Presentation given by Dara Albright at the Alternative Lending Summit in Las Vega on October 23, 2017. This presentation the key dynamics and trends that are utterly redefining personal finance

1. © 2017 Dara Albright Media, All Rights Reserved
The Trends that Will Redefine Alternative Investing
By Dara Albright

2. © 2017 Dara Albright Media, All Rights Reserved
@ToTheStoics
@DaraAlbrightMedia
www.Linkedin.com/in/DaraAlbright
Speaker, writer and influencer on topics
relating to FinTech, RegTech, digital-, peer-
& crowd- finance
About Dara Albright
www.daraalbrightmedia.com

3. © 2017 Dara Albright Media, All Rights Reserved
Predicting the Direction of the Markets is as
Easy as Identifying the latest Trends

4. © 2017 Dara Albright Media, All Rights Reserved
Instead of Hemlines, I Look at:
• Societal changes
• Direction of the Political Winds
• **Innovations in Communications

5. THE DIGITAL FINANCE REVOLUTION IS
POWERING THE GREATEST
OPPORTUNITY FOR WEALTH CREATION
IN THE HISTORY OF FINANCE

6. It is redefining how we invest, raise funds,
borrow, lend, pay for goods and services and
save for retirement. It is reinventing
currency, fashioning new asset classes,
democratizing the flow of capital and giving
rise to an entirely new generation of tech-
centric financial leaders.

7. © 2017 Dara Albright Media, All Rights Reserved
1. FinTech The reduction in transaction costs
2. RegTech Modern securities legislation being introduced to
support advancing financial technology
3. AltTech Investment product innovation
4. MediaTech Democratization of journalism, the rise of new voices and the ability to
rapidly spread their messages
5. AdvisorTech The future of the retail brokerage industry
Five Key Dynamics which are Utterly
Redefining Finance

8. © 2017 Dara Albright Media, All Rights Reserved
“FinTech”
• For decades, discount brokerage firms have been using technology to
drive transactions costs down. This same principle is now being
applied to the alternative asset world.
• Advancement in Micro-Technologies will empower the
consumer/retail investor. Anyone can now:
• Diversify within asset classes
• Diversify across a wider range of asset classes
• Access higher yielding alternative products
• Mitigate portfolio risk
“Technology has been dislocating financial services for decades. We are only now just reaching that seminal
moment where instead of disrupting the brokerage industry, technology will utterly obsolete it.”

9. © 2017 Dara Albright Media, All Rights Reserved
“RegTech”
“Finally, securities legislation is catching up to technology.”
“While FinTech makes it cost-effective for micro-investors to access alternative investment
products, RegTech is what makes it legal.”

10. © 2017 Dara Albright Media, All Rights Reserved
“MediaTech”
The rise of new voices and influencers and the spread of their
messages through technology

11. © 2017 Dara Albright Media, All Rights Reserved
The Fake News Factor
There is an overwhelming distrust of “everything establishment” - the mainstream
media, the government and, yes, Wall Street.

12. © 2017 Dara Albright Media, All Rights Reserved
“AltTech”
A New Universe of Alternative Debt Products
for the Masses to Satisfy the Appetite for Yield
The next “hot” alternative product will be
a Money Market Alternative to satisfy the
need for yield and liquidity
JoinWorthy.com

13. © 2017 Dara Albright Media, All Rights Reserved
“AdvisorTech”
Just like media, traditional distribution channels are being displaced.
New retail distribution channels are obsoleting old ones

14. © 2017 Dara Albright Media, All Rights Reserved
The Future of Personal Finance

15. © 2017 Dara Albright Media, All Rights Reserved
@ToTheStoics
@DaraAlbrightMedia
www.Linkedin.com/in/DaraAlbright
Speaker, writer and influencer on topics
relating to FinTech, RegTech, digital-, peer-
& crowd- finance
About Dara Albright
www.daraalbrightmedia.com
Thank you!
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