Crowdfinance the next financial frontier

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This presentation depicts how a rapidly emerging trend in financial services called Crowdfinance is transforming the financial landscape and breeding more productive businesses and economies.

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Crowdfinance the next financial frontier

  1. 1. Crowdfinance: The Next Financial Frontier By Dara Albright Chief Strategy Officer of Crowdnetic Founder of NowStreet Journal Co-Founder of LendIt dalbright@crowdnetic.com Twitter: @NowStreet
  2. 2. What Crowdfinance is NOT New Yorker Cartoon by David Sipress
  3. 3. It is simply conventional finance but instead of capital coming from big institutions or Government entities, it is obtained by pooling small amounts of monies from a crowd of individuals What Crowdfinance ACTUALLY is
  4. 4. • crowdfinance can be broken into three different sub categories: – personal finance – corporate finance – public finance • and it can be structured as debt or equity Just like traditional finance…
  5. 5. Personal Finance: P2P or Peer-to-Peer Lending Corporate Finance: P2B & Online Lending, Reg D Crowdfunding, DPO Crowdfunding Public Finance: Intrastate Crowdfunding or Locavesting Same categories, difference players
  6. 6. • The undemocratic flow of capital • Investor Mentality • The intermediaries • The entire path of capital formation So what’s changed?
  7. 7. $$$$ The Undemocratic Flow of Capital
  8. 8. This undemocratic flow of capital is what is exacerbating the Nation’s Wealth Divide The undemocratic flow of capital
  9. 9. “Crowdfinance is governed by the same principle that built this country in the first place: Allowing Americans to invest in the ingenuity of their fellow Americans”
  10. 10. “Crowdfinance is governed by the same principle that built this country in the first place: Allowing Americans to invest in the ingenuity of their fellow Americans”
  11. 11. The Result of Democratized Investing Allowing it citizens to invest in the ingenuity and innovation of its fellow citizens is what enabled America to transform from a vast farm land to the greatest economic superpower in the history of the world!
  12. 12. Investor Mentality Today’s investor is starving for yield
  13. 13. Investor Mentality This new generation of investors desire more than a financial return
  14. 14. The Intermediaries
  15. 15. The Intermediaries “Crowdfinance will help ignite the resurgence of the small cap underwriters who, throughout history, have consistently fostered economic growth by bringing some of the world’s most promising innovations to the investing public.”
  16. 16. The New Path of Capital Formation
  17. 17. Contact Information THANK YOU! Dara Albright, Chief Strategy Officer dalbright@crowdnetic.com 14 E. 44th Street, 5th Floor New York, NY 10017 Direct 212.867.4490 x20

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