The document outlines the different stages of applying to graduate school in the US, including exploring programs and schools, preparing for standardized tests, applying with statements of purpose and letters of recommendation, arranging financing through scholarships, assistantships, savings, or education loans, and providing resources to help with the application process and funding options. Key aspects of the process include understanding motivations, networking with alumni, conducting a cost-benefit analysis, understanding application deadlines, writing a strong statement of purpose, obtaining quality letters of recommendation, and exploring scholarship and loan opportunities.

2. Different stages of MS in US
Application Process
Exploration
Test
Preparation
Selecting
Colleges to
apply to
Applying to
colleges
Arranging
Money
VISA
Forex/Insurance

3. Exploration
 Articulate your motivations to find your target
destination and course
 Money
 Research
 Academics
 Network and talk to experts/ alums to make an
informed choice
 Attend events, talk to alumni & current students,
take their opinions, blogs, tech products

4. Our Return on Education Calculator will
help you Conduct a Cost Benefit Analysis
for your Academic Pursuits
Before applying to graduate
school, don't assume you
need a graduate degree to
advance in your field. Weigh
the cost of graduate school vs.
expected earnings in your field
The Gyandhan Calculator shows average and range of salaries for Indian students after graduation across
different courses and countries
Current salary (assuming 8lpa) 12,000
Length of program 2 years
Cost of grad school and expenses
(annual)*
35,000
Typical disposable income 25%
Post Graduation Salary Decision
60,000 Rethink
80,000 Good
100,000 Great

5. Test Preparation
(GRE)
 Understand your Aptitude (in
Vocab & quant) and plan
accordingly
 Keep Period of Study 2 to 6
months.
 Do not Underestimate
Quant!
 Debrief after Practice Exams

6. Selecting Colleges to Apply to:
Gyandhan’s Admit Predictor
 Based on >
100K actual
students who
went abroad for
higher studies
over last 10
years
 Available for
you to use free
of cost!
First Profile Evaluation tool in India that helps you get a quantified assessment of your odds

7. Applying to Colleges (1/2)
 Keep in Mind Deadlines of Applications
 Financial aid deadlines vs. priority deadlines vs. last deadline
 Can vary by course – even in a given college
 Coming soon: GyanDhan’s deadline finder
 SOP: Extremely Important
 Story Matters: Link your background to the target
university/course
 Why do you think you’re special?
 How do you fit the program? How will you add value to it?
 Extracurricular activities are also important to weave in
 Ensure consistency of thoughts
 Triple check – Grammar, Spellings, Punctuation
 Key dont’s: Plagiarism, Factual errors, False Information

8. Get your SOP Reviewed via
GyanDhan for Free
 Launched a tool to get your SOP reviewed by
industry expert for free.
 Immediate need: Mail to
contact@gyandhan.com with subject
“Statement of Purpose” for review.
www.gyandhan.com/users/sign
_up

9. Applying to Colleges (2/2)
 LOR
 Dont’s - Adjectives, flowery language without providing
many supporting examples
 It’s critical that your recommender provide examples of
events that make you the superstar you are.
 Your goals, successes, and failures should be summed up
neatly by your recommender, so as to bring out the real
person that you are
 Resist the temptation of going for the “highest ranked”
person you know, and go for professors/bosses who know
you the best.
 Give enough time to recommenderIf you’re applying for MS directly after your undergrad, then they want to hear from your professors. If
you’re applying with some work experience under your belt, then your recommenders should be a mix of
professors and bosses.

10. Arrange Money
Scholarships
Assistantship /
Part-time jobs
Personal /
Family
savings
Education
loans
 Keep track of scholarships available for the colleges you
apply to.
 Apply as early as you can
 Get recommended by a senior/alumni/friend.
 Remember you are there to study, money from here is just
a mean.
 If less saving, better keep it for backups and unforeseen
events
 If more saving, invest where you get a better return and get
the tax benefits on education loans
 Banks - Lower interest rate, Tax benefits, complex process,
.
 NBFC – Higher interest rate, High Processing fees, No Tax

11. Gyandhan Education
Loan Partners
SBI Education
Loan
Axis Education
Loan
BOB Education
Loan
Avanse Education
Loan
ICICI Education
Loan
Incred Education
Loan

12. Others Useful
Resources
 https://www.gyandhan.com/blogs/how-to-get-an-
education-loan-without-collateral-for-MS-in-US
 https://www.gyandhan.com/blogs/education-loans-from-
NBFCs
 https://www.gyandhan.com/blogs/your-education-loan-
rate-of-interest-can-change
 https://www.gyandhan.com/blogs/Why-students-should-
take-education-loans-via-GyanDhan
 https://www.gyandhan.com/blogs/How-to-decide-when-
you-receive-multiple-admits

13. Contact us
Address - 1st Floor, 47, E Block,
Saket, New Delhi – 110017
Looking for a loan: 997 171 8879
For admin purposes: 704 210
0780
contact@gyandhan.com
https://twitter.com/Gyan_Dhan
https://www.facebook.com/RealG
yanDhan
https://in.linkedin.com/company/g
yandhan