How works


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Build My Scores uses a 5 phase process to have the inaccurate items removed from your credit reports. There are Federal and State laws in place to protect the consumer from inaccurate and unverifiable credit reporting. We assist you in enforcing these laws by implementing our strategy.

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How works

  1. 1. presents<br />Our Credit Restoration Process<br />
  2. 2. is a total credit restoration and enhancement company. <br />Committed to delivering innovation, collaborates with the following referral partners to help them with their clients that are facing credit challenges:<br />Mortgage professionals<br />Real Estate Professionals<br />Banking Professionals<br />Auto Dealers<br />Company Overview<br />
  3. 3. Our strategy builds on: <br />expertise in credit dispute resolution<br />utilization of federal credit laws <br />consumer education<br />Using our industry knowledge, credit expertise and backend technology capabilities, we assist consumers throughout the nation to: <br /><ul><li>Increase credit scores
  4. 4. Achieve financial goals
  5. 5. Restore buying power
  6. 6. Truly understand the importance of credit</li></ul>Doing Things with Excellence<br />
  7. 7. The many strengths that distinguish in the marketplace include: <br />Broad industry expertise <br />Evolving restoration service and enhancement offerings <br />Expertise in federal credit laws <br />Backend technology innovation and implementation <br />Research and development capabilities<br />Commitment to the long-term development of our employees <br />Proven and experienced management team <br />Company Strengths<br />
  8. 8. There are 4 consumer laws that utilizes. <br />These laws are in place to protect consumers.<br />4 major Federal Laws<br />
  9. 9. HIPAA - Health Insurance Portability and Accountability Act- This law states that doctors and hospitals cannot give out your personal information to a third party to attempt to collect or report a debt. In doing so they are violating Federal Law.<br />FDCPA - Fair Debt Collection Practices Act- This law states that in order to collect or report a debt, you have to be able to validate it with a detailed billing history and a signed contract.<br />FCRA -Fair Credit Reporting Act-This law states that the credit bureaus have a reasonable amount of time to respond to a request for an investigation (generally 30 days) or the derogatory information has to be removed.<br />FACT - Fair and Accurate Credit Transaction Act-This law pertains to Identity theft and was created to amend the Fair Credit Reporting Act. <br /> Helps to prevent identity theft<br /> Helps to improve resolution of consumer disputes<br />Helps to improve the accuracy of consumer records<br /> Make improvements and give better consumer access to your credit information<br />4 Major Federal Laws<br />
  10. 10. These four Federal laws have been established to protect consumers’ credit reports. <br />Creditors and credit bureaus are legally obligated to produce documented evidence within a reasonable amount of time, generally 30 days, to prove the information they are reporting. <br />If they cannot validate their claims, they must promptly remove any undocumented information from the consumer’s credit report. <br />4 major federal Laws<br />
  11. 11. Thorough research and investigation of credit and collection agencies information, inquires, public records, and source of information.<br />Carefully audit the Credit bureaus; Equifax, Experian, and TransUnion<br />Reinvestigate the credit bureaus and ask for method of their investigation<br />Validation of Debt having creditors produce original documentation<br />Revised Validation of Debt<br />Negotiate settlement if necessary contingent upon complete removal.<br />Advanced Multi-Phase Process<br />
  12. 12. What they’re saying…<br />
  13. 13. Each prospect takes an in-depth profile before we conduct a consultation.  This helps us understand the prospects past, present, and future and also allows us to identify if the prospect is even a viable candidate for credit restoration.<br />After the profile, we spend 30-45 minutes consulting the prospect on the four credit laws that protect them, our process in its entirety, educating them on the make-up of a credit score, examination of their credit report, and our pricing.<br />After entering into our program, each client receives a welcome packet explaining what to expect during the program.<br />Our team of processors and client services agents are available for questions and/or advice 5 days a week from 8 to 6pm.<br />Your Credit Consultant works directly with Client Services in relaying any improvements to you, the Referral Partner.<br />What’s in it for your client?<br />
  14. 14. The Pricing<br />$697.00 /$77.00 <br />Items<br />Cost<br />