10. Activity one: Vocabulary Review
A crime where a criminal steals some of
your personal information such as name,
drivers license or social security number.
your personal information is used to make
purchases, withdraw cash, or set up new
accounts without your approval
Not careful with important things
to steal a person's mail
a report on a person's creditworthiness
that includes identifying information, credit
cards, late payments, bankruptcies, and
savings balances
Identity theft financial institution
Financial recordscareless
Identity fraud credit report
personal information document monitor
mail theft
11. Activity one: Vocabulary Review
A crime where a criminal steals some of
your personal information such as name,
drivers license or social security number.
your personal information is used to make
purchases, withdraw cash, or set up new
accounts without your approval
Not careful with important things
to steal a person's mail
a report on a person's creditworthiness
that includes identifying information, credit
cards, late payments, bankruptcies, and
savings balances
Identity theft
financial institution
Financial recordscareless
Identity fraud credit report
personal information document monitor
mail theft
12. Activity one: Vocabulary Review
A crime where a criminal steals some of
your personal information such as name,
drivers license or social security number.
your personal information is used to make
purchases, withdraw cash, or set up new
accounts without your approval
Not careful with important things
to steal a person's mail
a report on a person's creditworthiness
that includes identifying information, credit
cards, late payments, bankruptcies, and
savings balances
Identity theft
financial institution
Financial recordscareless
Identity fraud
credit report
personal information document monitor
mail theft
13. Activity one: Vocabulary Review
A crime where a criminal steals some of
your personal information such as name,
drivers license or social security number.
your personal information is used to make
purchases, withdraw cash, or set up new
accounts without your approval
Not careful with important things
to steal a person's mail
a report on a person's creditworthiness
that includes identifying information, credit
cards, late payments, bankruptcies, and
savings balances
Identity theft
financial institution
Financial records
careless
Identity fraud
credit report
personal information document monitor
mail theft
14. Activity one: Vocabulary Review
A crime where a criminal steals some of
your personal information such as name,
drivers license or social security number.
your personal information is used to make
purchases, withdraw cash, or set up new
accounts without your approval
Not careful with important things
to steal a person's mail
a report on a person's creditworthiness
that includes identifying information, credit
cards, late payments, bankruptcies, and
savings balances
Identity theft
financial institution
Financial records
careless
Identity fraud
credit report
personal information document monitor
mail theft
15. Activity one: Vocabulary Review
A crime where a criminal steals some of
your personal information such as name,
drivers license or social security number.
your personal information is used to make
purchases, withdraw cash, or set up new
accounts without your approval
Not careful with important things
to steal a person's mail
a report on a person's creditworthiness
that includes identifying information, credit
cards, late payments, bankruptcies, and
savings balances
Identity theft
financial institution
Financial records
careless
Identity fraud
credit report
personal information document monitor
mail theft
16. Activity one: Vocabulary Review
Legal instruments such as mortgages,
contracts, deeds, options, wills, bills of sale,
etc.
Banks and other companies that deal with
money
financial documents that are used to record
and analyze the financial performance of a
business.
to keep a close watch on something
Information that can personally identify
someone, such as their name, email address or
billing information, or other data which can be
reasonably linked to such information.
financial institution
Financial records
personal information document monitor
17. Activity one: Vocabulary Review
Legal instruments such as mortgages,
contracts, deeds, options, wills, bills of sale,
etc.
Banks and other companies that deal with
money
financial documents that are used to record
and analyze the financial performance of a
business.
to keep a close watch on something
Information that can personally identify
someone, such as their name, email address or
billing information, or other data which can be
reasonably linked to such information.
financial institution
Financial records
personal information
document
monitor
18. Activity one: Vocabulary Review
Legal instruments such as mortgages,
contracts, deeds, options, wills, bills of sale,
etc.
Banks and other companies that deal with
money
financial documents that are used to record
and analyze the financial performance of a
business.
to keep a close watch on something
Information that can personally identify
someone, such as their name, email address or
billing information, or other data which can be
reasonably linked to such information.
financial institution
Financial records
personal information
document
monitor
19. Activity one: Vocabulary Review
Legal instruments such as mortgages,
contracts, deeds, options, wills, bills of sale,
etc.
Banks and other companies that deal with
money
financial documents that are used to record
and analyze the financial performance of a
business.
to keep a close watch on something
Information that can personally identify
someone, such as their name, email address or
billing information, or other data which can be
reasonably linked to such information.
financial institution
Financial records
personal information
document
monitor
20. Activity one: Vocabulary Review
Legal instruments such as mortgages,
contracts, deeds, options, wills, bills of sale,
etc.
Banks and other companies that deal with
money
financial documents that are used to record
and analyze the financial performance of a
business.
to keep a close watch on something
Information that can personally identify
someone, such as their name, email address or
billing information, or other data which can be
reasonably linked to such information.
financial institution
Financial records
personal information
document
monitor
21. Activity one: Vocabulary Review
Legal instruments such as mortgages,
contracts, deeds, options, wills, bills of sale,
etc.
Banks and other companies that deal with
money
financial documents that are used to record
and analyze the financial performance of a
business.
to keep a close watch on something
Information that can personally identify
someone, such as their name, email address or
billing information, or other data which can be
reasonably linked to such information.
financial institution
Financial records
personal information
document
monitor
22. Activity three: fill-in-the- blank
1. Check your _______________ to make sure nobody has used your credit card.
2. You must ____________________ your records on a regular basis.
3. Did you bring your passport and other important ________________ ?
4. I think I have been a victim of _________________ I have not received any mail for more
than 5 days. This is not usual because I usually get mail at least every second day!
5. Your ____________________ may be affected by missed payments.
documentcarelessidentity theft financial records
Identity fraud
credit report
personal information
financial institution
monitor
mail theft
23. Activity three: fill-in-the- blank
1. Check your _______________ to make sure nobody has used your credit card.
2. You must ____________________ your records on a regular basis.
3. Did you bring your passport and other important ________________ ?
4. I think I have been a victim of _________________ I have not received any mail for more
than 5 days. This is not usual because I usually get mail at least every second day!
5. Your ____________________ may be affected by missed payments.
documentcarelessidentity theft
financial records
Identity fraud
credit report
personal information
financial institution
monitor
mail theft
24. Activity three: fill-in-the- blank
1. Check your _______________ to make sure nobody has used your credit card.
2. You must ____________________ your records on a regular basis.
3. Did you bring your passport and other important ________________ ?
4. I think I have been a victim of _________________ I have not received any mail for more
than 5 days. This is not usual because I usually get mail at least every second day!
5. Your ____________________ may be affected by missed payments.
documentcarelessidentity theft
financial records
Identity fraud
credit report
personal information
financial institution
monitor
mail theft
25. Activity three: fill-in-the- blank
1. Check your _______________ to make sure nobody has used your credit card.
2. You must ____________________ your records on a regular basis.
3. Did you bring your passport and other important ________________ ?
4. I think I have been a victim of _________________ I have not received any mail for more
than 5 days. This is not usual because I usually get mail at least every second day!
5. Your ____________________ may be affected by missed payments.
documents
carelessidentity theft
financial records
Identity fraud
credit report
personal information
financial institution
monitor
mail theft
26. Activity three: fill-in-the- blank
1. Check your _______________ to make sure nobody has used your credit card.
2. You must ____________________ your records on a regular basis.
3. Did you bring your passport and other important ________________ ?
4. I think I have been a victim of _________________ I have not received any mail for more
than 5 days. This is not usual because I usually get mail at least every second day!
5. Your ____________________ may be affected by missed payments.
documents
carelessidentity theft
financial records
Identity fraud
credit report
personal information
financial institution
monitor
mail theft
27. Activity three: fill-in-the- blank
1. Check your _______________ to make sure nobody has used your credit card.
2. You must ____________________ your records on a regular basis.
3. Did you bring your passport and other important ________________ ?
4. I think I have been a victim of _________________ I have not received any mail for more
than 5 days. This is not usual because I usually get mail at least every second day!
5. Your ____________________ may be affected by missed payments.
documents
carelessidentity theft
financial records
Identity fraud
credit report
personal information
Financial institution
monitor
mail theft
28. Activity three: fill-in-the- blank
1. Remember that your ____________________ will never call you to get your personal
information.
2. Why did you give out your _______________ over the phone? People can use that
information in illegal ways!
3. Be careful with your wallet. You don’t want to a victim of _________________ .
4. I can’t believe I lost my passport! How could I be so _______________ ?
5. The bank just called me to tell that I missed a loan payment. The problem is that I didn’t
take out a loan. I think I’ve become a victim of ___________________ .
carelessidentity theft
Identity fraud
personal information
Financial institution
29. Activity three: fill-in-the- blank
1. Remember that your ____________________ will never call you to get your personal
information.
2. Why did you give out your _______________ over the phone? People can use that
information in illegal ways!
3. Be careful with your wallet. You don’t want to a victim of _________________ .
4. I can’t believe I lost my passport! How could I be so _______________ ?
5. The bank just called me to tell that I missed a loan payment. The problem is that I didn’t
take out a loan. I think I’ve become a victim of ___________________ .
carelessidentity theft
Identity fraud
personal information
financial institution
30. Activity three: fill-in-the- blank
1. Remember that your ____________________ will never call you to get your personal
information.
2. Why did you give out your ______________________ over the phone? People can use
that information in illegal ways!
3. Be careful with your wallet. You don’t want to a victim of _________________ .
4. I can’t believe I lost my passport! How could I be so _______________ ?
5. The bank just called me to tell that I missed a loan payment. The problem is that I didn’t
take out a loan. I think I’ve become a victim of ___________________ .
carelessidentity theft
Identity fraud
personal information
financial institution
31. Activity three: fill-in-the- blank
1. Remember that your ____________________ will never call you to get your personal
information.
2. Why did you give out your ______________________ over the phone? People can use
that information in illegal ways!
3. Be careful with your wallet. You don’t want to a victim of _________________ .
4. I can’t believe I lost my passport! How could I be so _______________ ?
5. The bank just called me to tell that I missed a loan payment. The problem is that I didn’t
take out a loan. I think I’ve become a victim of ___________________ .
careless
identity theft
Identity fraud
personal information
financial institution
32. Activity three: fill-in-the- blank
1. Remember that your ____________________ will never call you to get your personal
information.
2. Why did you give out your ______________________ over the phone? People can use
that information in illegal ways!
3. Be careful with your wallet. You don’t want to a victim of _________________ .
4. I can’t believe I lost my passport! How could I be so _______________ ?
5. The bank just called me to tell that I missed a loan payment. The problem is that I didn’t
take out a loan. I think I’ve become a victim of ___________________ .
careless
identity theft
Identity fraud
personal information
financial institution
33. Activity three: fill-in-the- blank
1. Remember that your ____________________ will never call you to get your personal
information.
2. Why did you give out your ______________________ over the phone? People can use
that information in illegal ways!
3. Be careful with your wallet. You don’t want to a victim of _________________ .
4. I can’t believe I lost my passport! How could I be so _______________ ?
5. The bank just called me to tell that I missed a loan payment. The problem is that I didn’t
take out a loan. I think I’ve become a victim of ___________________ .
careless
identity theft
Identity fraud
personal information
financial institution
35. Listen to a dialogue:
Johanna
Margarita
Johanna
Margarita
Johanna
Margarita
Johanna
Margarita
Johanna
Wow! That was a great seminar, wasn’t it?
It sure was. I learned so much! What was your favourite part?
Hmmmmmm …… I think it was the part about the importance of being
careful with our personal information.
So true. We really must be so careful with our documents.
No kidding. We sure don’t want to become a victim of identity theft or
identity fraud.
Hey! I had to step out during the part where the speaker was discussing
the difference between identity theft and identity fraud. Can you fill me in
on that?
Sure. Identity theft is when someone steals your personal information.
Identity fraud is when they actually use that information.
Got it. That makes sense. We really need to be careful!
Absolutely. We must not be careless with our personal information,
and we must monitor our financial records on a regular basis.
36. Listen to a dialogue:
Margarita
Johanna
Margarita
Johanna
Margarita
Johanna
Another point I heard that was so interesting was when he pointed out
was that a financial institution would never call us to get our personal
information.
True. They already have all kinds of information about us, so they
don’t need to call us for it. If your “bank” calls you for your birthdate,
you can be sure it’s fraud!
Yes. One thing I learned is that I really need to collect my mail everyday.
You know, sometimes I go away for days at a time without worrying about
my mail sitting in the mail box. From now on I will be sure to have a
neighbour collect it for me.
Great idea. You sure don’t want to become a victim of mail theft.
Anyway, I have to go and check my credit report!
Ok, I’ll see you later!
45. C. What kind of information is
commonly stolen?
Your full name
Your date of birth
Your social insurance number
Your full address
Your mother’s maiden name
User names and passwords
Driver’s license number
Credit card information
Bank account information
Signature
47. D. How is stolen information
used?
Access your bank accounts
Open new back accounts
Transfer account balances
Apply for loans
Make purchases
Hide criminal activity
Open new passports
48. E. What can we do to
help ensure our
personal information
is not stolen?
50. 2. Check our credit report for
unusual activity
Image shared under CC0
51. 3. We should Investigate further
if ...
1. we receive
phone calls from a
collection agency
about unfamiliar
accounts
2. We
unexpectedly get
turned down for
credit
63. Case Studies
• Read each study and discuss
• what mistake was made (if any)
• What can be done now to fix the problem
• What can be done to prevent identity theft
64. Case Study One:
Miguel and his family are moving to a new
house. They have many personal financial
documents which they feel they no longer
need. Miguel’s wife asks what they should
do with the documents. Miguel suggests
tearing them up and throwing them into
the garbage.
65. Case Study Two:
Samantha keeps all her pin numbers in her
wallet. She has so many credit cards she
cannot remember all the numbers.
66. Case Study Three:
Su Jie’s “bank” called to confirm her address
and bank account numbers. Su Jie felt
comfortable giving her account number
over the phone because the caller seemed
to already know a lot about her. She
assumed it really was a lady from the
bank.
67. Case Study Four:
Bob and Diane always had a good credit
rating. One day they decided to apply for a
small loan for a car. They were surprised
when they got a call from the bank
informing them that their application was
declined.
68. Case Study Five:
Kamaljit and Vera are very good friends.
Vera has no money with her to buy
medicine for her child. Vera asks Kamaljit
if she could borrow her Debit card to buy
the medicine. Kamaljit lends Vera her bank
card and her pin number