Getting Your International Student Insurance

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When a student is studying away from home for the first time, becoming ill can be a traumatic experience. This is exacerbated if they have no international student health insurance coverage.

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Getting Your International Student Insurance

  1. 1. Studying abroad is usually an expensive but worthwhile experience. However, should a student suffer from an illness or sustain a serious injury while abroad, they could be forced to leave college as the medical costs are too high. International Service Inc. have a website called nriol.net that provides international student health insurance along with an array of other options. How to Purchase Travel Insurance Getting YourGetting YourGetting Your InternationalInternationalInternational StudentStudentStudent InsuranceInsuranceInsurance International Student Insurance If you are going to travel soon to study abroad, one of the things that you need would be health insurance for international students. PLUS
  2. 2. International Student Health Insurance Ease The Financial Burden Of Illness 1 How to Purchase Travel Insurance 5 International Student Insurance 12 TABLE OF CONTENTS
  3. 3. International Student Health Insurance Ease The Financial Burden Of Illness
  4. 4. Page 1 International Student Insurance When a student is studying away from home for the first time, becoming ill can be a traumatic experience. This is exacerbated if they have no international student health insurance coverage. All of a sudden, their dream of absorbing another country’s culture while furthering their education quickly turns into a nightmare. A quick search on nriol.net however can greatly assist the student before or even during their stay abroad. This website gives students access to the best insurance companies in the United States and allows them to view the best quotes available. Students looking to study in the United States need some form of visitor health insurance. This is because the vast majority of U.S
  5. 5. Page 2 International Student Insurance universities require students to show proof of international student coverage before they are allowed enroll in classes. Nriol.net makes it easy for students to find the best quotes from American insurance companies. By simply filling in the form on the site, students will be able to set their own limit for medical expenses coverage. They should bear in mind that medical bills in the United States can be quite high so it is necessary to set the rate of coverage at a reasonable level. Students who fail to insure themselves could be financially crippled should something happen to them while studying in America. Those who believe they can avoid having to pay for international student health insurance will soon find that there is no way
  6. 6. Page 3 International Student Insurance around it. Universities in the U.S are extremely strict about students being insured with no exemptions being granted. With this in mind, nriol.net provides students with a fantastic service as the site’s ability to find the best insurance quotes could save prospective international students hundreds of dollars. It is possible to buy international student health insurance on nriol.net that lasts from five days to three years. Even if a student arrives in the U.S without insurance, it is possible to purchase it using the quotes found on the site when they arrive on American soil. There are a range of deductibles from $0 to $2,500 available to students from insurance plans found on the site. The insurance can be purchased via phone,
  7. 7. Page 4 International Student Insurance online or fax and payment can be made by credit card, check or wire transfer. The mandatory nature of visitor health insurance for students means that they should not hesitate to find the best quotations on the internet. Even if it is possible to find a college course in the U.S that allows students to evade the purchase of international student health insurance, it would be folly to stay in the country without it. The risk is simply too great as a serious illness or injury could ruin the plans of even the brightest and most conscientious student.
  8. 8. How to Purchase Travel Insurance
  9. 9. Page 6 International Student Insurance If you are going to travel soon to study abroad, one of the things that you need would be health insurance for international students. International student insurance protects a person financially from accidents, illnesses, injuries, theft, loss, and delayed or cancelled flights during the duration of travel period. If a traveler experiences any of these circumstances, he/she can make a claim for compensation for the inconvenience, pain, suffering, or monetary loss that he/ she endured. Before the advent of the Internet technology, buying travel insurance meant going from one insurance company to another to find the best deal. Now, it simply means browsing the web to find the
  10. 10. Page 7 International Student Insurance right travel insurance company, which will give you what you need for the best possible price. This is very convenient, as this would save you time and energy since you no longer have to visit the insurance company personally. If you are going to use the Internet for travel insurance purposes, here are some tips that you should bear in mind. Shop around extensively First, you have to browse the web thoroughly. If you type “travel insurance” on the search engine, you will be bombarded with 195 million results. This doesn’t mean that you have to go through each of these as it would take you years to finish reading all these websites.
  11. 11. Page 8 International Student Insurance What you should do instead is to narrow your search. For example, if you’re going to study in United States, type in, “study insurance to U.S.” You may also type in your location to narrow down the choice. Apart from these, you can also add in words like, “top 10” or “best” so you just get the cream of the crop. Use comparison services online Another excellent way to compare insurance companies and policies online would be to make use of an online comparison service website. This kind of website puts information from different companies side by side so you can do a thorough analysis that will aid you in your final decision. Read online reviews
  12. 12. Page 9 International Student Insurance Read online reviews Reading online reviews from people who have travel insurance is another great way to end up with the best policy. This is yet another excellent way to use the Internet to help you come up with an informed decision. Just see to it that you go to reputable and unbiased review websites and not those that are paid for by the insurance companies. Do quick background check The Internet has also made it much easier to do a background check on individuals and companies. You can do this when you search for insurance policy for your vacation. Before you buy from a certain
  13. 13. Page 10 International Student Insurance company, do a quick background check first online to see if anybody has logged a complaint against it. You can also get in touch with the Better Business Bureau for this purpose by visiting its official website online. Communicate also with the company’s past clients so you can find out more about the company’s background and reputation. Good luck with your studies!
  14. 14. If you are going to travel soon to study abroad, one of the things that you need would be health insurance for international students. www.ZInternationalStudent.com is a dedicated website for getting your international student insurance .
  15. 15. International Student Insurance provides health- care benefits to international students studying abroad at foreign universities and educational institutions. International students at US universities and in Study Abroad Programs in foreign countries are eligible for these plans. International Student Health Insurance plans provide coverage for hospitalization, doctor office visits, prescription drugs and medical evacuation. Our International Student Insurance plans are underwritten by trusted and reputable insurance giants like Nationwide, Lloyds, AIG etc. Plans meet or exceed the requirements laid out by foreign and US Universities.

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