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One of the most disruptive technologies to arise in this generation of open source has been the advent of blockchain-based cryptographic assets. The killer application of this is payment systems, and every meaningful messenger and soon every bank will be implementing payments based on blockchain. With the advent of payment moving in-band, the implications for the API economy become a world of programmable services that can manage their own profit and loss and even source their own infrastructure. The implications for Enterprises is substantial.