1.
8 December 2016 | Cairo, Egypt
Registration: www.events.smebanking.club | (+2) 0100 167 0 138 | mena@smebanking.club
Date: 8 December 2016. Venue: Hotel Sofitel Cairo El Gezirah, Cairo, Egypt
Organized by: SME Banking Club and Big Time International
Middle East & North Africa
SME BANKING
Conference 2016
SMEs banking 360 degrees
ORGANIZERS
GENERAL SPONSOR
BANKING | FACTORING | LEASING | INSURANCE
STRATEGIC PARTNER
STRATEGIC PARTNER
ABOUT THE EVENT
The objective: to picture banking and non-banking financial institutions as integrated commercial offer to
SMEs rather than competitors. Promote insurance guarantee as main driver for SME banking and non-
banking growth. Promote awareness of banking and financial institutions namely: leasing, factoring and
insurance to SME clients and SME community.
OFFICIAL SPONSOR MEDIA PARTNER

2.
MENA SME Banking Conference
8 December 2016 | Cairo, Egypt
Registration: www.events.smebanking.club | (+2) 0100 167 0 138 | mena@smebanking.club
Date: 8 December 2016. Venue: Hotel Sofitel Cairo El Gezirah, Cairo, Egypt
Organized by: SME Banking Club and Big Time International
Meet speakers and moderators - international and regional SME experts:
Mohamed Antably
Head of SME Banking and
Microfinance division
QNB AA
Bassam Azab
Business Risk Services
Grant Thornton, UAE
Walie Lotfy
Head of Proximity Banking -
Distribution
Credit Agricole, Egypt
Yuriy Voychak
CEO
SME finance company, UA /
Project manager, China
Hamdy Azzam
Head of SME Committee
Federation of Egyptian Banks
Mohamed Zakaria
MSME and Capacity Building
Consultant
USAID SEED project
Andrey Gidulyan
Founder
SME Banking Club
Ukraine / Poland
Hayder Al-Bagdadi
Head of the GIZ projects
MFMR & PAFSME projects
Alaa El Sakty
Chairman
Association of the investors
of SME
Daker Abdella
Board Member
Egyptian Union for
Construction Contractors
Mohamed Yehia Amiri
Head of Marketing and
Business Development,
SAIBank
WHO WILL ATTEND
SMEs, Start-ups, Financial regulators and government from offices related to SME, banks, NGOs, and
financial non-banking institutions.
Shahinaz Rashad
Executive Director
Egyptian Financial
Supervisory Authority (EFSA)
Mohamed Refaat
Managing Director
Egyptian Financial
Supervisory Authority (EFSA)
Ola El Khawaga
Director
Research & Awareness Dep.,
Egyptian Banking Institute
Reem El Saady
Principle Manager ASB
SME Finance & Dev. Group,
EBRD

3.
8:30-9:00 | Welcome coffee & Registration
9:00-9:15 | Andrey Gidulyan, SME Banking Club, Hayder Al-Bagdadi, GIZ. Welcome note
9:15-9:45 | Andrey Gidulyan, SME Banking Club. Global SMEs banking
SESSION 1. AN OVERVIEW FOR SME’S PLATFORM
9:45-10:15 | Central Bank of Egypt Representative. Banking Regulations and landscape of SME (invited)
10:15-10:45 | Hamdy Azzam, Federation of Egyptian Banks. SME landscape between two eras (invited)
SESSION 2. SME’S BEST PRACTICES : INTERNATIONAL, REGIONAL, AND NATIONAL
11:30-12:00 | Coffee Break & Networking
12:00-12:30 | Mohamed Antably, QNB Egypt. Strategies of SMEs banking and financial services
12:30-13:00 | Yurii Voychak, SME finance company. SME lending project experience. Case studies - China
13:00-13:30 | Reem El Saady, EBRD. EBRD SME Finance and development program
14:30-15:30 | Lunch Time
SESSION 3. ACTIONS ON THE GROUND: THE SUCCESS FORMULA : STRATEGIES, CONTEXT, AND SUPPORT
15:30-15:50 | Shahinaz Rashad, EFSA. EFSA regulations building supporting SME
15:50-16:10 | Alaa El-Sakty, SME Investors Association. Customer voice: SME needs and how they see banks
and FI!
16:10-16:30 | Daker Abdella, Union for Construction Contractors. How SME regard banks and what they
16:30-16:50 | Mohamed Zakaria, USAID SEEDS. Non-financial and non-lending services for SMEs
17:30-17:45 | Conclusion & Closing Remarks
11:15-11:30 | Ola El Khawaga, Egyptian Banking Institute. EBI support and activities to the SME sector
10:45-11:15 | Mohamed Refaat, I-Score. I-Score Initiative supporting SME’s in Egypt
13:30-14:00 | Bassam Azab, Grant Thornton, UAE. Factoring - best practices (GCC success, recent lessons)
14:00-14:30 | Mohamed Amiri, SAIBank. SME risk assessment in banks vs. leasing and factoring
16:50-17:10 | Naglaa Bahr, CGC. Mechanism of Credit Guarantee in promoting SME lending
Date: 8 December 2016. Venue: Hotel Sofitel Cairo El Gezirah, Cairo, Egypt
Organized by: SME Banking Club and Big Time International
17:10-17:30 | Q&A Session
MENA SME Banking Conference
8 December 2016 | Cairo, Egypt
Registration: www.events.smebanking.club | (+2) 0100 167 0 138 | mena@smebanking.club

4.
Date: 8 December 2016. Venue: Hotel Sofitel Cairo El Gezirah, Cairo, Egypt
Organized by: SME Banking Club and Big Time International
MENA SME Banking Conference
8 December 2016 | Cairo, Egypt
Registration: www.events.smebanking.club | (+2) 0100 167 0 138 | mena@smebanking.club
ABOUT ELSEWEDY ELECTRIC
Owing to a successful growth rate year after year and aligning with the expansion strategy of the company, by op-
erating in 5 diversified energy segments:
1. Cables & Accessories.
2. Energy Management (Meters).
3. Transformers.
4. Renewable Energy Solutions (Wind & Solar).
5. Projects (EPC, Development & Finance).
Elsewedy Electric is a well-established group with extensive holdings, both locally and beyond borders in several
other Middle Eastern & African countries as well as some European & Asian countries. With the goal of providing
our customers a one-stop solution in terms of Designing, Engineering, Procurement and Construction.
Website: www.elsewedyelectric.com
Email: info@elsewedy.com
Promotion of Access to Financial Services for Small and Medium Enterprises (SMEs) in Egypt
Providing jobs to millions, SMEs form the backbone of any strong economy. Their capacity for innovation, job cre-
ation and ability to adapt to ever-changing business environments makes them a vital building block for economic
growth and prosperity. Despite being the largest SME hub in the Middle East, Egypt’s SMEs face multiple challeng-
es including legal and regulatory issues, lack of technology adoption, unskilled workers, and, particularly dampen-
ing SME growth, access to suitable financial services. Securing formal financing often requires SMEs to undergo
long and tedious procedures, forcing many to rely on informal ways to finance their ventures instead.
Non-Bank Financial Institutions (NBFIs), such as leasing, factoring, equity finance or insurance companies, can
help solve this financing gap by providing financial services outside the banking system. NBFIs can thus provide a
wide range of tailored services to SMEs complementary to the services offered by traditional banks. While large in
potential, the use of non-bank financial services for SMEs is still in its infancy.
Financial services offered to SMEs by NBFIs are strengthened with regard to positive employment effects.
The project consists of five main areas of intervention, bringing together relevant actors of the public and private
sector:
1. Improving the legal and regulatory framework for NBFIs. The project provides technical assistance to
the Egyptian Financial Supervisory Authority (EFSA) in order to support their effort to establish and enable a
suitable legal and regulatory framework for SME finance in Egypt.
2. Strengthening the financial market infrastructure. In order to expand credit guarantee schemes and
thus make providing financial services to SMEs more attractive, the project supports the Credit Guarantee
Company (CGC) by enhancing its institutional and human capacities. Furthermore, it supports the Financial Ser-
vices Institute (FSI), EFSA’s research and training institute, in developing demandoriented training programmes
for NBFIs.
3. Developing the capacities of selected NBFIs. The project provides technical support at the individual
and institutional level to selected NBFIs to help them improve their services to SME clients.
4. Improving access to finance for young companies (startups). The project supports the development and
adoption of innovative but also more traditional equity and debt financing instruments to improve the access
to finance for young,growth-oriented entrepreneurs.
5. Promoting insurance for SMEs and their employees. The project supports insurance providers in devel-
oping new insurance products and distribution channels in order to increase uptake among SMEs and their
employees.
Read more: www.giz.de/egypt.
ABOUT PAFSME PROJECT