A lawyer advised filing for credit card bankruptcy as it would hurt their credit for 7 years but allow them to build it back up since credit card companies would give them new credit cards knowing they couldn't file for bankruptcy again for 10 years. Debt consolidation was also mentioned as an alternative solution.

1. Bankruptcy vs debt consolidation?
hello i am looking for some info last 6 to 12 months fell behind on credit cards
s talk to a lawyer they said best thing to do is file credit card bankruptcy it
hurts your credit for 7 years but you will be able to build your credit back up
cause credit card companies will give you a credit card again cause they know yo
u cant file bankruptcy again for another 10 years. i was told by a debt consolid
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