PHASES OF LIFEDay 1 to 21 22 Years to 55 Aged 56 and Years Old Years Old AboveGROWING STAGE WORKING STAGE RETIREMENT STAGE • Working long • Old age No worries hours • Jobless Fully supported • Worries about • Still facing inflation by parents your family • Unavoidable medical • Paying for expenses mortgages, • Worry about support installments, from children children’s education, food and clothing • Facing Inflation BE PREPARED!!!
Why do we study? Nursery – 3 years Parents Expenses: Elementary – 6 Worth Thousands years and Millions High School – 4 years College – 4 years MBA ? • EMPLOYMENT at PhD? Php10,000/month More than 14 years of study
Gastos? Negosyo!! TV Stocks VCD Real Estate Refrigerator Money Market Cellphone Insurance Furnitures Business Kit
Word Of Mouth Advertisement? Fast Food Movie SM Robinson’s Place Do You Earn Profit? Starbucks Amusement Parks
Sipag + Tiyaga = Nilaga (Balut Vendor, PUV Driver, MagtaTAHO, Ordinary Employees)Sipag + Tiyaga + Determinasyon + Sistema = Success(Lucio Tan, Henry Sy, Ray Kroc of Mcdo, Tony Tan of Jollibee, Networkers, etc.) Income Time Result Php10K x 12 mos. X 40 Years = Php4.8 Million Php100k x 12 mos. X 4 Years = Php4.8 Million 36 yrs
The Power of Multiplication Formula to be Rich Multiplication – manpower, timeI would rather earn or have 1% from the effort of 100 people rather than 100% from my own effort! ~~ JOHN PAUL GETTY
“Kapag ipinanganak ka namahirap, di mo kasalanan peromamatay na mahirap,kasalanan mo na yan” –Antonio Villegas (FormerManila City Mayor)20 years old, 40 years of employment at the age of 60? Mayaman na ba?
Jeremiah 29:11 For I know well the plans I have in mind for you, says the LORD, plans for your welfare, not for woe! plans to give you a future full of hope”.