1. I-Pad Guard is an exclusive insurance policy under
the Apple 1 to 1 ICT-enabled Learning Programme
for teachers and students
I-Pad Guard protects your I-Pad from Theft,
Accidental Damage, Fire Damage and even Liquid
Spillage
INSTANT COVERAGE
THEFT COVERAGE
ISLAND-WIDE COVERAGE
ACCIDENTAL DAMAGE
INCLUDING LIQUID SPILLAGE
LEVEL PREMIUMS FOR 4 YEARS
HASSLE FREE ONLINE CLAIMS
SUBMISSION
I-PAD GUARD
Your Apple I-Pad Insurance
Insurance is underwritten by
Liberty Insurance Private Limited
RIZK
Insurance Solutions Disclaimer: This brochure does not serve as a contract of insurance. For specific
terms, benefits conditions and exclusion, please refer to the policy contract

2. I-Pad GUARD:
of the repair cost and the insurer will pay the What is Replacement cost?
What does it cover? remaining $600 on a reimbursement basis
1. What are the coverages of this plan? Replacement cost refers to the cost of replacing
What is Co-Insurance? the lost I-Pad with the closest available unit (but
This is an All Risks I-Pad insurance plan covering for
not better) in terms of functions, capacity and
loss due to theft and robbery, as well as accidental Co-insurance is applicable only to a total loss claim
output.
damage including liquid spillage. on an I-Pad. Co-Insurance refers to the claimed
amount shared between the insurer and the insured. 5. What are the claim procedures for accidental
2. What is NOT covered under this policy?
damage and loss?
Year 1: Replacement cost subject to 10% co-insurance
a) Acts of negligence
Claims are to be filed at www.rizksolutions.net
Year 2: Replacement cost subject to 20% co-insurance
b) War, nuclear/radioactive contamination and under Laptop Insurance Claim.
terrorism Year 3: Replacement cost subject to 35% co-insurance
c) Loss or damage due to: Year 4: Replacement cost subject to 50% co-insurance
For Loss due to theft:
• Wear and tear 4. How does co-insurance work?
a) A police report is required
In the event of a total loss incident, the policy covers
• Atmospheric conditions
for replacement cost less co-insurance or excess b) File the claim through RIZK website
• Dishonest acts by insured amount (whichever is higher).
For Accidental Damage
• Faulty design
For Example, the replacement cost of an I-Pad is a) Request repair quotation from Apple Service
• Unexplained loss or mysterious $1,000. Depending on which year the loss took place. Centre
disappearance
Yr Co-insurance Co- Standard Amount c) File the claim through RIZK website
• Consequential loss of any kind insurance Excess Paid by
Parents Insurer d) Claims executive from RIZK Insurance Solutions
for Parents
(b)
• Penalties and fines parents will contact parents to process claim documents
(a)
• Loss or damage caused during any repairs,
FOR CLAIMS ENQUIRIES
servicing or maintenance 1 10% 90% $100 $200 $200
For product and claim enquiries, please call Mr.
3. What is an Excess? 2 20% 80% $200 $200 $200 Endy Ong at 96568375
An excess is the first amount the insured is required to 3 35% 65% $350 $200 $350 Email: enquiries@rizksolutions.com
bear in the event of a claim being filed. The policy has
4 50% 50% $500 $200 $500 Disclaimer: This brochure does not serve as a
an excess of either $200 or 10% of the repair cost
contract of insurance. For specific terms, benefits
whichever is higher for each and every claim made for Parents will pay the higher of either column (a) or conditions and exclusion, please refer to the policy
an i Pad repair column (b). The insurer will cover the remaining cost contract.
For example, the repair cost of an I-Pad that has been for replacing the I-Pad
damaged is $800. The insured will bear the first $200