Family connections newsletter january 2013


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Family connections newsletter january 2013

  1. 1. Family JANUARY 2013Contents connectionDiscover more about your BAHTroop ID‘Tis the season to stay healthy FinancialElectronic payments required forTRICARE Reserve Select and Retired planning for theReserve monthly premiumsTRICARE provides free weekly email New Yearservice to expectant and new parents Now is a good time to make anResolve to be ready appointment with the PersonalMilitary OneSource mobile app Financial Management (PFM)Transition and employment corner Counselor at your local Fleet and Family Support Center (FFSC) and complete an Electronic Financial Planning Worksheet. This is anFamily Connection is a publication of the Fleet electronic form designed toand Family Support Program. assist you in identifying all yourThe Navys Fleet and Family Support Program pay, allowances and pay deductions and letpromotes the self-reliance and resiliency ofSailors and their families. We provide information you calculate your debt. This will help you to un-that can help you meet the unique challenges of derstand your current debt-to-income ratio. With financial wellness. This no-cost servicethe military lifestyle. this information displayed in an easy-to-read can be a valuable tool if your future goalIf you have questions or comments, contact format, you’ll be able to discuss options with the is to buy or sell a home, purchase a carTimothy McGough at PFM to establish a future spending plan that will or you simply want to ensure financial Visit us online at: increase your financial stability and eventually stability for yourself and your family. allow you to become debt-free. All FFSC Financial Call your local FFSC today to schedule Counselors are highly trained, nationally certified your one-on-one or family counseling counselors who are well-versed in all aspects of appointment. The Volunteer Income Tax Assistance/ Fleet & Family Support Electronic Filing (VITA/ELF) Program Center The 2012 tax season has arrived and Navy Volunteer Income Tax Assistance/ Electronic Filing (VITA/ELF) centers around the world will be open for busi- ness soon. On-site services are available to assist service members and their families with free tax advice, tax preparation and return filing by IRS-trained volunteers. To find the nearest VITA/ELF center, visit Navy JAG Corps. Scan QR Code For additional tax questions and/or combat zone information, call to access via mobile device 1-800-829-1040 or go to “It has been my observation that most people get ahead during the time that others waste.” - Henry Ford
  2. 2. JANUARY 2013Discover moreabout your BAHNavy Housing Service Centers (HSCs) offera host of free services to service members, Add JSS to yourincluding home finding assistance, cost Mobile Networksavings programs such as the Rental Part- jssmobile.orgnership Program (RPP) and landlord-tenantissue resolution. Often, service members iPhone, iPad User…come to the HSC looking for housing in Download JSSthe community, but aren’t sure what they at the App Store Scan afford with their Basic Allowance forHousing (BAH). Navy HSCs are available towalk service members through what their JSS Dial-in Access 24/7?BAH rate will buy in the local community, 1-877-JSS-NOW1and help them consider local factors to (577-6691)ensure housing affordability across their adjusted annually, may change over theentire tours. course of a tour even when there is no change of duty station. These variationsBAH rates are comprised of three compo- and the local nature of BAH are important Relocation Tipnents: rent, utilities, and renter’s insurance. considerations when looking for a home.Over time, as rank and dependent status You can neverchanges, the amount of BAH a service For a personalized explanation of BAH, be too financiallymember receives will fluctuate. BAH is contact or visit your local HSC. Find Navy ready for youralso location-dependent, and since it is Housing on Facebook and Twitter. move. The govern- ment ships your household goods and gives you Troop ID travel funds and even a dislocation allow- ance, but it may not be enough to cover TroopID recently launched innovative technology that authenticates military service all your expenses. While advance pay may and military family membership online. Founded by two former Army Rangers, TroopID seem like a great solution, remember that allows individuals to verify their eligibility at, and once verified, they can ac- you must pay this advance back within cess deals and discounts online from various national companies. As a result, businesses 12 months, and the temporary hardship are more likely to offer military specials online without concern for misuse by ineligible of relocating may impact your family for users. Companies like TroopID answer First Lady Michelle Obama’s appeal to “Do what a long time. Moving expenses you can you do best” in connecting service members, veterans and military spouses with the expect include rent, advance rent, depos- resources they deserve. Visit its, vehicle licenses and registration, car rental, temporary lodging, and meals. Plan ahead! Your installation’s FFSC RAP or PFM Program can assist you.U.S. Navy Individual Returning Warrior Workshops (RWW)Augmentees Returning Warrior Workshop Schedule & IA Family EventsLike us on Facebook. — Click “Links and Resources.” IA Discussion Group Schedule View the Fleet-wide list of classes, support groups and events. 2
  3. 3. JANUARY 2013 Electronic payments required for TRICARE Reserve Select and Retired Reserve monthly premiums To avoid losing coverage, beneficiaries enrolled in TRICARE Reserve Select (TRS) or‘Tis the season TRICARE Retired Reserve (TRR) who pay monthly premiums by check need to switch to an electronic form of payment before Jan. 1, 2013. Beginning Jan. 1, 2013, TRICAREto stay healthy will only accept monthly premium payments using recurring automatic payments byWorried about getting sick this season? credit or debit card, or by recurring Electronic Funds Transfer (EFT) from a linked bankHere are four things you can do to avoid account. To avoid confusion, beneficiaries should verify that their bank sends EFT pay-the doctor’s office this winter. ments electronically. The Defense Manpower Data Center (DMDC) is notifying currentNN Consuming beneficial bacteria may TRR and TRS beneficiaries directly by email, and new beneficiaries will be informed in be one way to decrease the risk of their welcome package information when enrolling. Electronic payments streamline getting sick. These “healthy bacteria” account management and ensure continuous coverage for beneficiaries. Failure to pay are also called probiotics, and can be premiums by the due date results in termination of coverage. Beneficiaries can contact found in a variety of foods such as yo- their regional contractor to set up automatic payments and get more information. Con- gurt, milk, tempeh, and soy products. tact information for each region is available online at TRS and TRR are premium-based health plans. TRS is available for eligible members of theNN A variety of vitamins are also beneficial Selected Reserve of the Ready Reserve and their families; and TRR can be purchased to reducing the health risk and by retired Reserve members, their families and eligible survivors of deceased retired increasing your immune function. Reserve sponsors. For more information about TRS or TRR go to Some important vitamins include A, C, D, E and K. Although all of these are found in popular supplements, the consumption through whole natural foods may provide many more long- term benefits. TRICARE provides free weekly email serviceNN Hygiene is another factor that doesn’t to expectant and new parents receive enough credit when consid- Deployed parents and parents separated from their children while recovering from a ering someone’s health. According to combat-related injury can now receive the emails anywhere, allowing them to be part of the CDC, the simple use of hand sani- their family’s journey while separated. The email service delivers tailored messages each tizer is reported to possibly reduce week to the inbox of expectant and new parents, with specific information customized the risk of sickness up to 37 percent. to the due date of their baby, or birth date of their child up to age one. This weekly emailNN REST! Ensure you are taking time off keeps parents up to date on important issues during pregnancy as well as health and for yourself. It is important to get ade- developmental information regarding their babies and young children. quate sleep, which reports indicate is between six to nine hours for adults The service also distributes important announcements and program information through to function at 100 percent. Sleep customized e-campaigns, the Nursing Journal, online surveys and The Parent Review deprivation can eventually result in Report. The report provides high-quality, research-based articles on a wide range of topics injury or fatigue and negatively affect including newborn/infant care, postpartum and maternal health, prematurity, pregnancy your daily performance! Visit Navy loss, autism and many others. Extended family members and others who may be fitness for more information. providing care for a military child while a parent is deployed or recovering from a combat- related injury may also enroll on behalf of the child. To enroll visit 3
  4. 4. JANUARY 2013Resolve to be readyNow that the New Year has arrived, make Militaryone of your resolutions to plan for emer-gencies. Make 2013 the year you “Resolve OneSource Transition andto be Ready.” It is one resolution that is as mobile app employment cornereasy as 1-2-3. With the mobile1. Be informed. Learn about the Military OneSource, New Year / fresh resume different types of natural disasters/ you never have Now is the perfect time to write or rewrite emergencies that can happen in your to be without the your resume. And you don’t have to work on it area and educate yourself on how to great information alone because military families have plenty of respond. and resources you have come to help. Trained employment counselors at Navy expect. From guidance on accessing Fleet and Family Support Centers (FFSCs) will2. Make a family emergency plan. non-medical counseling services to work closely with you. They even have sample Your family may not be together when using the installation locator to find resumes for you to use. They won’t write your an emergency occurs, so it is important local programs and services, the resume, but these counselors will help you to plan in advance. Think about and dis- mobile Military OneSource is always assess your skills and experience, choose the cuss how you will contact one another, there when you need it! Here are right “buzzwords” to target particular jobs and where you will meet and what you will some of the other great features you make sure your resume is polished. Find the FFSC do in different situations. Make contact can access from your mobile device: nearest you to get started with an employment cards for every family member to keep counselor today. with them and include information NN Articles and resources for all about NFAAS in your plan. military life topics including Have you checked “Military OneSource” lately? Moving and Spouse Education Provided by the Department of Defense (DOD)3. Build an emergency supply kit. and Career Opportunities to service members and families, the website After an event occurs you may not have looks at many concerns including spouse access to supplies. You and your family NN Monthly highlights of latest employment and resume writing. You can get may need to survive on your own for a news and information affecting ideas on assessing work skills such as book- few days. It is important to have food, our military community keeping or sales, volunteer work or knowing a water and other supplies in sufficient NN Lists of articles supporting the foreign language. Consider your intangible skills quantity stored ahead of time. monthly focus, such as Month of common to military families such as adaptingThe Navy’s Fleet and Family Support the Military Child quickly to new situations and being a wellProgram and Ready Navy encour- disciplined, fast learner. NN Social media hub to includeage you to Resolve to be Ready in access to available podcasts and Military Spouse Education and Career Op-2013. Go to and the ability to register for upcom- portunities (SECO) consultants are also to learn more about ing webinars through Military OneSource (1-800-342-9647).emergency preparedness. These consultants can help you prepare or revise your resume and connect you withNavy Family Accountability and Assessment System (NFAAS) employment resources. NFAAS allows Navy personnel to manage the recovery It’s a new year and a great time to have a fresh process for personnel affected by a widespread cata- look at that resume! strophic event. It is also helpful in providing commands with information to support IA family members whiletheir sponsors are deployed overseas. Watch the video andlog on to NFAAS. NAF Scan QR code to access NFAAS Human mobile website 24/7. Resources 4