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Welcome to the FinTech Revolution!

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Presentation delivered on August 16, 2016 in Atlanta., GA addressing the factors that are driving the FinTech revolution, the economic significance of micro-investing technologies, recent industry turmoil and emerging tech-centric financial leaders. Video can be viewed at: https://www.youtube.com/watch?v=G0djjmmgyRw&list=PLkN9_AZTFbfhJjhEwffWXxeMoWGg34LF3

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Welcome to the FinTech Revolution!

  1. 1. Welcome to the FinTech Revolution! Atlanta, GA August 16, 2016
  2. 2. © 2016 Dara Albright Media, All Rights Reserved @ToTheStoics @DaraAlbrightMedia www.Linkedin.com/in/DaraAlbright Speaker, writer and influencer on topics relating to Market Structure, New Issues, Fintech, P2P and Crowdfinance. About Dara Albright DaraAlbrightMedia.com
  3. 3. “We are in the midst a worldwide FinTech revolution that is changing the way we invest, raise capital, borrow, lend, pay for goods and services and save for retirement. It is reinventing currency, democratizing the flow of capital and giving rise to an entirely new generation of tech-centric financial leaders”
  4. 4. © 2016 Dara Albright Media, All Rights Reserved The FinTech Revolution is Being Driven By: • TECHNOLOGICAL ADVANCEMENT • A PHENOMENON IN GLOBAL COMMUNICATIONS • A CHANGING REGULATORY LANDSCAPE • THE UPRISING OF THE MASSES 1 2 3 4
  5. 5. © 2016 Dara Albright Media, All Rights Reserved Technology is Snowballing • Automation has made micro and fractional investing cheaper, simpler and more accessible • Technology has made tax-deferred micro-alternative investing an economic reality • It has finally democratized diversification (one of the most important and effective strategies of modern investing) 1
  6. 6. “Most would agree that one hundred different $20 investments are less risky than one $2,000 investment. However, in order to facilitate these investments across a number of different asset classes, the baseline cost of investing needed to first be driven down by technology and self-service. It is this great technological achievement that has paved the way for micro and fractional investing to become an economic reality.” - Blaine Mclaughlin, COO of VIA Folio Micro-Investing Technologies will Have Epic Economic Implications
  7. 7. © 2016 Dara Albright Media, All Rights Reserved Global Communications is Transforming • Businesses are no longer bound by geographical constraints • Products can be sold to anyone, anywhere and at anytime • Investments can now be made by anyone, anywhere and at anytime • Social Media has made affinity investing / crowdfunding possible • The Internet is increasingly cutting out the “middle man” • People are more connected than ever before 2
  8. 8. “And once you get instantaneous communication with everybody, you have economic activity that's far more advanced, far more liquid, far more distributed than ever before.” - Marc Andreessen, Netscape Founder, Renowned Venture Capitalist and Visionary The Planet is Shrinking
  9. 9. © 2016 Dara Albright Media, All Rights Reserved The Rules Are Changing3
  10. 10. © 2016 Dara Albright Media, All Rights Reserved The Masses Are Uprising4
  11. 11. © 2016 Dara Albright Media, All Rights Reserved They Are Demanding Wealth Equality
  12. 12. © 2016 Dara Albright Media, All Rights Reserved They Want Equal Access to Yield
  13. 13. © 2016 Dara Albright Media, All Rights Reserved They Desire Investing Control This chart that quantifies the dollar value of 1.15% in management fees over the course of one’s career. This chart supposes that a 25 year old invests $300 per month in a fund that returns 7% per year until he is 65 years old. Over the course of the 40 year period, more than $200,000 – or 25% of his portfolio value – will have gone towards management fees.
  14. 14. Retirement Assets of 100 CEOs Source: Center for Effective Government Institute for Policy Studies Retirement Assets of 41% of American Families They Want the Same Chance to Retire Richer
  15. 15. © 2016 Dara Albright Media, All Rights Reserved They Want Crowdfinance
  16. 16. © 2016 Dara Albright Media, All Rights Reserved Let’s Address the Recent Industry Turmoil
  17. 17. © 2016 Dara Albright Media, All Rights Reserved FinTech is Not A Passing Fad
  18. 18. © 2016 Dara Albright Media, All Rights Reserved The Recent Turmoil is Exactly What Progress is Supposed to Look Like!
  19. 19. © 2016 Dara Albright Media, All Rights Reserved New Leadership is Emerging “New leaders will rise. Some unexpected frontrunners will fall. The businesses that will best be able to oblige the retail customer, adapt to these regulatory changes, and penetrate retail’s $14+ trillion retirement capital will prevail. But of all of the victors in this new democratized investing landscape, by far the greatest winners of all will be the American people.”
  20. 20. © 2016 Dara Albright Media, All Rights Reserved New Leadership is Emerging Better fixed-income alternative products are being created Atlanta-based GROUNDFLOOR is the first and only real estate lending marketplace open to non-accredited investors. GROUNDFLOOR offers unaccredited investors short-term, high-yield returns backed by real estate. Typical GROUNDFLOOR loans (LROs) have returned 12 percent annually on a six- to 12-month term.
  21. 21. © 2016 Dara Albright Media, All Rights Reserved New Leadership is Emerging Better fixed-income alternative products are being created AHP is a groundbreaking platform that uses Reg A+ legislation to create meaningful social and financial returns for investors, while keeping families in their home. AHP investors average between 9 – 12% returns.
  22. 22. © 2016 Dara Albright Media, All Rights Reserved New Leadership is Emerging More powerful gateways to alternative investment products Worthy is a rising peer investment app that will redefine how Americans – especially millennials – save for retirement. Worthy is ensuring that every consumer becomes a saver.
  23. 23. © 2016 Dara Albright Media, All Rights Reserved IRAeXchange is redefining retail retirement distribution. New Leadership is Emerging More powerful gateways to alternative investment products
  24. 24. © 2016 Dara Albright Media, All Rights Reserved New Leadership is Emerging Retirement vehicles more conducive to today’s investing market are being introduced IRA Services’ technology is making it simple and affordable to invest in these alternative products with retirement dollars; hence, making tax-deferred micro-alternative investing a reality!
  25. 25. © 2016 Dara Albright Media, All Rights Reserved
  26. 26. © 2016 Dara Albright Media, All Rights Reserved The Future Begins Today!
  27. 27. © 2016 Dara Albright Media, All Rights Reserved @ToTheStoics @DaraAlbrightMedia www.Linkedin.com/in/DaraAlbright Speaker, writer and influencer on topics relating to Market Structure, New Issues, Fintech, P2P and Crowdfinance. About Dara Albright Thank you! Reach out anytime: DaraAlbrightMedia.com

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