STAR WEDDING GIFT PLAN                GIFTS inbuilt in the PlanNo Pre medical           Hospitalization cover for         ...
STAR WEDDING GIFT PLANAge at entry                :      18 years to 40 yearsRenewability                :      Up to 45 y...
STAR WEDDING GIFT PLANGeneral Exclusions          :       Expenses related to Maternity other than child                  ...
Policy period for One Year cover [Service Tax Included]                                                                  P...
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Star health wedding gift policy [pregnancy cover]

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Pasic Floater Plan with Addition Cover. Expenses of delivery – Normal or Caesarean, Newborn baby cover,, Post delivery complication cover for mother after the delivery. Cost of test incurred for detecting any disorders in the Fetus up to Rs. 1,000/- Non Allopathic Treatments: Up to Rs. 25,000/- per policy period. Age 18 years to 40 years entry and family size of 2A and 2A + 1C.

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Star health wedding gift policy [pregnancy cover]

  1. 1. STAR WEDDING GIFT PLAN GIFTS inbuilt in the PlanNo Pre medical Hospitalization cover for New Born Baby Screening illness, sickness , disease Cover and accident Pre and Child delivery Post deliveryPost Natal cover expenses complications • All other feature benefits of Family Health Optima are available in the policy Can be given to family size of 2A and 2A + 1C • Child delivery charges up to Rs.25000 if Caesarean and Rs.20000 for normal delivery in Rs. 500,000 Sum Insured Option. • Child delivery charges up to Rs.20000 if Caesarean and Rs.15000 for normal delivery in Rs. 300,000 Sum Insured Option. • New born baby is covered from day 1 • Fees for testing congenital abnormalities of the fetus • Premium can be paid for 1, 2 or 4 years at the choice of the customer. Mktg – Senior Sales Manager Contact: 0 99946 12916, 0 93628 54443, 0 90430 32916 E.Mail: smstarhealth@gmail.com
  2. 2. STAR WEDDING GIFT PLANAge at entry : 18 years to 40 yearsRenewability : Up to 45 yearsSum Insured Options : Rs 3,00,000 and Rs.5,00,000Coverage : Family Floater CoverageHospitalization Benefit : Cashless treatment or Reimbursement of expenses incurred owing to illness, sickness or accidents as inpatient for a minimum period of 24 hours.Pre Hospitalization : Expenses incurred 30 days prior to hospitalization covered for reasonable expenses.(Does not apply to child delivery admission)Post Hospitalization : 7% of the Hospital expenses subject to a maximum of Rs. Rs. 5000/-Waiting Period : 30 days for health related expenses during the first policy year and 36 months for child delivery Expenses.When the policy is purchased for 4 years in one go, child delivery expenses coveredafter 24 months.Non – Allopathic : Rs.25,000 per policy periodAmbulance Charges : Rs.1000/- per hospitalization up to Rs.1500/- per policy period.Room rent : 1% of Sum Insured subject to a maximum of Rs. 4000/- per day.Day Care Procedure : 15 treatments covered as day care in case of less than 24 hours hospitalization. Treatments are subject to sub limits.Cataract Sub limit : Rs. 20,000 per eye subject to maximum of Rs.30,000 per policy period. Mktg – Senior Sales Manager Contact: 0 99946 12916, 0 93628 54443, 0 90430 32916 E.Mail: smstarhealth@gmail.com
  3. 3. STAR WEDDING GIFT PLANGeneral Exclusions : Expenses related to Maternity other than child delivery, Dental Treatment, Diagnostics, Naturopathy, Lasik laser,Income Tax Exemption : Deductions under section 80 D is available for all modes of payment other than cash.New Born Baby Cover : Expense relating to treatment of the new born owing To illness, sickness, disease, injury including Congenital Internal and External disease/defect Where the new born is diagnosed with Downs’ Syndrome or Cerebral Palsey, a lump sum compensation is paid.Pre /Post Natal Cover : Expenses incurred 12 weeks before the date of delivery and 12 weeks after delivery covered .Post Delivery : Expenses relating to post delivery complicationsFirst year Exclusions : Deviated Nasal Septum, Benign prostate hypertrophy Hernia, Hydrocele,Congenital internal disease/defect Fistula in Anus, Piles, Fissures in Anus, Sinusitis Nasal Polyps, Renal stone and Gall Bladder stone removalFirst 2 years’ Exclusions : Cataract, Hysterectomy Dysfunctional Uterine Bleeding (DUB), Fibroid Uterus, Prolapsed Uterus, Treatment of Internal Derangement of Knee, Treatment of Joint, degenerative vertebral and disc, Inter vertebral Disc Prolapse, Varicose veins/ulcers, Mktg – Senior Sales Manager Contact: 0 99946 12916, 0 93628 54443, 0 90430 32916 E.Mail: smstarhealth@gmail.com
  4. 4. Policy period for One Year cover [Service Tax Included] Premium [Rs.] Option Family 5 Month to 35 Yrs 36 Yrs to 45 Yrs 2A 11,366 11,846 Option I Sum Insured 3,00,000 2A + 1C 11,620 12,469 2A 15,396 16,192 Option II Sum Insured 5,00,000 2A + 1C 15,960 16,887Policy period for Two Year cover [Service Tax Included] Premium [Rs.] Option Family 5 Month to 35 Yrs 36 Yrs to 45 Yrs 2A 20,461 21,327 Option I Sum Insured 3,00,000 2A + 1C 20,918 22,446 2A 27,178 29,147 Option II Sum Insured 3,00,000 2A + 1C 28,733 30,339Policy period for Four Year cover [Service Tax Included] Premium [Rs.] Option Family 5 Month to 35 Yrs 36 Yrs to 45 Yrs 2A 47,743 49,756 Option I Sum Insured 3,00,000 2A + 1C 48,808 52,376 2A 64,674 68,011 Option II Sum Insured 3,00,000 2A + 1C 67,035 71,855 Mktg – Senior Sales Manager Contact: 0 99946 12916, 0 93628 54443, 0 90430 32916 E.Mail: smstarhealth@gmail.com

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