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lifePERX Benefit Brochure

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Lifestyle, Safety & Security Benefits
Superior Products and Services at Incredible Discounts

Today, consumers are seeking innovative ways to save money on commonly used products and services without sacrificing quality.

LifePERX has a solution...

Published in: Healthcare
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lifePERX Benefit Brochure

  1. 1. Package Options Identity Theft Protection • • • Legal Services Direct • • • Tax Help Line • • • Emergency Roadside Assistance • • Pet Care Savings • Fitness Club Discounts • Final packages and prices to be agreed upon. Lifestyle, Safety & Security Benefits Superior Products and Services at Incredible Discounts Today, consumers are seeking innovative ways to save money on commonly used products and services without sacrificing quality. LifePERX has a solution... This plan is NOT insurance. This discount card program contains a 30-day cancellation period. Member shall receive a full refund of membership fees, excluding registration fee, if membership is cancelled within the first 30 days after the effective date. *In many states, attorney liability may require plan attorneys to obtain a retainer from the member prior to providing follow-up services after providing the free member’s benefits. LifePERX is a division of Health & Lifestyle Perx LLC. Products and services offered within this program are provided through the following companies: LifePERX can save your family thousands of dollars: • Available to everyone • Good for member, spouse and all legal dependents (except ID theft) • Easy to use — no paperwork • Comes with membership kit and cards • Toll-free number and website access to all benefit providers • Call Center support 6 days a week • Satisfaction guaranteed Testimonials Jeff “I received a call on a Friday afternoon asking if I had opened an account with a stock broker in California. I told the Safe Identity representative I didn’t. He said he thought it was a fraudulent account and would have it stopped immediately. He said the person who opened the account had my Social Security information and could have made all kinds of purchases and caused me a lot of trouble. He also notified all of the credit reporting agencies to flag my account in case any other suspicious activity occurred.” Kevin “My father wasn’t sure if he was eligible for veteran’s benefits or Medicaid. He had me call Legal Club of America, and they sent me to an attorney who specialized in eldercare issues. After spending an hour learning about what my steps should be, the attorney then referred me to a specialist who could help and would give me a discounted legal fee. I then spent another hour with that attorney who I felt could get us the information we needed. I’m sure I saved close to $1000 in legal fees.” Lee “I was doing my own taxes on Turbo Tax and had some questions. Turbo Tax offered me a live advisor for $39, but I used my Tax Help Line instead for free. They had all the answers I wanted, and I saved $39.” Ann “I used roadside assistance twice last year. The first time was because I locked my keys in the car, and the second was for a flat tire. In both instances, I called the toll-free number, and someone came out to help me in less than 40 minutes. I saved $175.” Cindy “Pet Assure is such a great benefit. I couldn’t afford pet insurance because it was so expensive, but Pet Assure had a veterinarian about 10 miles from me who gave me 25% off my dog’s surgery. I’d do anything for my dog. The surgery would have been $1200 and instead it was only $900 — I saved $300.” Larry “I got a free one-week pass to both Gold’s Gym and LA Fitness so I could try them out. I liked LA Fitness better, and with this benefit my wife and I saved $50 on the enrollment fee and $10 a month on the monthly dues. That savings of $170 more than paid for my entire benefit package for the year.” ENROLLMENT INFORMATION TO BE PUT HERE. Safety & Security Safety & Security PLUS Complete Lifestyle
  2. 2. LifePERX is a benefit aggregator that works with top tier provider networks. We package a variety of lifestyle, safety and security products and services at incredible savings. IDENTITY THEFT PROTECTION Safe Identity protects clients from identity theft with an early detection system. It scans thousands of financial and non-financial data sources to find attempts to steal your ID. Features include: Identity Risk Scoring • Validates member’s information against billions of records to provide a real-time risk assessment that shows the likelihood of whether someone is a victim of ID theft or in the beginning stages of having their ID stolen. Identity Monitoring • Early detection and warning: scans thousands of data sources and hundreds of records. • Monitors all 3 credit bureaus, financial institutions, property records, insurance groups, cell phone records, thousands of databases and hundreds of billions of records on a regular basis. • Phone Alerts: If fraudulent activity is suspected or found, a personal call is placed to the member. • Monthly Email: A monthly email is sent to members regarding any activity on their account. Identity Restoration • Completely takes over the identity restoration process. • Free Coaching: One hour free financial coaching with a Certified Credit and Financial Counselor. • Free Legal Consultation: Includes a one-hour consult with attorney. • Lost Wallet Service: Fraud Resolution Specialists can assist members with canceling credit cards, bank accounts, having new cards issued and placing fraud alerts with credit reporting agencies. Identity Theft Insurance A $1 million identity theft insurance policy with no deductible includes: • Coverage of lost wages as a result of time off work related to ID theft covered for up to $500 a week for four weeks. • Reimbursement of expenses related to ID recovery, including costs for refiling loan applications, notarizing documents, long distance calls and postage. EMERGENCY ROADSIDE ASSISTANCE Through Nation Safe Drivers, roadside assistance is available 24 hours a day, 365 days a year to assist members when owned or leased vehicles are disabled as a result of unavoidable circumstances. Members will only have to pay for any non-covered expenses or covered costs in excess of the 15 miles per occurrence maximum (up to $80 retail value). • Available 24 hours a day, 365 days a year • Up to 15 miles towing or up to $80 retail value per occurrence maximum for covered charges • Covers member, spouse and dependent children (up to age 21) permanently residing at registered address while driving any vehicles they own or lease (12 months or longer) • Towing Assistance • Flat Tire Assistance • Fuel, Oil, Fluid and Water Delivery Service • Lock-out Assistance • Battery Assistance • Collision Assistance Limit one service within 72 hours and five services per year. Cannot be used for short-term leases (less than a year) or rental cars. LEGAL SERVICES DIRECT Legal Club of America provides free and discounted legal care through its nationwide network of attorneys. Members obtain all legal referrals by contacting our Legal Club Member Services Department (MSD), using the toll-free number provided. There is no limit to the number of referrals a member can receive. Free services* include: • Simple Will with annual updates • State-specific, Web-based Living Will form (Available on the legalcaredirect.com website. This form can be notarized by a notary public.) • One consultation for each new legal matter — either by phone or in person • Attorney review of independent legal documents for each new legal matter (6-page max.) • Letters written and/or phone calls made on member’s behalf, when deemed appropriate by plan attorney • Assistance in solving problems with government programs, such as welfare and INS • Attorneys will help members represent themselves in small claims court Deeply Discounted Legal Services for: • Traffic ticket defense • Name change • Simple Will with minor’s trust • Chapter 7 bankruptcy • Non-support for spouse or child • Simple divorce • Incorporation and personal real estate closing Guaranteed Low Hourly Rate: Plan attorneys have contracted never to charge more than $125 per hour, or when appropriate, give members a 40% discount off their usual and customary hourly rate for legal care that goes beyond the free and discounted services described above. Prices are subject to change without notice and may vary by region. TAX HELP LINE With Legal Club of America, members of the Tax Help Line will have access to unlimited tax advice, prior year tax return review and free tax return preparation for forms 1040EZ, 1040A and standard 1040. Tax Help Line also provides members with access to discounts on numerous tax return schedules and forms. Simply call the toll-free number, and members will be able to effectively plan in advance so the year-end tax preparation is free and painless. • Unlimited advice on federal taxation • Free tax return preparation for forms 1040EZ, 1040A and standard 1040 • Deep discounts on numerous other tax schedules • IRS audit assistance • Tax planning • Review of prior year’s tax return • Member portal with tax tips, tax law changes, member advice and much more Members may ask questions covering any aspect of U.S. tax law, such as: • Should I open a ROTH IRA? • How does the capital gain tax work? • Is the money I inherited taxable? • Which tax form do I file? • Is my Social Security or retirement taxable? • Do I get a break for child care expenses? • Should I itemize deductions? • Which deductions can I take if I have a home-based business? PET CARE SAVINGS The Pet Care Savings Program is designed to help members save money on most products and services needed for that special family member — their pet! All household pets are covered under this program. The Pet Care Savings Program is not insurance. • Save 25% on veterinarian medical services when visiting a veterinarian witnin the network. • Save 10% to 30% on pet services such as boarding, doggie day care, training, pet sitting and grooming at participating providers. • Save 10% to 30% at participating merchants on pet supplies such as food, beds, toys, treats and vitamins • Free pet ID tag(s) and 24-hour location service for lost pets. • Benefits all pets, from companion animals such as dogs and cats to exotic animals such as birds and reptiles. FITNESS CLUB DISCOUNTS International Fitness Club Network offers an opportunity to get a head start on a healthier lifestyle through access to a network of high-quality health and fitness clubs at affordable rates. • Members are assured the club’s lowest membership rate for the membership type selected. • Members receive a one-week introductory trial membership certificate, free of charge. • Available in all 50 states, with over 9,500 participating health clubs worldwide. Some of the largest club chains in the country are members of the IFCN, including Bally Total Fitness, Jazzercise, LA Fitness and 24 Hour Fitness, Gold’s Gyms, Snap, Anytime Fitness, Curves and many local clubs. • Members may access the member service website or call the toll-free number to speak with a member service representative concerning club locations and facility information. • Health and fitness clubs are required to meet the American College of Sports Medicine’s health and safety standards. Go to www.LifePERX.com and check under Pet Care Savings to see if your vet is in the network. If not, you will be able to send a request for your vet to join the network.
  3. 3. LifePERX is a benefit aggregator that works with top tier provider networks. We package a variety of lifestyle, safety and security products and services at incredible savings. IDENTITY THEFT PROTECTION Safe Identity protects clients from identity theft with an early detection system. It scans thousands of financial and non-financial data sources to find attempts to steal your ID. Features include: Identity Risk Scoring • Validates member’s information against billions of records to provide a real-time risk assessment that shows the likelihood of whether someone is a victim of ID theft or in the beginning stages of having their ID stolen. Identity Monitoring • Early detection and warning: scans thousands of data sources and hundreds of records. • Monitors all 3 credit bureaus, financial institutions, property records, insurance groups, cell phone records, thousands of databases and hundreds of billions of records on a regular basis. • Phone Alerts: If fraudulent activity is suspected or found, a personal call is placed to the member. • Monthly Email: A monthly email is sent to members regarding any activity on their account. Identity Restoration • Completely takes over the identity restoration process. • Free Coaching: One hour free financial coaching with a Certified Credit and Financial Counselor. • Free Legal Consultation: Includes a one-hour consult with attorney. • Lost Wallet Service: Fraud Resolution Specialists can assist members with canceling credit cards, bank accounts, having new cards issued and placing fraud alerts with credit reporting agencies. Identity Theft Insurance A $1 million identity theft insurance policy with no deductible includes: • Coverage of lost wages as a result of time off work related to ID theft covered for up to $500 a week for four weeks. • Reimbursement of expenses related to ID recovery, including costs for refiling loan applications, notarizing documents, long distance calls and postage. EMERGENCY ROADSIDE ASSISTANCE Through Nation Safe Drivers, roadside assistance is available 24 hours a day, 365 days a year to assist members when owned or leased vehicles are disabled as a result of unavoidable circumstances. Members will only have to pay for any non-covered expenses or covered costs in excess of the 15 miles per occurrence maximum (up to $80 retail value). • Available 24 hours a day, 365 days a year • Up to 15 miles towing or up to $80 retail value per occurrence maximum for covered charges • Covers member, spouse and dependent children (up to age 21) permanently residing at registered address while driving any vehicles they own or lease (12 months or longer) • Towing Assistance • Flat Tire Assistance • Fuel, Oil, Fluid and Water Delivery Service • Lock-out Assistance • Battery Assistance • Collision Assistance Limit one service within 72 hours and five services per year. Cannot be used for short-term leases (less than a year) or rental cars. LEGAL SERVICES DIRECT Legal Club of America provides free and discounted legal care through its nationwide network of attorneys. Members obtain all legal referrals by contacting our Legal Club Member Services Department (MSD), using the toll-free number provided. There is no limit to the number of referrals a member can receive. Free services* include: • Simple Will with annual updates • State-specific, Web-based Living Will form (Available on the legalcaredirect.com website. This form can be notarized by a notary public.) • One consultation for each new legal matter — either by phone or in person • Attorney review of independent legal documents for each new legal matter (6-page max.) • Letters written and/or phone calls made on member’s behalf, when deemed appropriate by plan attorney • Assistance in solving problems with government programs, such as welfare and INS • Attorneys will help members represent themselves in small claims court Deeply Discounted Legal Services for: • Traffic ticket defense • Name change • Simple Will with minor’s trust • Chapter 7 bankruptcy • Non-support for spouse or child • Simple divorce • Incorporation and personal real estate closing Guaranteed Low Hourly Rate: Plan attorneys have contracted never to charge more than $125 per hour, or when appropriate, give members a 40% discount off their usual and customary hourly rate for legal care that goes beyond the free and discounted services described above. Prices are subject to change without notice and may vary by region. TAX HELP LINE With Legal Club of America, members of the Tax Help Line will have access to unlimited tax advice, prior year tax return review and free tax return preparation for forms 1040EZ, 1040A and standard 1040. Tax Help Line also provides members with access to discounts on numerous tax return schedules and forms. Simply call the toll-free number, and members will be able to effectively plan in advance so the year-end tax preparation is free and painless. • Unlimited advice on federal taxation • Free tax return preparation for forms 1040EZ, 1040A and standard 1040 • Deep discounts on numerous other tax schedules • IRS audit assistance • Tax planning • Review of prior year’s tax return • Member portal with tax tips, tax law changes, member advice and much more Members may ask questions covering any aspect of U.S. tax law, such as: • Should I open a ROTH IRA? • How does the capital gain tax work? • Is the money I inherited taxable? • Which tax form do I file? • Is my Social Security or retirement taxable? • Do I get a break for child care expenses? • Should I itemize deductions? • Which deductions can I take if I have a home-based business? PET CARE SAVINGS The Pet Care Savings Program is designed to help members save money on most products and services needed for that special family member — their pet! All household pets are covered under this program. The Pet Care Savings Program is not insurance. • Save 25% on veterinarian medical services when visiting a veterinarian witnin the network. • Save 10% to 30% on pet services such as boarding, doggie day care, training, pet sitting and grooming at participating providers. • Save 10% to 30% at participating merchants on pet supplies such as food, beds, toys, treats and vitamins • Free pet ID tag(s) and 24-hour location service for lost pets. • Benefits all pets, from companion animals such as dogs and cats to exotic animals such as birds and reptiles. FITNESS CLUB DISCOUNTS International Fitness Club Network offers an opportunity to get a head start on a healthier lifestyle through access to a network of high-quality health and fitness clubs at affordable rates. • Members are assured the club’s lowest membership rate for the membership type selected. • Members receive a one-week introductory trial membership certificate, free of charge. • Available in all 50 states, with over 9,500 participating health clubs worldwide. Some of the largest club chains in the country are members of the IFCN, including Bally Total Fitness, Jazzercise, LA Fitness and 24 Hour Fitness, Gold’s Gyms, Snap, Anytime Fitness, Curves and many local clubs. • Members may access the member service website or call the toll-free number to speak with a member service representative concerning club locations and facility information. • Health and fitness clubs are required to meet the American College of Sports Medicine’s health and safety standards. Go to www.LifePERX.com and check under Pet Care Savings to see if your vet is in the network. If not, you will be able to send a request for your vet to join the network.
  4. 4. LifePERX is a benefit aggregator that works with top tier provider networks. We package a variety of lifestyle, safety and security products and services at incredible savings. IDENTITY THEFT PROTECTION Safe Identity protects clients from identity theft with an early detection system. It scans thousands of financial and non-financial data sources to find attempts to steal your ID. Features include: Identity Risk Scoring • Validates member’s information against billions of records to provide a real-time risk assessment that shows the likelihood of whether someone is a victim of ID theft or in the beginning stages of having their ID stolen. Identity Monitoring • Early detection and warning: scans thousands of data sources and hundreds of records. • Monitors all 3 credit bureaus, financial institutions, property records, insurance groups, cell phone records, thousands of databases and hundreds of billions of records on a regular basis. • Phone Alerts: If fraudulent activity is suspected or found, a personal call is placed to the member. • Monthly Email: A monthly email is sent to members regarding any activity on their account. Identity Restoration • Completely takes over the identity restoration process. • Free Coaching: One hour free financial coaching with a Certified Credit and Financial Counselor. • Free Legal Consultation: Includes a one-hour consult with attorney. • Lost Wallet Service: Fraud Resolution Specialists can assist members with canceling credit cards, bank accounts, having new cards issued and placing fraud alerts with credit reporting agencies. Identity Theft Insurance A $1 million identity theft insurance policy with no deductible includes: • Coverage of lost wages as a result of time off work related to ID theft covered for up to $500 a week for four weeks. • Reimbursement of expenses related to ID recovery, including costs for refiling loan applications, notarizing documents, long distance calls and postage. EMERGENCY ROADSIDE ASSISTANCE Through Nation Safe Drivers, roadside assistance is available 24 hours a day, 365 days a year to assist members when owned or leased vehicles are disabled as a result of unavoidable circumstances. Members will only have to pay for any non-covered expenses or covered costs in excess of the 15 miles per occurrence maximum (up to $80 retail value). • Available 24 hours a day, 365 days a year • Up to 15 miles towing or up to $80 retail value per occurrence maximum for covered charges • Covers member, spouse and dependent children (up to age 21) permanently residing at registered address while driving any vehicles they own or lease (12 months or longer) • Towing Assistance • Flat Tire Assistance • Fuel, Oil, Fluid and Water Delivery Service • Lock-out Assistance • Battery Assistance • Collision Assistance Limit one service within 72 hours and five services per year. Cannot be used for short-term leases (less than a year) or rental cars. LEGAL SERVICES DIRECT Legal Club of America provides free and discounted legal care through its nationwide network of attorneys. Members obtain all legal referrals by contacting our Legal Club Member Services Department (MSD), using the toll-free number provided. There is no limit to the number of referrals a member can receive. Free services* include: • Simple Will with annual updates • State-specific, Web-based Living Will form (Available on the legalcaredirect.com website. This form can be notarized by a notary public.) • One consultation for each new legal matter — either by phone or in person • Attorney review of independent legal documents for each new legal matter (6-page max.) • Letters written and/or phone calls made on member’s behalf, when deemed appropriate by plan attorney • Assistance in solving problems with government programs, such as welfare and INS • Attorneys will help members represent themselves in small claims court Deeply Discounted Legal Services for: • Traffic ticket defense • Name change • Simple Will with minor’s trust • Chapter 7 bankruptcy • Non-support for spouse or child • Simple divorce • Incorporation and personal real estate closing Guaranteed Low Hourly Rate: Plan attorneys have contracted never to charge more than $125 per hour, or when appropriate, give members a 40% discount off their usual and customary hourly rate for legal care that goes beyond the free and discounted services described above. Prices are subject to change without notice and may vary by region. TAX HELP LINE With Legal Club of America, members of the Tax Help Line will have access to unlimited tax advice, prior year tax return review and free tax return preparation for forms 1040EZ, 1040A and standard 1040. Tax Help Line also provides members with access to discounts on numerous tax return schedules and forms. Simply call the toll-free number, and members will be able to effectively plan in advance so the year-end tax preparation is free and painless. • Unlimited advice on federal taxation • Free tax return preparation for forms 1040EZ, 1040A and standard 1040 • Deep discounts on numerous other tax schedules • IRS audit assistance • Tax planning • Review of prior year’s tax return • Member portal with tax tips, tax law changes, member advice and much more Members may ask questions covering any aspect of U.S. tax law, such as: • Should I open a ROTH IRA? • How does the capital gain tax work? • Is the money I inherited taxable? • Which tax form do I file? • Is my Social Security or retirement taxable? • Do I get a break for child care expenses? • Should I itemize deductions? • Which deductions can I take if I have a home-based business? PET CARE SAVINGS The Pet Care Savings Program is designed to help members save money on most products and services needed for that special family member — their pet! All household pets are covered under this program. The Pet Care Savings Program is not insurance. • Save 25% on veterinarian medical services when visiting a veterinarian witnin the network. • Save 10% to 30% on pet services such as boarding, doggie day care, training, pet sitting and grooming at participating providers. • Save 10% to 30% at participating merchants on pet supplies such as food, beds, toys, treats and vitamins • Free pet ID tag(s) and 24-hour location service for lost pets. • Benefits all pets, from companion animals such as dogs and cats to exotic animals such as birds and reptiles. FITNESS CLUB DISCOUNTS International Fitness Club Network offers an opportunity to get a head start on a healthier lifestyle through access to a network of high-quality health and fitness clubs at affordable rates. • Members are assured the club’s lowest membership rate for the membership type selected. • Members receive a one-week introductory trial membership certificate, free of charge. • Available in all 50 states, with over 9,500 participating health clubs worldwide. Some of the largest club chains in the country are members of the IFCN, including Bally Total Fitness, Jazzercise, LA Fitness and 24 Hour Fitness, Gold’s Gyms, Snap, Anytime Fitness, Curves and many local clubs. • Members may access the member service website or call the toll-free number to speak with a member service representative concerning club locations and facility information. • Health and fitness clubs are required to meet the American College of Sports Medicine’s health and safety standards. Go to www.LifePERX.com and check under Pet Care Savings to see if your vet is in the network. If not, you will be able to send a request for your vet to join the network.
  5. 5. Package Options Identity Theft Protection • • • Legal Services Direct • • • Tax Help Line • • • Emergency Roadside Assistance • • Pet Care Savings • Fitness Club Discounts • Final packages and prices to be agreed upon. Lifestyle, Safety & Security Benefits Superior Products and Services at Incredible Discounts Today, consumers are seeking innovative ways to save money on commonly used products and services without sacrificing quality. LifePERX has a solution... This plan is NOT insurance. This discount card program contains a 30-day cancellation period. Member shall receive a full refund of membership fees, excluding registration fee, if membership is cancelled within the first 30 days after the effective date. *In many states, attorney liability may require plan attorneys to obtain a retainer from the member prior to providing follow-up services after providing the free member’s benefits. LifePERX is a division of Health & Lifestyle Perx LLC. Products and services offered within this program are provided through the following companies: LifePERX can save your family thousands of dollars: • Available to everyone • Good for member, spouse and all legal dependents (except ID theft) • Easy to use — no paperwork • Comes with membership kit and cards • Toll-free number and website access to all benefit providers • Call Center support 6 days a week • Satisfaction guaranteed Testimonials Jeff “I received a call on a Friday afternoon asking if I had opened an account with a stock broker in California. I told the Safe Identity representative I didn’t. He said he thought it was a fraudulent account and would have it stopped immediately. He said the person who opened the account had my Social Security information and could have made all kinds of purchases and caused me a lot of trouble. He also notified all of the credit reporting agencies to flag my account in case any other suspicious activity occurred.” Kevin “My father wasn’t sure if he was eligible for veteran’s benefits or Medicaid. He had me call Legal Club of America, and they sent me to an attorney who specialized in eldercare issues. After spending an hour learning about what my steps should be, the attorney then referred me to a specialist who could help and would give me a discounted legal fee. I then spent another hour with that attorney who I felt could get us the information we needed. I’m sure I saved close to $1000 in legal fees.” Lee “I was doing my own taxes on Turbo Tax and had some questions. Turbo Tax offered me a live advisor for $39, but I used my Tax Help Line instead for free. They had all the answers I wanted, and I saved $39.” Ann “I used roadside assistance twice last year. The first time was because I locked my keys in the car, and the second was for a flat tire. In both instances, I called the toll-free number, and someone came out to help me in less than 40 minutes. I saved $175.” Cindy “Pet Assure is such a great benefit. I couldn’t afford pet insurance because it was so expensive, but Pet Assure had a veterinarian about 10 miles from me who gave me 25% off my dog’s surgery. I’d do anything for my dog. The surgery would have been $1200 and instead it was only $900 — I saved $300.” Larry “I got a free one-week pass to both Gold’s Gym and LA Fitness so I could try them out. I liked LA Fitness better, and with this benefit my wife and I saved $50 on the enrollment fee and $10 a month on the monthly dues. That savings of $170 more than paid for my entire benefit package for the year.” ENROLLMENT INFORMATION TO BE PUT HERE. Safety & Security Safety & Security PLUS Complete Lifestyle

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