Local Housing Allowance - Tenant Support Account

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Angela Jones, Wales Co-operative Centre. Local Housing Allowance, credit unions and tenants.

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Local Housing Allowance - Tenant Support Account

  1. 2. Local Housing Allowance Angela Jones Tenant Support Account
  2. 3. Who spent the rent? “ I’m worried that if my rent was paid into my bank account it would disappear into my overdraft.” “ I have had a bit of a gambling problem and I prefer to have my rent paid directly to keep temptation out of my way.” “ My husband lost his job, we couldn’t keep up with the mortgage and lost our house. Now we are tenants I would prefer if we had the rent paid without having to worry about it”.
  3. 4. How does work? <ul><li>Local Housing Allowance (LHA) is paid into a tenant’s account at the credit union and the credit union passes it on to the landlord on the tenant’s behalf </li></ul>Credit Union Housing Benefit Department Landlord Tenant Account
  4. 5. Tenant Support Account Local Housing Allowance Tenant Account Credit Union Landlord Management Fee Credit Union
  5. 6. Neath Port Talbot Credit Union Local Housing Allowance Tenant Account Credit Union Landlord 95% Christmas Savings Account for the tenant Credit Union Management Fee 2.5% 2.5%
  6. 7. Does it work ? Landlord Local Authority Credit Union Tenant
  7. 8. Local Housing Allowance <ul><li>Any questions? </li></ul><ul><li>e-mail:angela.jones@walescoop.com </li></ul><ul><li>Tel: 029 20556159 </li></ul><ul><li>Mobile: 07917 844856 </li></ul>

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