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ENVISIONING STRATEGY MBAM 619 TEAM  aSIAN iNVASION Hall Zhang Kaustubh Thakur Lance Kawamoto Pranajaya Soedradjat Raymond Zhang
TYPE STENGTH OF IMPACT MAIN IMPACT POINTS POLITICAL VERY HIGH State and Federal regulations control insurance and traffic laws that directly affect insurance companies and their consumers ECONOMIC LOW Recession in the early 1990’s had an impact on revenue and profit SOCIAL LOW Changes in demographics and locations impact number of drivers and classification of standard and non-standard (e.g. migration to Southern California increased number of drivers on the road)‏ TECHNOLOGY VERY HIGH Disruptive technology that affects both the company internally and external indirect impact on progressives business
1980 1984 1982 1985 1990 1995 1988 1986 Government starts drunk driving campaign Introduction of MADD Seat belt law Minimum Drinking age Introduction of air bags Anti Lock Breaks Speed limit increased to 65 MPH on rural hwy’s California Prop 108 – reducing fees 55 MPH speed limit repealed Sobriety checkpoints legalized State Power ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Federal Power ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Internal Changes External Changes Centralized data base And computer system Law enforcement technology increased the frequency of traffic violations New security and safety devices reduce risks of theft and accidents.  Insurers could decrease premiums or reap additional profits from reduction in Loss Ratio ABS Brakes New computer and communication systems increase operation efficiency by decreasing reducing the number of incorrect quotes and speeding up application process by 30%
Industry sector and the NAICS two digit code: 52-Finance and Insurance Industry sub-sector and the NAICS code: 524126-Automobile insurance carriers
HHI
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
 
Life cycle: growth. The cycle of industry creative destruction: recombinant market leaders.
Customer Insurance Company 3 Insurance Company 4 Insurance Company 2 Insurance Company 1 Insurance Company  (Picked)‏ Price Comparison
Customer Insurance Company 3 Insurance Company 4 Insurance Company 2 Insurance Company 1 Insurance Company  (Picked)‏
Customer Representative Insurance Corporation The Agent Customer Hotline Vendors Customer Customer
Inbound Logistics and Operations ,[object Object],[object Object],[object Object]
Information and Communication Technology ,[object Object],[object Object]
Marketing and Sales ,[object Object],[object Object],[object Object],[object Object]
After-sales service ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Human Resource Management ,[object Object],[object Object],[object Object],[object Object]
 

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Progressive Corporation (1984 93) Team Asian Invasion

  • 1. ENVISIONING STRATEGY MBAM 619 TEAM aSIAN iNVASION Hall Zhang Kaustubh Thakur Lance Kawamoto Pranajaya Soedradjat Raymond Zhang
  • 2. TYPE STENGTH OF IMPACT MAIN IMPACT POINTS POLITICAL VERY HIGH State and Federal regulations control insurance and traffic laws that directly affect insurance companies and their consumers ECONOMIC LOW Recession in the early 1990’s had an impact on revenue and profit SOCIAL LOW Changes in demographics and locations impact number of drivers and classification of standard and non-standard (e.g. migration to Southern California increased number of drivers on the road)‏ TECHNOLOGY VERY HIGH Disruptive technology that affects both the company internally and external indirect impact on progressives business
  • 3.
  • 4. Internal Changes External Changes Centralized data base And computer system Law enforcement technology increased the frequency of traffic violations New security and safety devices reduce risks of theft and accidents. Insurers could decrease premiums or reap additional profits from reduction in Loss Ratio ABS Brakes New computer and communication systems increase operation efficiency by decreasing reducing the number of incorrect quotes and speeding up application process by 30%
  • 5. Industry sector and the NAICS two digit code: 52-Finance and Insurance Industry sub-sector and the NAICS code: 524126-Automobile insurance carriers
  • 6. HHI
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  • 8.  
  • 9. Life cycle: growth. The cycle of industry creative destruction: recombinant market leaders.
  • 10. Customer Insurance Company 3 Insurance Company 4 Insurance Company 2 Insurance Company 1 Insurance Company (Picked)‏ Price Comparison
  • 11. Customer Insurance Company 3 Insurance Company 4 Insurance Company 2 Insurance Company 1 Insurance Company (Picked)‏
  • 12. Customer Representative Insurance Corporation The Agent Customer Hotline Vendors Customer Customer
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  • 18.