Insurance 101 long

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Cash value life insurance can be used for retirement savings.

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Insurance 101 long

  1. 1. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financialAddress: 253 Main Street, #169, Matawan | Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com Insurance 101 Cash Value Life Insurance A unique approach to financial planning advisor gofinancials PO Box 45466 San Diego, CA 92145 | 619-500-7122 | www.gofinancials.com
  2. 2. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial S.No. Slide Name Slide No 1. Cover Slide 1 2. Table of Contents 2 3. Tax 101 3 4. Early Withdrawals & RMD 4 5. Term & Permanent Life Insurance 5 6. Index Universal Life 6 7. Life Benefits 7 Table of Contents PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com
  3. 3. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Tax 101 TAXABLE PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com TAX ADVANTAGE * Consult a tax professional.
  4. 4. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Tax 101 Tax on investment • Capital gains tax • Income tax TAXABLE • Mutual funds • CDs • Stocks • Bonds • Saving account PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com TAX ADVANTAGE * Consult a tax professional.
  5. 5. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Tax 101 Tax on investment • Capital gains tax • Income tax TAXABLE • Mutual funds • CDs • Stocks • Bonds • Saving account • Traditional IRA • Annuity • 401 k • TSP PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com TAX ADVANTAGE * Consult a tax professional.
  6. 6. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Tax 101 Tax on investment • Capital gains tax • Income tax FACTS • Could be short term ** • Low percentage yield • Long term investment • Income limit TAXABLE • Mutual funds • CDs • Stocks • Bonds • Saving account • Traditional IRA • Annuity • 401 k • TSP PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com TAX ADVANTAGE • Municipal bonds ** • Roth IRA * Consult a tax professional.
  7. 7. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Tax 101 Tax on investment • Capital gains tax • Income tax FACTS • Could be short term ** • Low percentage yield • Long term investment • Income limit • Tax free * • Withdrawals • Loans TAXABLE • Mutual funds • CDs • Stocks • Bonds • Saving account • Traditional IRA • Annuity • 401 k • TSP PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com TAX ADVANTAGE • Municipal bonds ** • Roth IRA • Cash Value Life Insurance * Consult a tax professional.
  8. 8. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Early Withdrawals & RMD Before age 59 ½ • 10% IRS Penalty • Income tax After 70 ½ • Required Minimum Distribution 59 ½ 70 ½ IRS Penalty * PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional. Good* RMD*
  9. 9. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Term & Permanent Life Insurance PERMANENT PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional. • 5, 10, 20, 30 years coverage TERM insurance RENT BUILDS CASH VALUE
  10. 10. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Term & Permanent Life Insurance PERMANENT PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional. • 5, 10, 20, 30 years coverage TERM insurance insurance savings RENT BUILDS CASH VALUE
  11. 11. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Term & Permanent Life Insurance PERMANENT PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional. • 5, 10, 20, 30 years coverage TERM insurance insurance savings LOANS% 2-3% 3-4% MF 1-10 YRS .75% WL UL VUL IUL 11+ YRS 0% DOWNLOAD THE BROCHURE AT HERE: https://www.westernreserve.com/site/newwrl/media/public/PDF/FFIUL/ FFIUL_Brochure.pdf RENT BUILDS CASH VALUE
  12. 12. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Index Universal Life +.75% S&P 500 INDEX YOU M/2000 -12.27% +.75% M/2001 -13.4% +.75% M/2002 -24.1% +.75% M/2003 +26.3% +13.5% PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional. 13.5%
  13. 13. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Index Universal Life GLOBAL INVESTMENT • 50% S&P 500 (VISE VERSA) • 30% EURO STOXX 50 (VICE VERSA) • 20% HANG SENG INDEX +.75% S&P 500 INDEX YOU M/2000 -12.27% +.75% M/2001 -13.4% +.75% M/2002 -24.1% +.75% M/2003 +26.3% +13.5% M/2008 -37.2% +.75% PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional. 13.5%
  14. 14. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Index Universal Life GLOBAL INVESTMENT • 50% S&P 500 (VISE VERSA) • 30% EURO STOXX 50 (VICE VERSA) • 20% HANG SENG INDEX PROTECTION • WEALTH TRANSFER • RICH BECOMES RICHER • LEGAL PROTECTION • FINANCIAL AID FRIENDLY +.75% S&P 500 INDEX YOU M/2000 -12.27% +.75% M/2001 -13.4% +.75% M/2002 -24.1% +.75% M/2003 +26.3% +13.5% M/2008 -37.2% +.75% PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional. ROOM FOR INVESTMENTS $$$ SAVINGS INS LIFETIME • COVERAGE • AGE • HEALTH 13.5% MAX MIN
  15. 15. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Index Universal Life GLOBAL INVESTMENT • 50% S&P 500 (VISE VERSA) • 30% EURO STOXX 50 (VICE VERSA) • 20% HANG SENG INDEX PROTECTION • WEALTH TRANSFER • RICH BECOMES RICHER • LEGAL PROTECTION • FINANCIAL AID FRIENDLY +.75% S&P 500 INDEX YOU M/2000 -12.27% +.75% M/2001 -13.4% +.75% M/2002 -24.1% +.75% M/2003 +26.3% +13.5% M/2008 -37.2% +.75% PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional. ROOM FOR INVESTMENTS $$$ SAVINGS INS LIFETIME • COVERAGE • AGE • HEALTH 13.5% MAX MIN
  16. 16. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Living Benefits { $1,000 $1,000 -50% +100% $500 SUPPLEMENT RETIREMENT - VACATION - GRANDCHILDREN’S COLLEGE 1. Death Benefit 2. Tax Advantage 3. Downturn Protection (.75%)** 4. Up Gain Potential (13.5%)** 5. Flexible 6. Terminal Illness PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com* Consult a tax professional. ** Check current rates here. PAY MEDICAL BILLS BUCKET LIST UPTO%500,000CASH
  17. 17. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial • Secure your future. • Principal protection. • Safe from market volatility and uncertainty. • Tax deferred/free investment.* • Watch Plan to win now video here. Why Cash Value Life Insurance? Dive in with confidence Take advantage of one-of-a-kind offers to help you accomplish your goals. • Possible loss of principal. • Market volatility and uncertainty like in year 2008. • Time Magazine. Why retire your 401k? • Bloomberg. The truth behind fees. • 60 Minutes. 401k crisis. Stop relying on risky maneuvers PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional.
  18. 18. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial advisor financial Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com Thank You Contact us today to find your financial future. contact@gofinancials.com PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com
  19. 19. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Video 1 PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional.
  20. 20. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Video 2 PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional.
  21. 21. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Video 3 PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional.
  22. 22. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Time Magazine – Why retire your 401k? PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional.
  23. 23. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Bloomberg – The truth behind fees. PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional.
  24. 24. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial 60 Minutes – 401k Fall out PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional.

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