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  2. 2. --THE UNINSURED-- <ul><li>* has a definition for the term uninsured in the United States : those who are residents of the U.S. and do not have health insurance coverage. </li></ul>
  3. 3. <ul><li>* According to information from the U.S. Census Bureau, there were 46.5 million Americans who were uninsured in 2005 (15.9% of the population). </li></ul><ul><li>* 45.7 million Americans were uninsured in 2007 (15.3% of the population). </li></ul>
  4. 4. <ul><li>* These numbers make it appear that the number of uninsured Americans has decreased. This is not the case </li></ul><ul><li>* The number of uninsured was down in 2007 because an extra 3 million people received medical coverage through govt. programs. </li></ul><ul><li>( </li></ul>
  5. 5. <ul><li>* The number of uninsured people who are under the age of 65 has gradually increased since 2000. </li></ul><ul><li>( </li></ul>
  6. 6. ECONOMIC <ul><li>* Approximately 61% of the 45 million uninsured Americans are in households with annual incomes under $50,000. </li></ul><ul><li>* 38% live in households with incomes greater than $50,000. </li></ul>
  7. 7. ECONOMIC CONT. <ul><li>* An annual insurance premium for a household of four is approximately $11,480.00 </li></ul><ul><li>* An annual insurance premium for an individual is approximately $4,242.00 </li></ul>
  8. 8. ECONOMIC CONT. <ul><li>* The United States has the highest level of spending on health care when compared to all of the other 30 nations in the Organization for Economic Co-operation and Development (OECD). </li></ul>
  9. 9. CAUSES OF HIGHER MEDICAL COSTS <ul><li>* Higher spending on health care in the U.S. is not because Americans utilize the health care system more, and it is not because of higher capacity. </li></ul><ul><li>(O'Rourke, 2008, p.47) </li></ul>
  10. 10. CAUSES OF HIGHER MEDICAL COSTS <ul><li>opportunity cost is the cause of higher medical costs in the U.S. </li></ul><ul><ul><li>fewer physicians </li></ul></ul><ul><ul><li>fewer nurses </li></ul></ul><ul><ul><li>fewer available hospital beds </li></ul></ul><ul><ul><li>fewer number of days healthcare allows per diagnosis </li></ul></ul><ul><li>(O'Rourke, 2008, p.47) </li></ul>
  11. 11. CULTURAL <ul><li>* Data from the Census Bureau shows that people of Hispanic origin are affected the greatest by being uninsured. </li></ul><ul><li>* Approximately 1/3 of Hispanics are uninsured. </li></ul><ul><li>(Retchin et al, 2009, p.246)( </li></ul>
  12. 12. STATES WITH LARGEST POPULATION UNINSURED <ul><li>Top 5 states </li></ul><ul><li>--Texas--24.4% </li></ul><ul><li>--New Mexico--21.9% </li></ul><ul><li>--Florida--20.5% </li></ul><ul><li>--California--18.4% </li></ul><ul><li>--Oklahoma--18.2% </li></ul>
  13. 13. <ul><ul><li>estimates show that approximately 1/5 of people who are uninsured are able to afford insurance </li></ul></ul><ul><ul><li>approximately 1/4 are eligible for public coverage </li></ul></ul><ul><ul><li>55% need financial aid to help with medical coverage </li></ul></ul><ul><ul><li>an estimated 5 million Americans are uninsurable because of pre-existing condition </li></ul></ul><ul><li>( </li></ul><ul><li> </li></ul>
  14. 14. WHY ARE SO MANY PEOPLE UNINSURED? <ul><ul><li>Job does not have a medical plan </li></ul></ul><ul><ul><li>Unemployed--can't afford it </li></ul></ul><ul><ul><li>Have the money, choose not to purchase health insurance </li></ul></ul><ul><ul><li>Have a pre-existing condition and no health insurance company will insure them </li></ul></ul>
  15. 15. CONSEQUENCES OF BEING UNINSURED <ul><ul><li>53% of insured choose to see a doctor when sick as compared to only 46% of uninsured who see a doctor when sick </li></ul></ul><ul><ul><li>37% of insured are actively receiving treatment for a chronic condition, only 28% of uninsured are currently receiving such treatment </li></ul></ul><ul><li>(Zieve, 2008, p.15) </li></ul>
  16. 16. UNINSURED CONSEQUENCES <ul><li>The cost of treating the population who are uninsured is passed on the the population that is insured. </li></ul><ul><ul><li>higher health insurance premiums </li></ul></ul><ul><li>2. taxes </li></ul><ul><li>3. higher medical bills </li></ul><ul><li>( </li></ul>
  17. 17. IDEAS FOR CHANGE <ul><li>--We as Americans need to take control of our own health issues </li></ul><ul><li>--Do not sit back and expect medicine to undo all the negative things we have done to ourselves </li></ul><ul><li>--We need to strive to become a more prevention based society instead of just planning to treat the condition once it has set in </li></ul>
  18. 18. IDEAS FOR CHANGE CONT. <ul><li>--Ongoing treatments that include natural therapies (herbs, natural vitamins, chiropractic care) </li></ul><ul><li>--Quarterly wellness visits to your doctor without having to pay the full cost of the visit </li></ul><ul><li>(Zieve, 2008, p.15) </li></ul>
  19. 19. THE POLITICS OF IT ALL <ul><li>Healthcare reform has become a major focus of political debates </li></ul><ul><li>--including presidential elections. </li></ul><ul><li>Although there is much debate on what should be done, everyone is in agreement that something has to be done. </li></ul>
  20. 20. THE POLITICS OF IT ALL <ul><li>58% of Americans believe that if politicians make the right changes they could successfully achieve healthcare reform. And, do it without affecting their current health care arrangements. </li></ul><ul><li>( </li></ul>
  21. 21. References <ul><ul><li>O'Rourke, T., & Ryan, D. (2008). Opportunities lost: the opportunity costs of U.S. healthcare. American Journal of Health Studies, 23 (1), 47-53. </li></ul></ul><ul><ul><li>Retchin, S., Garland, S., & Anum, E. (2009). The transfer of uninsured patients from academic to community primary care settings. The American Journal of Managed Care, 15 (4), 245-252. </li></ul></ul><ul><ul><li>Zieve, R. (2008). Health care at the crossroads: real change? LILIPOH, Fall, 13-19. </li></ul></ul><ul><ul><li> </li></ul></ul><ul><ul><li> </li></ul></ul>