING <br />FOR YOUR...<br />
  40. 40. A Solid Financial Foundation<br />Healthcare<br />
  41. 41. A Solid Financial Foundation<br />THERE IS A SAYING <br />THAT GOES...<br />Healthcare<br />
  42. 42. A Solid Financial Foundation<br />HEALTH IS WEALTH…<br />Healthcare<br />
  43. 43. A Solid Financial Foundation<br />WHY HEALTH FIRST?<br />Healthcare<br />
  44. 44. A Solid Financial Foundation<br />LATER, YOU WILL FIND OUT<br />WHY...<br />Healthcare<br />
  45. 45. A Solid Financial Foundation<br />LET ME FIRST QUICKLY<br />SHOW YOU WHAT A <br />STRONG FINANCIAL<br />FOUNDATION LOOK LIKE...<br />
  46. 46. A Solid Financial Foundation<br />LET'S GO ON...<br />
  47. 47. A Solid Financial Foundation<br />THE NEXT THING...<br />
  48. 48. A Solid Financial Foundation<br />IS TO BUILD...<br />
  49. 49. A Solid Financial Foundation<br />YOUR PROTECTION...<br />
  50. 50. A Solid Financial Foundation<br />Protection<br />Healthcare<br />
  51. 51. A Solid Financial Foundation<br />AS YOU ARE STILL<br />STARTING TO BUILD<br />UP YOUR FINANCIAL GOAL...<br />
  52. 52. A Solid Financial Foundation<br />YOU NEED A CERTAIN<br />PROTECTION FOR YOURSELF...<br />
  53. 53. A Solid Financial Foundation<br />SO THAT...<br />
  54. 54. A Solid Financial Foundation<br />IN CASE SOMETHING<br />HAPPENS TO YOU...<br />
  55. 55. A Solid Financial Foundation<br />YOUR FAMILY <br />WOULD STILL RECEIVE A CERTAIN<br />FORM OF INCOME REPLACEMENT...<br />
  56. 56. A Solid Financial Foundation<br />NEXT?<br />
  57. 57. A Solid Financial Foundation<br />YOU NEED TO…<br />
  58. 58. A Solid Financial Foundation<br />ELIMINATE YOUR DEBT…<br />
  59. 59. A Solid Financial Foundation<br />Eliminate Debt<br />Protection<br />Healthcare<br />
  60. 60. A Solid Financial Foundation<br />BECAUSE DEBT WILL EAT UP <br />ALL YOUR FUNDS IF <br />YOU DO NOT ELIMINATE<br />THIS...<br />
  61. 61. A Solid Financial Foundation<br />THERE ARE SEMINARS<br />ON HOW YOU CAN<br />DO THIS...<br />
  62. 62. IF YOU ARE INTERESTED...<br />A Solid Financial Foundation<br />
  63. 63. CONTACT ME NOW@<br />CHERYL YAP<br />IMG FINANCIAL TRAINER<br />yzero8_norm@yahoo.com<br />0915-6625-227<br />A Solid Financial Foundation<br />
  64. 64. SO<br />GOING BACK…<br />A Solid Financial Foundation<br />
  65. 65. THE NEXT THING <br />TO BUILD IS…<br />A Solid Financial Foundation<br />
  66. 66. YOUR<br />EMERGENCY FUND…<br />A Solid Financial Foundation<br />
  67. 67. A Solid Financial Foundation<br />Emergency Fund<br />Eliminate Debt<br />Protection<br />Healthcare<br />
  68. 68. BECAUSE <br />MOST PEOPLE HAVE<br />EMERGENCIES...<br />A Solid Financial Foundation<br />
  69. 69. BUT <br />NO FUND AT ALL...<br />A Solid Financial Foundation<br />
  70. 70. HOW MUCH <br />WOULD BE YOUR<br />EMERGENCY FUND?<br />A Solid Financial Foundation<br />
  71. 71. FINANCIAL EXPERTS<br />RECOMMEND...<br />A Solid Financial Foundation<br />
  72. 72. AT LEAST <br />3 TO 6 MONTHS OF<br />YOUR INCOME...<br />A Solid Financial Foundation<br />
  73. 73. SO IF YOU ARE<br />EARNING P10K<br />PER MONTH…<br />A Solid Financial Foundation<br />
  74. 74. YOU SHOULD<br />SAVE AT LEAST<br />P30K TO P60K<br />FOR YOUR<br />EMERGENCY FUND…<br />A Solid Financial Foundation<br />
  75. 75. AND THE LAST ONE...<br />A Solid Financial Foundation<br />
  76. 76. IS YOU NEED <br />TO BUILD…<br />A Solid Financial Foundation<br />
  77. 77. YOUR INVESTMENTS...<br />A Solid Financial Foundation<br />
  78. 78. A Solid Financial Foundation<br />Investment<br />Emergency Fund<br />Eliminate Debt<br />Protection<br />Healthcare<br />
  79. 79. THIS IS HOW YOUR<br />FINANCIAL FOUNDATION<br />SHOULD LOOK LIKE...<br />A Solid Financial Foundation<br />
  80. 80. A Solid Financial Foundation<br />Investment<br />Emergency Fund<br />Eliminate Debt<br />Protection<br />Healthcare<br />
  81. 81. BUT…<br />A Solid Financial Foundation<br />
  82. 82. MOST PEOPLE <br />ARE EXCITED<br />BUILDING THEIR INVESTMENTS<br />FIRST...<br />A Solid Financial Foundation<br />
  83. 83. A Solid Financial Foundation<br />Investment<br />
  84. 84. THEY DON'T START <br />WITH BUILDING THEIR<br />HEALTHCARE...<br />A Solid Financial Foundation<br />
  85. 85. AS A MATTER <br />OF FACT…<br />A Solid Financial Foundation<br />
  86. 86. THEY DON'T CONSIDER <br />BUILDING FOR THEIR <br />HEALTHCARE AT ALL..<br />A Solid Financial Foundation<br />
  87. 87. THEIR<br />FINANCIAL FOUNDATION<br />LOOKS A LOT LIKE THIS…<br />A Solid Financial Foundation<br />
  88. 88. A Solid Financial Foundation<br />Investment<br />E.F.<br />Eliminate Debt<br />Protection<br />Healthcare<br />
  89. 89. WHAT WOULD HAPPEN<br />TO THIS STRUCTURE?<br />A Solid Financial Foundation<br />
  90. 90. A Solid Financial Foundation<br />Investment<br />E.F.<br />Eliminate Debt<br />Protection<br />Healthcare<br />
  91. 91. IF THE NEED<br />TO GO TO THE HOSPITAL<br />ARISES…<br />A Solid Financial Foundation<br />
  92. 92. AND THERE IS NO<br />HELTHCARE…<br />A Solid Financial Foundation<br />
  93. 93. AND THE <br />HOSPITAL BILL NEEDS<br />TO BE PAID…<br />A Solid Financial Foundation<br />
  94. 94. THEN YOU WILL BE<br />FORCED TO WITHDRAW<br />THE INVESTMENT YOU <br />MADE...<br />A Solid Financial Foundation<br />
  95. 95. A Solid Financial Foundation<br />Investment<br />E.F.<br />Eliminate Debt<br />Protection<br />Healthcare<br />
  96. 96. A Solid Financial Foundation<br />Investment<br />E.F.<br />Eliminate Debt<br />Protection<br />Healthcare<br />HOSPITAL<br />
  97. 97. ANOTHER<br />SCENARIO<br />WOULD BE…<br />A Solid Financial Foundation<br />
  98. 98. WHAT IF...<br />A Solid Financial Foundation<br />
  99. 99. YOU DON'T BUILD YOUR<br />EMERGENCY FUND? <br />A Solid Financial Foundation<br />
  100. 100. A Solid Financial Foundation<br />Investment<br />Emergency Fund<br />Eliminate Debt<br />Protection<br />Healthcare<br />
  101. 101. AND AN <br />EMERGENCY ARISES?<br />A Solid Financial Foundation<br />
  102. 102. YOU WILL AGAIN BE FORCED<br />TO WITHDRAW <br />FROM YOUR<br />INVESTMENTS...<br />A Solid Financial Foundation<br />
  103. 103. A Solid Financial Foundation<br />Investment<br />Emergency Fund<br />Eliminate Debt<br />Protection<br />Healthcare<br />
  104. 104. A Solid Financial Foundation<br />Investment<br />Emergency Fund<br />Eliminate Debt<br />Protection<br />Healthcare<br />EMERGENCY<br />
  105. 105. THE SAME<br />HOLD TRUE IF<br />YOU DO NOT BUILD<br />FOR YOUR PROTECTION…<br />A Solid Financial Foundation<br />
  106. 106. AND IF YOU<br />DO NOT ELIMINATE<br />YOUR DEBT…<br />A Solid Financial Foundation<br />
  107. 107. A Solid Financial Foundation<br />Investment<br />Emergency Fund<br />Eliminate Debt<br />Protection<br />Healthcare<br />SOMETHING<br />HAPPENS TO YOU…<br />
  108. 108. A Solid Financial Foundation<br />Investment<br />Emergency Fund<br />Eliminate Debt<br />Protection<br />Healthcare<br />DEBT<br />
  109. 109. NOW YOU KNOW...<br />A Solid Financial Foundation<br />
  110. 110. WHY<br />A SOLID FINANCIAL<br />FOUNDATION...<br />A Solid Financial Foundation<br />
  111. 111. MUST LOOK LIKE<br />THIS...<br />A Solid Financial Foundation<br />
  112. 112. A Solid Financial Foundation<br />Investment<br />Emergency Fund<br />Eliminate Debt<br />Protection<br />Healthcare<br />
  113. 113. WERE YOU ABLE<br />TO NOTE THIS<br />DOWN?<br />A Solid Financial Foundation<br />
  114. 114. YES?<br />A Solid Financial Foundation<br />
  115. 115. GREAT!<br />A Solid Financial Foundation<br />
  116. 116. NOW LET US<br />GO BACK TO THE<br />QUESTIONS YOU RAISED<br />EARLIER...<br />A Solid Financial Foundation<br />
  117. 117. HOW CAN I START<br />SAVING?<br />A Solid Financial Foundation<br />
  118. 118. DO YOU WANT TO KNOW<br />WHAT IS THE FORMULA<br />ON HOW TO DO THIS?<br />A Solid Financial Foundation<br />
  119. 119. ACTUALLY,<br />THIS IS<br />THE SCERET<br />OF THE TRULY RICH<br />PEOPLE…<br />A Solid Financial Foundation<br />
  120. 120. BUT FIRST…<br />A Solid Financial Foundation<br />
  121. 121. LET ME TELL<br />YOU THE FORMULA<br />OF THE ORDINARY AND<br />THE POOR…<br />A Solid Financial Foundation<br />
  122. 122. THEIR FORMULA<br />GOES LIKE THIS…<br />A Solid Financial Foundation<br />
  123. 123. ARE YOU READY?<br />A Solid Financial Foundation<br />
  124. 124. IT GOES LIKE THIS…<br />A Solid Financial Foundation<br />
  125. 125. INCOME<br />A Solid Financial Foundation<br />
  126. 126. INCOME - EXPENSE<br />A Solid Financial Foundation<br />
  127. 127. INCOME – EXPENSE-DEBT <br />A Solid Financial Foundation<br />
  128. 128. INCOME – EXPENSE-DEBT = SAVINGS<br />A Solid Financial Foundation<br />
  129. 129. WITH THIS FORMULA...<br />A Solid Financial Foundation<br />
  130. 130. MOST OF THE TIMES…<br />A Solid Financial Foundation<br />
  131. 131. THERE IS NO, OR NEGATIVE SAVINGS...<br />A Solid Financial Foundation<br />
  132. 132. NOW LET ME TELL YOU THE<br />SECRET FORMULA OF THE RICH...<br />A Solid Financial Foundation<br />
  133. 133. ARE YOU READY?<br />A Solid Financial Foundation<br />
  134. 134. THEN GET A PEN <br />AND A PAPER…<br />A Solid Financial Foundation<br />
  135. 135. AND DO THE MATH… <br />A Solid Financial Foundation<br />
  136. 136. USING YOUR <br />VERY OWN INCOME,<br />BASED ON THIS FORMULA...<br />A Solid Financial Foundation<br />
  137. 137. THE FORMULA…<br />A Solid Financial Foundation<br />
  138. 138. GOES LIKE THIS…<br />A Solid Financial Foundation<br />
  139. 139. INCOME<br />A Solid Financial Foundation<br />
  140. 140. INCOME - TITHES<br />A Solid Financial Foundation<br />
  141. 141. INCOME - TITHES - SAVINGS<br />A Solid Financial Foundation<br />
  142. 142. INCOME - TITHES - SAVINGS = EXPENSE<br />A Solid Financial Foundation<br />
  143. 143. TITHES?<br />A Solid Financial Foundation<br />
  144. 144. WHAT'S THAT?<br />A Solid Financial Foundation<br />
  145. 145. TITHES IS WHAT YOU GIVE<br />BACK TO GOD...<br />A Solid Financial Foundation<br />
  146. 146. HOW?<br />A Solid Financial Foundation<br />
  147. 147. GIVE IT TO THE ORGANIZATION/<br />CHURCH<br />WHERE YOU NOURISH<br />YOUR SOUL…<br />A Solid Financial Foundation<br />
  148. 148. THERE IS A DEEPER<br />EXPLANATION IN TITHING...<br />A Solid Financial Foundation<br />
  149. 149. BUT THIS WILL NOT BE<br />EXPLAINED IN THIS LESSON...<br />A Solid Financial Foundation<br />
  150. 150. IF YOU ARE INTERESTED<br />ON THIS...<br />A Solid Financial Foundation<br />
  151. 151. CONTACT ME NOW@<br />CHERYL YAP<br />IMG FINANCIAL TRAINER<br />yzero8_norm@yahoo.com<br />0915-6625-227<br />A Solid Financial Foundation<br />
  152. 152. AS FOR NOW…<br />A Solid Financial Foundation<br />
  153. 153. LET US<br />FOCUS ON THIS <br />FORMULA FIRST...<br />A Solid Financial Foundation<br />
  154. 154. THE BEST GUIDELINE FOR THIS FORMULA IS...<br />A Solid Financial Foundation<br />
  155. 155. INCOME<br />A Solid Financial Foundation<br />
  156. 156. INCOME - 10% TITHES<br />A Solid Financial Foundation<br />
  157. 157. INCOME - 10% TITHES <br />- 20% SAVINGS <br />A Solid Financial Foundation<br />
  158. 158. INCOME - 10% TITHES <br /><ul><li>20% SAVINGS </li></ul>= 70% EXPENSE<br />A Solid Financial Foundation<br />
  159. 159. START COMPUTING <br />YOUR VERY<br />OWN NOW...<br />A Solid Financial Foundation<br />
  160. 160. ARE YOU FINISHED?<br />A Solid Financial Foundation<br />
  161. 161. YOU WANT TO BE FINANCIALLY FREE?<br />A Solid Financial Foundation<br />
  162. 162. THEN START PRACTICING THIS FORMULA <br />IN YOUR FINANCIAL LIFE...<br />A Solid Financial Foundation<br />
  163. 163. THIS MEANS THAT...<br />A Solid Financial Foundation<br />
  164. 164. YOU NEED TO ADJUST<br />YOUR LIFESTYLE...<br />A Solid Financial Foundation<br />
  165. 165. OR YOU CAN LOOK <br />FOR A WAY <br />TO INCREASE <br />YOUR INCOME...<br />A Solid Financial Foundation<br />
  166. 166. A Solid Financial Foundation<br />Investment<br />Emergency Fund<br />Eliminate Debt<br />Protection<br />Healthcare<br />Increase Cashflow<br />
  167. 167. SO THAT YOU LIVE<br />ONLY WITHIN THE 70%<br />OF YOUR INCOME...<br />A Solid Financial Foundation<br />
  168. 168. THERE ARE TIPS<br />ON HOW YOU CAN…<br />A Solid Financial Foundation<br />
  169. 169. INCRESE YOUR<br />CASH FLOW…<br />A Solid Financial Foundation<br />
  170. 170. OR…<br />A Solid Financial Foundation<br />
  171. 171. ADJUST YOUR<br />LIFESTYLE…<br />A Solid Financial Foundation<br />
  172. 172. IF YOU ARE INTERESTED<br />IN LEARNING THIS...<br />A Solid Financial Foundation<br />
  173. 173. CONTACT ME NOW@<br />CHERYL YAP<br />IMG FINANCIAL TRAINER<br />yzero8_norm@yahoo.com<br />0915-6625-227<br />A Solid Financial Foundation<br />
  174. 174. SO IN A NUTSHELL...<br />A Solid Financial Foundation<br />
  175. 175. GIVE 10% TO GOD...<br />A Solid Financial Foundation<br />
  176. 176. GIVE 10% TO GOD...<br />SAVE 20% FOR YOUR FINANCIAL FOUNDATION...<br />A Solid Financial Foundation<br />
  177. 177. GIVE 10% TO GOD...<br />SAVE 20% FOR YOUR FINANCIAL FOUNDATION...<br />AND LIVE WITHIN YOUR 70%...<br />A Solid Financial Foundation<br />
  178. 178. TO EASILY REMEMBER THIS...<br />A Solid Financial Foundation<br />
  179. 179. JUST KEEP IN MIND <br />THE THREE FIGURES...<br />A Solid Financial Foundation<br />
  180. 180. 10, <br />A Solid Financial Foundation<br />
  181. 181. 10, 20,<br />A Solid Financial Foundation<br />
  182. 182. 10, 20, 70...<br />A Solid Financial Foundation<br />
  183. 183. GET IT?<br />A Solid Financial Foundation<br />
  184. 184. SO HOW MUCH THEN <br />MUST BE <br />MY FINANCIAL GOAL?<br />A Solid Financial Foundation<br />
  185. 185. GOING BACK TO OUR<br />X-CURVE:<br />A Solid Financial Foundation<br />
  186. 186. A Solid Financial Foundation<br />
  187. 187. HOW MUCH IS<br />MY FINANCIAL GOAL?<br />A Solid Financial Foundation<br />
  188. 188. A Solid Financial Foundation<br />?<br />
  189. 189. THE FORMULA<br />FOR THIS IS…<br />A Solid Financial Foundation<br />
  190. 190. FINANCIAL GOAL<br />A Solid Financial Foundation<br />
  191. 191. FINANCIAL GOAL =<br />A Solid Financial Foundation<br />
  192. 192. FINANCIAL GOAL = <br />ANNUAL INCOME<br />A Solid Financial Foundation<br />
  193. 193. FINANCIAL GOAL = <br />ANNUAL INCOME X 10<br />A Solid Financial Foundation<br />
  194. 194. SO IF YOU ARE <br />EARNING 10K<br />PER MONTH...<br />A Solid Financial Foundation<br />
  195. 195. 10K<br />A Solid Financial Foundation<br />
  196. 196. 10K X 12 MONTHS<br />A Solid Financial Foundation<br />
  197. 197. 10K X 12 MONTHS = <br />120K ANNUAL INCOME<br />A Solid Financial Foundation<br />
  198. 198. ANNUAL INCOME X 10<br />A Solid Financial Foundation<br />
  199. 199. 120K X 10<br />A Solid Financial Foundation<br />
  200. 200. THE RESULT IS...<br />A Solid Financial Foundation<br />
  201. 201. 1.2M<br />A Solid Financial Foundation<br />
  202. 202. START COMPUTING YOUR<br />VERY OWN FINANCIAL GOAL<br />USING THIS FORMULA<br />NOW...<br />A Solid Financial Foundation<br />
  203. 203. DONE?<br />A Solid Financial Foundation<br />
  204. 204. THIS MEANS THAT…<br />A Solid Financial Foundation<br />
  205. 205. SAVE THE <br />COMPUTED AMOUNT<br />THAT YOU HAVE RIGHT NOW<br />IN YOUR PAPER…<br />A Solid Financial Foundation<br />
  206. 206. SO THAT YOU WILL BE<br />FINANCIALLY FREE...<br />A Solid Financial Foundation<br />
  207. 207. AND TO HELP YOU<br />REACH THIS GOAL...<br />A Solid Financial Foundation<br />
  208. 208. APPLY WHAT<br />YOU HAVE LEARNED WITH<br />THE RULE OF MONEY<br />OR THE RULE OF 72...<br />A Solid Financial Foundation<br />
  209. 209. YOU DON'T HAVE <br />TO DO IT ALONE <br />TO REACH YOUR FINANCIAL<br />GOAL...<br />A Solid Financial Foundation<br />
  210. 210. LET ME SHOW YOU WHY<br />YOU NEED TO SAVE<br />WITH THAT AMOUNT...<br />A Solid Financial Foundation<br />
  211. 211. LET’S TAKE THE<br />EXAMPLE THAT<br />WAS GIVEN…<br />A Solid Financial Foundation<br />
  212. 212. LET’S TAKE THE<br />EXAMPLE THAT<br />WAS GIVEN –<br />1.2M…<br />A Solid Financial Foundation<br />
  213. 213. IF YOU HAVE 1.2M...<br />A Solid Financial Foundation<br />
  214. 214. AND YOU INVEST THIS <br />ON A 10% INTEREST<br />PER YEAR...<br />A Solid Financial Foundation<br />
  215. 215. COMPUTING THIS...<br />A Solid Financial Foundation<br />
  216. 216. 1.2M<br />A Solid Financial Foundation<br />
  217. 217. 1.2M X 10%<br />A Solid Financial Foundation<br />
  218. 218. 1.2M X 10% = 120K PER YEAR<br />A Solid Financial Foundation<br />
  219. 219. 120K PER YEAR<br />A Solid Financial Foundation<br />
  220. 220. 120K PER YEAR / <br />12 MONTHS<br />A Solid Financial Foundation<br />
  221. 221. 120K PER YEAR / <br />12 MONTHS<br />= 10K PER MONTH<br />A Solid Financial Foundation<br />
  222. 222. THIS MEANS YOU STILL GET<br />10K PER MONTH<br />A Solid Financial Foundation<br />
  223. 223. THIS IS WHAT<br />WE CALL…<br />A Solid Financial Foundation<br />
  224. 224. LOI…<br />A Solid Financial Foundation<br />
  225. 225. OR…<br />A Solid Financial Foundation<br />
  226. 226. LIVING ON INTEREST…<br />A Solid Financial Foundation<br />
  227. 227. A Solid Financial Foundation<br />?<br />
  228. 228. A Solid Financial Foundation<br />1.2M<br />
  229. 229. THIS IS NOW…<br />A Solid Financial Foundation<br />
  230. 230. MONEY<br />WORKING FOR YOU…<br />A Solid Financial Foundation<br />
  231. 231. A Solid Financial Foundation<br />
  232. 232. NOW, HOW ABOUT...<br />A Solid Financial Foundation<br />
  233. 233. YOUR PROTECTION?<br />A Solid Financial Foundation<br />
  234. 234. OR <br />INCOME REPLACEMENT?<br />A Solid Financial Foundation<br />
  235. 235. HOW MUCH PROTECTION MUST YOU GET?<br />A Solid Financial Foundation<br />
  236. 236. R<br />A Solid Financial Foundation<br />1.2M<br />?<br />
  237. 237. THE ANSWER IS...<br />A Solid Financial Foundation<br />
  238. 238. IT SHOULD BE <br />THE SAME WITH...<br />A Solid Financial Foundation<br />
  239. 239. YOUR FINANCIAL GOAL...<br />A Solid Financial Foundation<br />
  240. 240. IN OUR EXAMPLE…<br />A Solid Financial Foundation<br />
  241. 241. YOUR FINANCIAL GOAL<br />IS 1.2M...<br />A Solid Financial Foundation<br />
  242. 242. R<br />A Solid Financial Foundation<br />1.2M<br />?<br />
  243. 243. YOU SHOULD ALSO GET<br />A 1.2M PROTECTION...<br />A Solid Financial Foundation<br />
  244. 244. R<br />A Solid Financial Foundation<br />1.2M<br />?<br />
  245. 245. R<br />A Solid Financial Foundation<br />1.2M<br />1.2M<br />
  246. 246. SO THAT...<br />A Solid Financial Foundation<br />
  247. 247. IN CASE SOMETHING<br />HAPPENS TO YOU...<br />A Solid Financial Foundation<br />
  248. 248. R<br />A Solid Financial Foundation<br />FOOD<br />SHELTER<br />CLOTHING<br />HEALTH<br />LIFESTYLE<br />ETC.<br />YOUR<br />FAMILY<br />Responsibility Line<br />0<br />
  249. 249. YOUR FAMILY WILL<br />RECEIVE AND INVEST <br />THE 1.2M WITH A 10% <br />INTEREST PER YEAR...<br />A Solid Financial Foundation<br />
  250. 250. SO THAT THEY WOULD<br />STILL RECEIVE...<br />A Solid Financial Foundation<br />
  251. 251. THE<br />10K PER MONTH...<br />A Solid Financial Foundation<br />
  252. 252. AS AN INCOME<br />REPLACEMENT...<br />A Solid Financial Foundation<br />
  253. 253. R<br />A Solid Financial Foundation<br />FOOD<br />SHELTER<br />CLOTHING<br />HEALTH<br />LIFESTYLE<br />ETC.<br />YOUR<br />FAMILY<br />Responsibility Line<br />1.2M<br />0<br />
  254. 254. LET ME SHOW<br />YOU AGAIN<br />WHAT YOUR X-CURVE<br />SHOULD LOOK LIKE..<br />A Solid Financial Foundation<br />
  255. 255. R<br />A Solid Financial Foundation<br />1.2M<br />1.2M<br />
  256. 256. SO THERE...<br />A Solid Financial Foundation<br />
  257. 257. THIS IS THE END OF THE SHORT COURSE<br />ON FINANCIAL LITERACY…<br />A Solid Financial Foundation<br />
  258. 258. WE ARE CONTINUOUSLY<br />GIVING SEMINARS, TRAININGS AND CLASSES ON DIFFERENT TOPICS ON FINANCIAL LITERACY…<br />A Solid Financial Foundation<br />
  259. 259. IF YOU ARE INTERESTED<br />ON THIS…<br />A Solid Financial Foundation<br />
  260. 260. CONTACT ME NOW@<br />CHERYL YAP<br />IMG FINANCIAL TRAINER<br />yzero8_norm@yahoo.com<br />0915-6625-227<br />A Solid Financial Foundation<br />
  261. 261. NOW THAT YOU<br />ALREADY INCREASED<br />YOUR FINANCIAL KNOWLEDGE…<br />A Solid Financial Foundation<br />
  262. 262. I ENCOURAGE YOU TO GO<br />AND START LOOKING<br />FOR LEGAL FACILITIES<br />THAT WOULD YIELD<br />HIGHER INTERESTS…<br />A Solid Financial Foundation<br />
  263. 263. AND START<br />PLANNING AND PLOTTING<br />YOUR FINANCIAL<br />GOAL.<br />A Solid Financial Foundation<br />
  264. 264. OR IF YOU WANT,<br />WE COULD RECOMMEND<br />TO YOU WHAT FIT YOUR NEED…<br />A Solid Financial Foundation<br />
  265. 265. IF YOU ARE INTERESTED<br />ON THIS…<br />A Solid Financial Foundation<br />
  266. 266. CONTACT ME NOW@<br />CHERYL YAP<br />IMG FINANCIAL TRAINER<br />yzero8_norm@yahoo.com<br />0915-6625-227<br />A Solid Financial Foundation<br />
  267. 267. LET ME JUST GIVE YOU<br />A BRIEF BACKGROUND<br />OF OUR COMPANY…<br />A Solid Financial Foundation<br />
  268. 268. WE ARE<br />INTERNATIONAL MARKETING<br />GROUP…<br />A Solid Financial Foundation<br />
  269. 269. AND I AM<br />ONE OF THE TRAINERS<br />HERE…<br />A Solid Financial Foundation<br />
  270. 270. WE OFFER<br />FINANCE 101<br />A Solid Financial Foundation<br />
  271. 271. THAT WOULD TEACH YOU<br />HOW TO BUILD A SOLID<br />FINANCIAL FOUNDATION…<br />A Solid Financial Foundation<br />
  272. 272. SO YOU WOULD<br />UNDERSTAND<br />THE FUNDAMENTALS OF…<br />A Solid Financial Foundation<br />
  273. 273. INVESTMENT…<br />A Solid Financial Foundation<br />
  274. 274. HEALTHCARE <br />AND INSURANCE…<br />A Solid Financial Foundation<br />
  275. 275. DEBT MANAGEMENT…<br />A Solid Financial Foundation<br />
  276. 276. AND MORE…<br />A Solid Financial Foundation<br />
  277. 277. AND GUIDE YOU<br />IN CREATING AND WORKING<br />TOWARD A GOAL/PLAN…<br />A Solid Financial Foundation<br />
  278. 278. IN ORDER FOR<br />YOU TO IMPLEMENT<br />YOUR FINANCIAL CHECKUP…<br />A Solid Financial Foundation<br />
  279. 279. WE WANT <br />TO BUILD A…<br />A Solid Financial Foundation<br />
  280. 280. FINANCIAL RELATIONSHIP<br />WITH YOU…<br />A Solid Financial Foundation<br />
  281. 281. TO SHARE VALUABLE CONCEPTS AND HELP YOU UNDERSTAND HOW MONEY WORKS…<br />A Solid Financial Foundation<br />
  282. 282. WORK WITH YOU<br />ON A PLAN…<br />A Solid Financial Foundation<br />
  283. 283. AND PROVIDE<br />REGULAR CHECK-UPS <br />TO HELP YOU REACH <br />YOUR GOAL…<br />A Solid Financial Foundation<br />
  284. 284. OR…<br />A Solid Financial Foundation<br />
  285. 285. WE COULD <br /> BUILD A…<br />A Solid Financial Foundation<br />
  286. 286. BUSINESS RELATIONSHIP<br />WITH YOU…<br />A Solid Financial Foundation<br />
  287. 287. AND<br />HELP YOU GET INTO THE FINANCIAL SERVICES INDUSTRY…<br />A Solid Financial Foundation<br />
  288. 288. HELP YOU TRAIN YOU IN IMPORTANT ASPECTS OF FINANCIAL SERVICES…<br />A Solid Financial Foundation<br />
  289. 289. HELP YOU WITH A NEW BEGINNING TOWARD FINANCIAL INDEPENDENCE…<br />A Solid Financial Foundation<br />
  290. 290. OFFER YOU THE OPPORTUNITY TO BUILD A BIG BUSINESS IN MANY CITIES AND IN DIFFERENT COUNTRIES…<br />A Solid Financial Foundation<br />
  291. 291. WE HAVE A PROVEN SYSTEM THAT HELPS YOU BUILD A SUCCESSFUL BUSINESS…<br />A Solid Financial Foundation<br />
  292. 292. YOU ARE IN THE BUSINESS FOR YOURSELF BUT NOT <br />BY YOURSELF…<br />A Solid Financial Foundation<br />
  293. 293. WE PROVIDE CONTINUOUS TRAINING AND SUPPORT…<br />A Solid Financial Foundation<br />
  294. 294. WE ARE THE WORLD TEAM…<br />A Solid Financial Foundation<br />
  295. 295. YOU MAY CHECK<br />OUR WEBSITE:<br />www.img-corp.com<br />A Solid Financial Foundation<br />
  296. 296. ARE YOU THE RIGHT PERSON FOR THIS NEW INDUSTRY?<br />A Solid Financial Foundation<br />
  297. 297. DOWNLOAD AND<br />COMPLETE THIS<br />VERY SHORT BUSINESS REVIEW CARD NOW…<br />A Solid Financial Foundation<br />
  298. 298. AND EMAIL IT TO<br />yzero8_norm@yahoo.com<br />A Solid Financial Foundation<br />
  299. 299. SO THAT WE CAN<br />SET AN APPOINTMENT<br />WITH YOU…<br />A Solid Financial Foundation<br />
  300. 300. IT IS VERY IMPORTANT<br />THAT WE COULD<br />HAVE OUR APPOINTMENT<br />WITHIN 24 TO 48HRS…<br />A Solid Financial Foundation<br />
  301. 301. WHILE THE<br />INFORMATION IS STILL<br />FRESH IN YOUR MIND…<br />A Solid Financial Foundation<br />
  302. 302. REMEMBER…<br />A Solid Financial Foundation<br />
  303. 303. YOU ARE STILL<br />IN YOUR PRODUCTIVE<br />YEARS...<br />A Solid Financial Foundation<br />
  304. 304. INCREASE<br />YOUR FINANCIAL KNOWLEDGE…<br />A Solid Financial Foundation<br />
  305. 305. START TO<br />BUILD YOUR FINANCIAL<br />GOAL NOW...<br />A Solid Financial Foundation<br />
  306. 306. AND LIVE<br />A FANTASTIC LIFE!<br />A Solid Financial Foundation<br />
  307. 307. … earn as much as you can,<br />as fast as you can,<br />when you can…<br />A Solid Financial Foundation<br />
  308. 308. NOW GO AND DOWNLOAD THE BUSINESS REVIEW NOW…<br />A Solid Financial Foundation<br />
  309. 309. - END OF PART III - <br />A Solid Financial Foundation<br />

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